Golden Belt Bank, FSA Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Golden Belt Bank, FSA's savings rates are at 0.15%. Golden Belt Bank, FSA's money market rates are at 0.50%. You can compare Golden Belt Bank, FSA rates to other rates in our database, including 12-month CD rates currently at 2.47%, 6-month CD rates at 0.65% and 3-month CD rates at 3.20%. Savings rates are at 0.25% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 5.98%. All these rates, and more, can be found in our database of rates which you can compare to Golden Belt Bank, FSA rates.
Rate Updates and AvailabilityGolden Belt Bank, FSA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Golden Belt Bank, FSA? Share your experience about Golden Belt Bank, FSA by leaving a review below, or read customer reviews before you decide to use Golden Belt Bank, FSA. Golden Belt Bank, FSA Texas RatioGolden Belt Bank, FSA's Texas Ratio is at 7.09%, which is considered excellent. The Texas Ratio for Golden Belt Bank, FSA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Golden Belt Bank, FSA has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Golden Belt Bank, FSA is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Golden Belt Bank, FSA Savings Rates
Golden Belt Bank, FSA Money Market Rates
Golden Belt Bank, FSA Checking Rates
Golden Belt Bank, FSA Home Equity & HELOC
Golden Belt Bank, FSA Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Golden Belt Bank, FSA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Golden Belt Bank, FSA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Golden Belt Bank, FSA's official website for the most current offers and terms.
Bank Profile & OverviewGolden Belt Bank, FSA
1100 E 27th StHays, KS 67601 Ellis Established Date: 01/01/1920 FDIC Certificate #: 28735 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: MID-AMERICA FINANCIAL CORP How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.goldenbeltbank.com
Is Golden Belt Bank, FSA FDIC Insured? Yes
What is Golden Belt Bank, FSA's Cert number? 28735
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$310,936,000
Total Deposits:
$264,764,000
Equity Capital:
$33,163,000
Net Income:
$879,000
Return on Assets (ROA):
1.1964%
Return on Equity (ROE):
11.8600%
Headquarters:
Hays
Regulator:
OCC
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About Golden Belt Bank, FSAHow do I open an account at Golden Belt Bank, FSA?You can typically open an account at Golden Belt Bank, FSA by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Golden Belt Bank, FSA provides a range of mortgage and home equity products. Is Golden Belt Bank, FSA a safe place to deposit money?Yes, Golden Belt Bank, FSA is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Golden Belt Bank, FSA offer online and mobile banking?Most modern institutions like Golden Belt Bank, FSA provide digital access including online balance checks and transfers. Compare to other Banks |
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