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Great Northwest Federal Credit Union Rates & Review November 2026

Great Northwest Federal Credit Union's Term CDs - 12 month rates are at 3.75%, Term CDs - 6 month rates are at 3.75%, Platinum Plus CDs - 24 month rates are at 2.26%, Platinum Plus CDs - 36 month rates are at 2.26%, Term CDs - 24 month rates are at 2.01%. Great Northwest Federal Credit Union's money market rates are at 1.50%. Great Northwest Federal Credit Union's checking rates are as high as 5.00%. Great Northwest Federal Credit Union's RV, Boat and Powersport Loan Rates are as low as 8.29%. Great Northwest Federal Credit Union's Credit Card Rates are at 9.90%. Great Northwest Federal Credit Union's CD rates are 12% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Great Northwest Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.83%. Rates last updated and verified on 10/29/2026.

Great Northwest Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Northwest Federal Credit Union? Share your experience about Great Northwest Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Great Northwest Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.83%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Great Northwest Federal Credit Union
Aberdeen
301 W Wishkah St
Aberdeen, WA 98520-6130
https://www.greatnwfcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Great Northwest Federal Credit Union CD Rates

Product Rate APY Term View More
Term Certificates - 12 month 3.69% 3.75% 12 Months
Min Balance $5,000
Details Balance: $5,000
Last Updated 10/29/2026
Rate History
1 change since Sep 17, 2026 · 2.01% → 3.75% ▲ 1.74 pts · high 3.75% / low 2.01%
0.27%2.88%5.49%Sep 17, 2026: 2.01% APYOct 5, 2026: 3.75% APYSep 17, 2026Nov 2, 2026
  • Oct 5, 20263.75%▲ from 2.01%
  • Sep 17, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 12 month 3.69% 3.75% 12 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 10/29/2026
Rate History
1 change since Sep 17, 2026 · 2.01% → 3.75% ▲ 1.74 pts · high 3.75% / low 2.01%
0.27%2.88%5.49%Sep 17, 2026: 2.01% APYOct 5, 2026: 3.75% APYSep 17, 2026Nov 2, 2026
  • Oct 5, 20263.75%▲ from 2.01%
  • Sep 17, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 6 month 3.69% 3.75% 6 Months
Min Balance $5,000
Details Balance: $5,000
Last Updated 10/29/2026
Rate History
2 changes since Sep 14, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 1.00%
0.00%3.25%6.50%Sep 14, 2026: 3.50% APYSep 17, 2026: 1.00% APYOct 5, 2026: 3.75% APYSep 14, 2026Nov 2, 2026
  • Oct 5, 20263.75%▲ from 1.00%
  • Sep 17, 20261.00%▼ from 3.50%
  • Sep 14, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 6 month 3.69% 3.75% 6 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 10/29/2026
Rate History
2 changes since Sep 14, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 1.00%
0.00%3.25%6.50%Sep 14, 2026: 3.50% APYSep 21, 2026: 1.00% APYOct 5, 2026: 3.75% APYSep 14, 2026Nov 2, 2026
  • Oct 5, 20263.75%▲ from 1.00%
  • Sep 21, 20261.00%▼ from 3.50%
  • Sep 14, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
IRA/HSA 12 Month Certificate 3.00% 3.04% 12 Months
Min Deposit $2,000
Details Requires qualifying IRA/HSA Share account
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 3.04% APY · checked 2 times
2.54%3.04%3.54%Oct 23, 2026: 3.04% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
IRA/HSA 24 Month Certificate 2.25% 2.27% 24 Months
Min Deposit $2,000
Details Requires qualifying IRA/HSA Share account
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 2.27% APY · checked 2 times
1.77%2.27%2.77%Oct 23, 2026: 2.27% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
IRA/HSA 36 Month Certificate 2.25% 2.27% 36 Months
Min Deposit $2,000
Details Requires qualifying IRA/HSA Share account
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 2.27% APY · checked 2 times
1.77%2.27%2.77%Oct 23, 2026: 2.27% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Platinum Plus Certificates - 24 month 2.24% 2.26% 24 Months
Min Balance $500
Details Balance: $500; Platinum CD rates apply to account holders who qualify and have a Platinum Plus Checking account.
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.26% APY · checked 10 times
1.76%2.26%2.76%Sep 17, 2026: 2.26% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Platinum Plus Certificates - 24 month 2.24% 2.26% 24 Months
Min Balance $5,000
Details Balance: $5,000; Platinum CD rates apply to account holders who qualify and have a Platinum Plus Checking account.
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.26% APY · checked 10 times
1.76%2.26%2.76%Sep 17, 2026: 2.26% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Platinum Plus Certificates - 24 month 2.24% 2.26% 24 Months
Min Balance $10,000
