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MUNICIPAL EMPLOYEES

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MUNICIPAL EMPLOYEES Rates & Review March 2026

Q: How many branches does MUNICIPAL EMPLOYEES operate?

MUNICIPAL EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join MUNICIPAL EMPLOYEES?

Yes, to access services at MUNICIPAL EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, MUNICIPAL EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, MUNICIPAL EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare MUNICIPAL EMPLOYEES rates to other rates in our database, including 12-month share certificate rates currently at 2.75%, 6-month share certificate rates at 1.51% and 3-month share certificate rates at 0.95%. Savings rates are at 0.40% and money market rates are at 0.07%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to MUNICIPAL EMPLOYEES rates. MonitorBankRates evaluates the financial stability of MUNICIPAL EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.88%. Rates were last updated on 03/29/2026.

MUNICIPAL EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MUNICIPAL EMPLOYEES? Share your experience about MUNICIPAL EMPLOYEES by leaving a review below, or read customer reviews before you decide to use MUNICIPAL EMPLOYEES.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.88%

Excellent Lower than avg

Woodford State Bank
CU Office

222 Arkansas Ave
Bogalusa, LA 70427 3810

Current Rate Availability

We do not have MUNICIPAL EMPLOYEES rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for MUNICIPAL EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather MUNICIPAL EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MUNICIPAL EMPLOYEES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MUNICIPAL EMPLOYEES

Website

Address 222 Arkansas Ave, Bogalusa, LA 70427 3810

Phone 985-735-3900

Fax 985-730-2500

President

CEO Sheree Wascom

Full-Time Employees 0

Part-Time Employees 2

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.88%

Return on Assets (ROA)

0.2389%

Return on Equity (ROE)

0.5271%

Non-Performing Loans Ratio (NPL)

3.16%

Total Assets

611,486

Total Amount of Shares and Deposits

327,037

Total Shares and Deposits < 1 Year

327,036

Total Insured Shares and Deposits > $250K (item 17 less item K)

327,037

Number of Accounts for Regular Shares

150

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

123,600

Total Liabilities

334,291

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About MUNICIPAL EMPLOYEES

Is MUNICIPAL EMPLOYEES a safe place to deposit money?

Yes, MUNICIPAL EMPLOYEES is considered a safe financial institution. With a Texas Ratio of 0.87501880412903%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does MUNICIPAL EMPLOYEES operate?

MUNICIPAL EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MUNICIPAL EMPLOYEES?

Yes, to access services at MUNICIPAL EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MUNICIPAL EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MUNICIPAL EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Does MUNICIPAL EMPLOYEES offer online and mobile banking?

Most modern institutions like MUNICIPAL EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.