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 St Marys Bank Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
St Marys Bank Credit Union's 30-Month Flex Promo CD rates are at 3.25%, 24-Month Flex Promo CD rates are at 3.00%. St Marys Bank Credit Union's Personal Loan Rates are at 7.90%. MonitorBankRates evaluates the financial stability of St Marys Bank Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.00%. Rates last updated and verified on 08/28/2026. St Marys Bank Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Marys Bank Credit Union? Share your experience about St Marys Bank Credit Union by leaving a review below, or read customer reviews before you decide to use St Marys Bank Credit Union. St Marys Bank Credit Union
Main Office 200 McGregor St
https://www.stmarysbank.com Manchester, NH 03102 
St Marys Bank Credit Union CD Rates
St Marys Bank Credit Union Mortgage Rates
St Marys Bank Credit Union Home Equity & HELOC
St Marys Bank Credit Union Auto Loan Rates
St Marys Bank Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for St Marys Bank Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather St Marys Bank Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with St Marys Bank Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
St Marys Bank Credit Union
Website
https://www.stmarysbank.com
Address
200 McGregor St,
Manchester, NH 03102
Phone
603-669-4600
Fax
President
Elizabeth Hitchcock
CEO
Ken Senus
Full-Time Employees
287
Part-Time Employees
13
Branch Locations
13
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.00%
Return on Assets (ROA)
0.6947%
Return on Equity (ROE)
7.1073%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
1,712,612,845
Total Amount of Shares and Deposits
1,528,200,434
Total Shares and Deposits < 1 Year
1,471,083,663
Total Shares and Deposits 1 3 Years
47,457,699
Total Shares and Deposits > 3 Years
9,659,072
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
268,119,045
Total Uninsured Shares and Deposits > $250K (F+J)
268,119,045
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,260,081,389
Total Interest Expense (Sum of items 6 8)
19,384,397
Share Certificates
11,179
Number of Accounts for Share Drafts
56,144
IRA KEOGH Accounts
2,503
Number of Accounts for Regular Shares
129,843
All other shares
345
Money Market Shares
7,051
Net Income (unless the amount is already included in Undivided Earnings)
11,896,800
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
107,758,210
Total Liabilities
1,549,579,663
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for St Marys Bank Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for St Marys Bank Credit Union
Frequently Asked Questions About St Marys Bank Credit UnionHow many branches does St Marys Bank Credit Union operate?St Marys Bank Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join St Marys Bank Credit Union?Yes, to access services at St Marys Bank Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, St Marys Bank Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, St Marys Bank Credit Union provides members with tools to manage their accounts and build a solid financial history. Does St Marys Bank Credit Union offer online and mobile banking?Most modern institutions like St Marys Bank Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.stmarysbank.com. Current St Marys Bank Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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