Details Balance: $10,000+; Platinum CD rates apply to account holders who qualify and have a Platinum Plus Checking account.
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.26% APY · checked 10 times
1.76%2.26%2.76%Sep 17, 2026: 2.26% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Platinum Plus Certificates - 36 month 2.24% 2.26% 36 Months
Min Balance $500
Details Balance: $500; Platinum CD rates apply to account holders who qualify and have a Platinum Plus Checking account.
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.26% APY · checked 10 times
1.76%2.26%2.76%Sep 17, 2026: 2.26% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Platinum Plus Certificates - 36 month 2.24% 2.26% 36 Months
Min Balance $5,000
Details Balance: $5,000; Platinum CD rates apply to account holders who qualify and have a Platinum Plus Checking account.
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.26% APY · checked 10 times
1.76%2.26%2.76%Sep 17, 2026: 2.26% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Platinum Plus Certificates - 36 month 2.24% 2.26% 36 Months
Min Balance $10,000
Details Balance: $10,000+; Platinum CD rates apply to account holders who qualify and have a Platinum Plus Checking account.
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.26% APY · checked 10 times
1.76%2.26%2.76%Sep 17, 2026: 2.26% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 12 month 2.00% 2.01% 12 Months
Min Balance $500
Details Balance: $500
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.01% APY · checked 10 times
1.51%2.01%2.51%Sep 17, 2026: 2.01% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 24 month 2.00% 2.01% 24 Months
Min Balance $500
Details Balance: $500
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.01% APY · checked 10 times
1.51%2.01%2.51%Sep 17, 2026: 2.01% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 24 month 2.00% 2.01% 24 Months
Min Balance $5,000
Details Balance: $5,000
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.01% APY · checked 10 times
1.51%2.01%2.51%Sep 17, 2026: 2.01% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 24 month 2.00% 2.01% 24 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.01% APY · checked 10 times
1.51%2.01%2.51%Sep 17, 2026: 2.01% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 36 month 2.00% 2.01% 36 Months
Min Balance $500
Details Balance: $500
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.01% APY · checked 10 times
1.51%2.01%2.51%Sep 17, 2026: 2.01% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 36 month 2.00% 2.01% 36 Months
Min Balance $5,000
Details Balance: $5,000
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.01% APY · checked 10 times
1.51%2.01%2.51%Sep 17, 2026: 2.01% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 36 month 2.00% 2.01% 36 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 2.01% APY · checked 10 times
1.51%2.01%2.51%Sep 17, 2026: 2.01% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 9 month 1.10% 1.10% 9 Months
Min Balance $500
Details Balance: $500
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 1.10% APY · checked 10 times
0.60%1.10%1.60%Sep 17, 2026: 1.10% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 9 month 1.10% 1.10% 9 Months
Min Balance $5,000
Details Balance: $5,000
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 1.10% APY · checked 10 times
0.60%1.10%1.60%Sep 17, 2026: 1.10% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 9 month 1.10% 1.10% 9 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 1.10% APY · checked 10 times
0.60%1.10%1.60%Sep 17, 2026: 1.10% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 6 month 1.00% 1.00% 6 Months
Min Balance $500
Details Balance: $500
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.50% → 1.00% ▼ 2.50 pts · high 3.50% / low 1.00%
0.00%3.00%6.00%Sep 14, 2026: 3.50% APYSep 17, 2026: 1.00% APYSep 14, 2026Nov 2, 2026
  • Sep 17, 20261.00%▼ from 3.50%
  • Sep 14, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 3 month 0.50% 0.50% 3 Months
Min Balance $500
Details Balance: $500
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 0.50% APY · checked 10 times
0.00%0.50%1.00%Sep 17, 2026: 0.50% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 3 month 0.50% 0.50% 3 Months
Min Balance $5,000
Details Balance: $5,000
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 0.50% APY · checked 10 times
0.00%0.50%1.00%Sep 17, 2026: 0.50% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Term Certificates - 3 month 0.50% 0.50% 3 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 0.50% APY · checked 10 times
0.00%0.50%1.00%Sep 17, 2026: 0.50% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Great Northwest Federal Credit Union Savings Rates

