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Greensboro Municipal Federal Credit Union

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Greensboro Municipal Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greensboro Municipal Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Greensboro Municipal Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.00%, 6-month share certificate rates at 0.15% and 3-month share certificate rates at 1.51%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.04%. All these rates can be compared to Greensboro Municipal Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Greensboro Municipal Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.50%. Rates were last updated on 04/17/2026.

Greensboro Municipal Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greensboro Municipal Federal Credit Union? Share your experience about Greensboro Municipal Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greensboro Municipal Federal Credit Union.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

4.8

Excellent Out of 5.0 Stars

Texas Ratio

17.50%

Good Higher than avg

Greensboro Municipal Federal Credit Union
Greene St

217 N Greene St
Greensboro, NC 27401

https://www.greensboromcu.org

Current Rate Availability

We do not have Greensboro Municipal Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greensboro Municipal Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greensboro Municipal Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greensboro Municipal Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greensboro Municipal Federal Credit Union

Website https://www.greensboromcu.org

Address 217 N Greene St, Greensboro, NC 27401

Phone 336-373-2090

Fax 336-373-5896

President Gregory Jenkins II

CEO Jerry Wise

Full-Time Employees 19

Part-Time Employees 0

Branch Locations 3

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.8 / 5.0 ★

Overall Health & Safety Grade

B+ (89/100)

Texas Ratio

17.50%

Return on Assets (ROA)

-0.4232%

Return on Equity (ROE)

-4.4074%

Non-Performing Loans Ratio (NPL)

2.54%

Total Assets

79,138,375

Total Amount of Shares and Deposits

68,958,280

Total Shares and Deposits < 1 Year

62,709,152

Total Shares and Deposits 1 3 Years

5,826,527

Total Shares and Deposits > 3 Years

422,601

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

6,125,500

Total Uninsured Shares and Deposits > $250K (F+J)

6,125,500

Total Insured Shares and Deposits > $250K (item 17 less item K)

62,832,780

Total Interest Expense (Sum of items 6 8)

989,302

Share Certificates

627

Number of Accounts for Share Drafts

4,203

IRA KEOGH Accounts

149

Number of Accounts for Regular Shares

8,747

Money Market Shares

347

Net Income (unless the amount is already included in Undivided Earnings)

-334,892

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,455,878

Total Liabilities

71,670,588

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Greensboro Municipal Federal Credit Union

Is Greensboro Municipal Federal Credit Union a safe place to deposit money?

Yes, Greensboro Municipal Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 17.496657509887%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Greensboro Municipal Federal Credit Union operate?

Greensboro Municipal Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greensboro Municipal Federal Credit Union?

Yes, to access services at Greensboro Municipal Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greensboro Municipal Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greensboro Municipal Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greensboro Municipal Federal Credit Union offer online and mobile banking?

Most modern institutions like Greensboro Municipal Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greensboromcu.org.