What are the current interest rates at Golden Bank National Association?

Current rates for Golden Bank National Association include: MMA: 3.38%

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Golden Bank National Association Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Golden Bank National Association provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 16, 2026

Golden Bank National Association's money market rates are at 3.38%. MonitorBankRates evaluates the financial stability of Golden Bank National Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.27%. Rates were last updated on 04/16/2026.

Golden Bank National Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Golden Bank National Association? Share your experience about Golden Bank National Association by leaving a review below, or read customer reviews before you decide to use Golden Bank National Association.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.27%

Excellent Lower than avg

Golden Bank National Association

9315 Bellaire Blvd
Houston, TX 77036

https://www.goldenbank-na.com

Golden Bank National Association Money Market Rates

Product	Rate	APY	View More
money market account	-	3.38%
Min Deposit $20,000 Details new money Last Updated 04/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.27%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Golden Bank National Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Golden Bank National Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Golden Bank National Association's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Golden Bank National Association

FDIC Certificate # 26223

Address 9315 Bellaire Blvd, Houston, TX 77036 · Harris

Website https://www.goldenbank-na.com

Established 05/03/1985

FDIC Insurance Date 05/03/1985

Domestic Offices 11

Total Branches 11

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.27%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.7640%

Return on Equity (ROE) 13.6300%

Non-Performing Loans (NPL) 0.32%

Total Assets $2,219,657,000

Total Deposits $1,867,661,000

Equity Capital $291,063,000

Net Income $34,116,000

Headquarters Houston

Total Offices 11

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Golden Bank National Association

Is Golden Bank National Association a safe place to deposit money?

Yes, Golden Bank National Association is considered a safe financial institution. With a Texas Ratio of 3.2718312286602%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Golden Bank National Association operate?

Golden Bank National Association currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Golden Bank National Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Golden Bank National Association provides members with tools to manage their accounts and build a solid financial history.

Does Golden Bank National Association offer online and mobile banking?

Most modern institutions like Golden Bank National Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.goldenbank-na.com.