Product Rate APY View More
Youth Shares 1.98% 2.00%
Min Balance $5
Details Balance: $5.00-$5,000
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Oct 13, 2026: 2.00% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
IRA & HSA Shares - IRA 1.00% 1.00%
Details No minimum balance required to earn dividend
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Regular Shares 0.15% 0.15%
Min Balance $5,001
Details Balance: $5,001-$10,000
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 13, 2026: 0.15% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Regular Shares 0.15% 0.15%
Min Balance $10,001
Details Balance: $10,001+
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 13, 2026: 0.15% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Youth Shares 0.15% 0.15%
Min Balance $5,001
Details Balance: $5,001+
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 13, 2026: 0.15% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Regular Shares 0.10% 0.10%
Min Balance $5
Details Balance: $5.00-$1,000
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 13, 2026: 0.10% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Regular Shares 0.10% 0.10%
Min Balance $1,001
Details Balance: $1,001-$5,000
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 13, 2026: 0.10% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Great Northwest Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.49% 1.50%
Min Balance $50,001
Details Balance: $50,001 and over; Minimum balance of $2,500 must be maintained to earn dividend
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 1.00% → 1.50% ▲ 0.50 pts · high 1.50% / low 1.00%
0.50%1.25%2.00%Sep 14, 2026: 1.00% APYOct 5, 2026: 1.50% APYSep 14, 2026Nov 2, 2026
  • Oct 5, 20261.50%▲ from 1.00%
  • Sep 14, 20261.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Money Market 0.80% 0.80%
Min Balance $2,500
Details Balance: $2,500-$25,000; Minimum balance of $2,500 must be maintained to earn dividend
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 0.60% → 0.80% ▲ 0.20 pts · high 0.80% / low 0.60%
0.10%0.70%1.30%Sep 14, 2026: 0.60% APYOct 5, 2026: 0.80% APYSep 14, 2026Nov 2, 2026
  • Oct 5, 20260.80%▲ from 0.60%
  • Sep 14, 20260.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Great Northwest Federal Credit Union Checking Rates

