|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Poppy Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Poppy Bank's savings rates are at 0.10%. Poppy Bank's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Poppy Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.79%. Rates were last updated on 03/28/2026. Poppy Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Poppy Bank? Share your experience about Poppy Bank by leaving a review below, or read customer reviews before you decide to use Poppy Bank. 
Poppy Bank Savings Rates
Poppy Bank Money Market Rates
Poppy Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Poppy Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Poppy Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Poppy Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Poppy Bank
Bank Holding Company
BIG POPPY HOLDINGS INC
Address
111 Santa Rosa Avenue,
Santa Rosa, CA 95404 · Sonoma
Website
https://www.poppy.bank
FDIC Certificate #
57903
Established
01/28/2005
FDIC Insurance Date
01/28/2005
Domestic Offices
38
Total Branches
38
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 95/100
5.0
Exceptional
Out of 5.0 Stars
9.79%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.9830%
Return on Equity (ROE)
11.2600%
Non-Performing Loans (NPL)
0.54%
Total Assets
$7,585,280,000
Total Deposits
$5,908,014,000
Equity Capital
$685,307,000
Net Income
$76,763,000
Headquarters
Santa Rosa
Total Offices
38
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Poppy BankIs Poppy Bank a safe place to deposit money?Yes, Poppy Bank is considered a safe financial institution. With a Texas Ratio of 9.790504793272%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Poppy Bank operate?Poppy Bank currently maintains approximately 38 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Poppy Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Poppy Bank provides members with tools to manage their accounts and build a solid financial history. Does Poppy Bank offer online and mobile banking?Most modern institutions like Poppy Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.poppy.bank. Current Poppy Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
CNB of Hammond
Northway Bank
Blissfield State Bank
First State Bank of Le Center
Windsor Federal S&L
Honor Bank
Farmers and Merchants Bank Lafayette, AL
Texas National Bank Sweetwater, TX
Cape Cod Co-operative Bank
The Antwerp Exchange Bank Company
Farmers State Bank of Medora
County Bank Brunswick, MO
Interamerican Bank
Nebraska Bank of Commerce
FNB of Wyoming
Charlevoix State Bank
Meridian Bank
HB Oklahoma Heritage Bank
Intercredit Bank
Citizens State Bank Monticello, IA
First Sound Bank
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
