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Republic Bank of Chicago Rates & Review April 2026

Republic Bank of Chicago's money market rates are at 3.22%. MonitorBankRates evaluates the financial stability of Republic Bank of Chicago with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.71%. Rates were last updated on 04/22/2026.

Republic Bank of Chicago money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Republic Bank of Chicago? Share your experience about Republic Bank of Chicago by leaving a review below, or read customer reviews before you decide to use Republic Bank of Chicago.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.71%
Excellent Lower than avg
Republic Bank of Chicago
2221 Camden Ct
Oak Brook, IL 60523
https://www.republicebank.com
Member FDIC

Republic Bank of Chicago Money Market Rates

Product Rate APY View More
Digital Money Market - 3.22%
Min Deposit $2,500
Details Includes our highest money market rate and the ease of online account opening.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.71%

Republic Bank of Chicago Checking Rates

Product Rate APY View More
Choice Checking - Rate - 2.00%
Details Qualifications Required: Perform 15 debit card transactions per month; Earn 2.00% APY on balances up to $15,000; Get a $150 bonus when you open online and add direct deposit.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.71%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Republic Bank of Chicago is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Republic Bank of Chicago rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Republic Bank of Chicago's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Republic Bank of Chicago
Bank Holding Company REPUBLIC BCORP CO
Address 2221 Camden Ct, Oak Brook, IL 60523  ·  Dupage
FDIC Certificate # 19333
Established 12/01/1964
FDIC Insurance Date 12/01/1964
Domestic Offices 19
Total Branches 19
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.71%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2376%
Return on Equity (ROE) 12.1000%
Non-Performing Loans (NPL) 0.33%
Total Assets $2,723,144,000
Total Deposits $2,334,420,000
Equity Capital $358,284,000
Net Income $33,744,000
Headquarters Oak Brook
Total Offices 19
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Republic Bank of Chicago

Is Republic Bank of Chicago a safe place to deposit money?

Yes, Republic Bank of Chicago is considered a safe financial institution. With a Texas Ratio of 4.7132299144302%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Republic Bank of Chicago operate?

Republic Bank of Chicago currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Republic Bank of Chicago does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Republic Bank of Chicago provides members with tools to manage their accounts and build a solid financial history.

Does Republic Bank of Chicago offer online and mobile banking?

Most modern institutions like Republic Bank of Chicago provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.republicebank.com.

Current Republic Bank of Chicago Rates

  • MMA3.22%
Retrieved from our database of financial products. Rates subject to change.