Product Rate APY View More
Great Advantage Checking 4.89% 5.00%
Details Qualifying rate on balances up to $10,000.00
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 10 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Platinum Plus Checking 0.05% 0.05%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Great Northwest Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - Variable Rate - - 7.00% up to 40 Year
Details Published APR range: 7.00% - 9.00%. Up to 90% Loan to Value; Limit: $5,000 - $250,000; APR based on Loan To Value. Your home is used as collateral.; Deduct .25% if automatic payments are established at loan signing
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.00% APR · checked 4 times
6.50%7.00%7.50%Oct 13, 2026: 7.00% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Great Northwest Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - New or Used - - 5.69% Up to 84 Months
Details APR range: 5.69% - 17.99%; Interest rate decreases by .25% if enrolled in credit union automatic payments; Rate increases by 1.0% if vehicle is more than 10 model years old; Rate increases by 1.0% if vehicle mileage is 125,000 or more; Effective Date: Friday, October 23rd, 2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.69% APR · checked 4 times
5.19%5.69%6.19%Oct 13, 2026: 5.69% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Great Northwest Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicle Loans - New or Used Motorcycles - 7.29% Up to 120 Months
Details Published APR range: 7.29% - 17.99%. Interest rate will decrease by .25% if enrolled with credit union automatic payments; rate increases 1.0% if vehicle is more than 10 model years old; rate increases 1.0% if vehicle mileage is 125,000 or more; Effective Date: Friday, October 23rd, 2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.29% APR · checked 3 times
6.79%7.29%7.79%Oct 13, 2026: 7.29% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Recreational Vehicle Loans - New or Used Motorhomes, Trailers, 5th Wheels, Campers - 7.29% Up to 120 Months
Details Published APR range: 7.29% - 17.99%. Interest rate will decrease by .25% if enrolled with credit union automatic payments; rate increases 1.0% if vehicle is more than 10 model years old; rate increases 1.0% if vehicle mileage is 125,000 or more; Effective Date: Friday, October 23rd, 2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.29% APR · checked 3 times
6.79%7.29%7.79%Oct 13, 2026: 7.29% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Recreational Vehicle Loans - New or Used ATVs, Personal Watercraft, Snowmobiles - 8.29% Up to 120 Months
Details Published APR range: 8.29% - 18.00%. Interest rate will decrease by .25% if enrolled with credit union automatic payments; rate increases 1.0% if vehicle is more than 10 model years old; rate increases 1.0% if vehicle mileage is 125,000 or more; Effective Date: Friday, October 23rd, 2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 8.29% APR · checked 3 times
7.79%8.29%8.79%Oct 13, 2026: 8.29% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Recreational Vehicle Loans - New or Used Boats - 8.29% Up to 120 Months
Details Published APR range: 8.29% - 18.00%. Interest rate will decrease by .25% if enrolled with credit union automatic payments; rate increases 1.0% if vehicle is more than 10 model years old; rate increases 1.0% if vehicle mileage is 125,000 or more; Effective Date: Friday, October 23rd, 2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 8.29% APR · checked 3 times
7.79%8.29%8.79%Oct 13, 2026: 8.29% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Great Northwest Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Classic - 9.90%
Details Published APR range: 9.90% - 16.90%. Revolving. Fixed Rate.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 9.90% APR · checked 4 times
9.40%9.90%10.40%Oct 13, 2026: 9.90% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Visa Platinum Cash - 18.00%
Details Revolving. Variable.
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 18.00% APR · checked 4 times
17.50%18.00%18.50%Oct 13, 2026: 18.00% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Great Northwest Federal Credit Union Personal Loan Rates

Product APR Term View More
Recreational Vehicle Loans - New or Used ATVs, Personal Watercraft, Snowmobiles 8.29% Up to 120 Months
Details Published APR range: 8.29% - 18.00%. Interest rate will decrease by .25% if enrolled with credit union automatic payments; rate increases 1.0% if vehicle is more than 10 model years old; rate increases 1.0% if vehicle mileage is 125,000 or more; Effective Date: Friday, October 23rd, 2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 8.29% APR · checked 3 times
7.79%8.29%8.79%Oct 13, 2026: 8.29% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Personal Lifestyle Loan 9.99% 12-84 Months
Details APR range 9.99% - 17.99%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 11 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Great Northwest Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Line of Credit - - 9.99% Revolving
Details APR range: 9.99% - 17.99%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 11 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Big Business 0.05% - 0.05%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Business Plus 0.05% - 0.05%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Child's Certificate 3.00% - 3.04%
Min Balance $100
Details Balance: $100-$10,000; Maximum deposit of $10,000.00; $10,000.00 is maximum amount of aggregated certificates per youth member. Additional deposits permitted throughout term of certificate, up to seven (7) days prior to the date of maturity.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 11 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
Great Advantage Checking - - 5.00%
Details Qualifications Required: Qualifying criteria are met (specific criteria not listed on page); Balance: first $10,000.00; ATM Surcharge Fee refunds each month when qualifying criteria are met
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 10 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
High Volume Business 0.05% - 0.05%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%
HSA 1.00% - 1.00%
Details No minimum balance required to earn dividend; Effective Date: Friday, October 23rd, 2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 11 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.83%

