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GAF Linden Employees Federal Credit Union

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GAF Linden Employees Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, GAF Linden Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

GAF Linden Employees Federal Credit Union's Personal Loan Rates are at 5.90%. MonitorBankRates evaluates the financial stability of GAF Linden Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.11%. Rates last updated and verified on 08/29/2026.

GAF Linden Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GAF Linden Employees Federal Credit Union? Share your experience about GAF Linden Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use GAF Linden Employees Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.11%

Excellent Higher than avg

GAF Linden Employees Federal Credit Union
office location

1 Campus Dr
Parsippany, NJ 07054 4404

http://www.gafcreditunion.org/

GAF Linden Employees Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Automobile NEW	-	-	5.90%	Maximum 60 month term
Details 100% financing on the cost of the vehicle only. (We do not include tax, dealer fees, warranty, etc.) Return the completed loan application, copy of the dealer invoice and other loan requirements (see loan page for requirements) to the office for approval. Once your loan is approved auto insurance information will be requested. (Insurance Company name, Policy # and address. If you have an agent, their name, address and telephone number must be given) The check will be made payable to you and the dealer. Adequate auto insurance coverage must be maintained on the vehicle as long as it is financed. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.11%
Automobile USED	-	-	6.20%	Maximum 60 month term
Details 100% financing on the cost of the vehicle only. (We do not include tax, dealer fees, warranty, etc.) Return the completed loan application, copy of the dealer invoice and other loan requirements (see loan page for requirements) to the office for approval. Once your loan is approved auto insurance information will be requested. (Insurance Company name, Policy # and address. If you have an agent, their name, address and telephone number must be given) The check will be made payable to you and the dealer. Adequate auto insurance coverage must be maintained on the vehicle as long as it is financed. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.11%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for GAF Linden Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather GAF Linden Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GAF Linden Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GAF Linden Employees Federal Credit Union

Website http://www.gafcreditunion.org/

Address 1 Campus Dr, Parsippany, NJ 07054 4404

Phone 973-628-3852

Fax 973-628-3563

President Lori Starr

CEO Denise Faver

Full-Time Employees 1

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.11%

Return on Assets (ROA)

-0.1422%

Return on Equity (ROE)

-0.8207%

Non-Performing Loans Ratio (NPL)

7.44%

Total Assets

4,503,617

Total Amount of Shares and Deposits

3,716,573

Total Shares and Deposits < 1 Year

3,716,573

Total Insured Shares and Deposits > $250K (item 17 less item K)

3,716,573

Total Interest Expense (Sum of items 6 8)

4,414

Number of Accounts for Share Drafts

125

Number of Accounts for Regular Shares

499

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

33,337

Total Liabilities

3,723,204

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Frequently Asked Questions About GAF Linden Employees Federal Credit Union

How many branches does GAF Linden Employees Federal Credit Union operate?

GAF Linden Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GAF Linden Employees Federal Credit Union?

Yes, to access services at GAF Linden Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GAF Linden Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GAF Linden Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does GAF Linden Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like GAF Linden Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.gafcreditunion.org/.