Financial Health History

Great Northwest Federal Credit Union’s Texas Ratio fell from 4.86% in Q3 2023 to 1.83% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.86% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.83% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$375M1.83%5.0A+
March 31, 2026$267M1.85%5.0A+
December 31, 2025$263M2.26%5.0A+
September 30, 2025$261M4.05%5.0A+
June 30, 2025$252M10.22%5.0A
March 31, 2025$252M3.92%5.0A+
December 31, 2024$243M4.21%5.0A+
September 30, 2024$246M5.05%5.0A+
June 30, 2024$247M4.88%5.0A+
March 31, 2024$243M4.22%5.0A+
December 31, 2023$239M5.19%5.0A+
September 30, 2023$241M4.86%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Great Northwest Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Great Northwest Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Great Northwest Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Great Northwest Federal Credit Union
Address 301 W Wishkah St, Aberdeen, WA 98520-6130
Phone 360-533-9990
Fax 360-533-9989
President Ken Cummings
CEO Doug Page
Full-Time Employees 82
Part-Time Employees 3
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.83%
Return on Assets (ROA)
0.5804%
Return on Equity (ROE)
3.3878%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
374,835,224
Total Amount of Shares and Deposits
307,336,241
Total Shares and Deposits < 1 Year
304,415,083
Total Shares and Deposits 1 3 Years
2,921,158
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,443,191
Total Uninsured Shares and Deposits > $250K (F+J)
18,443,191
Total Insured Shares and Deposits > $250K (item 17 less item K)
288,893,050
Total Interest Expense (Sum of items 6 8)
1,336,261
Share Certificates
1,505
Number of Accounts for Share Drafts
16,928
IRA KEOGH Accounts
416
Number of Accounts for Regular Shares
31,853
All other shares
85
Money Market Shares
697
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
47,960,812
Total Liabilities
310,897,659
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Great Northwest Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/great-northwest-federal-credit-union-rates-review-24606">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Great Northwest Federal Credit Union

Does Great Northwest Federal Credit Union offer CDs?

Yes. Great Northwest Federal Credit Union current CD rates include its Term CDs - 12 month at 3.75% APY, its Term CDs - 6 month at 3.75% APY and its Platinum Plus CDs - 24 month at 2.26% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Great Northwest Federal Credit Union NCUA insured?

Yes. Great Northwest Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Great Northwest Federal Credit Union?

The highest Great Northwest Federal Credit Union CD rate is its Term CDs - 12 month at 3.75% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Great Northwest Federal Credit Union offer?

Great Northwest Federal Credit Union CD rates are 3.75% APY for a 6 month CD, 3.75% APY for a 12 month CD, 2.26% APY for a 2 year CD and 2.26% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Great Northwest Federal Credit Union for its full lineup.

What is the highest money market rate at Great Northwest Federal Credit Union?

The highest Great Northwest Federal Credit Union money market rate is its Money Market at 1.50% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Great Northwest Federal Credit Union?

The highest Great Northwest Federal Credit Union checking rate is its Great Advantage Checking at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Great Northwest Federal Credit Union?

The lowest Great Northwest Federal Credit Union auto loan rate is its Auto Loan - New or Used at 5.69% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Great Northwest Federal Credit Union?

The lowest Great Northwest Federal Credit Union personal loan rate is its Recreational Vehicle Loans - New or Used ATVs, Personal Watercraft, Snowmobiles at 8.29% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Great Northwest Federal Credit Union?

The lowest Great Northwest Federal Credit Union credit card APR is its Visa Classic Credit Card at 9.90% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Great Northwest Federal Credit Union operate?

Great Northwest Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Great Northwest Federal Credit Union?

Yes, to access services at Great Northwest Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Great Northwest Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Northwest Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Great Northwest Federal Credit Union offer online and mobile banking?

Most modern institutions like Great Northwest Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatnwfcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Great Northwest Federal Credit Union rates compare?

Great Northwest Federal Credit Union's CD rates are 12% lower than the MonitorBankRates national average, and it has an A+ health rating. Great Northwest Federal Credit Union's top rates are its Term CDs - 12 month at 3.75% APY, its Money Market at 1.50% APY, its Great Advantage Checking at 5.00% APY, its Recreational Vehicle Loans - New or Used ATVs, Personal Watercraft, Snowmobiles at 8.29% APR and its Visa Classic Credit Card at 9.90% APR, verified by MonitorBankRates on October 29, 2026.

Current Great Northwest Federal Credit Union Rates

  • 12-Month CD2.01%
  • 24-Month CD2.01%
  • MMA1.50%
Retrieved from our database of financial products. Rates subject to change.