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Revity Federal Credit Union Rates & Review June 2026

Revity Federal Credit Union's Special CD & IRA CD 10 Month rates are at 3.66%, Regular & IRA CDs 60 Month rates are at 3.15%, Save-to-Win CD 12 Month rates are at 3.15%, Regular & IRA CDs 48 Month rates are at 3.09%, Regular & IRA CDs 36 Month rates are at 3.04%. Revity Federal Credit Union's savings rates are at 0.25%. Revity Federal Credit Union's money market rates are at 1.26%. MonitorBankRates evaluates the financial stability of Revity Federal Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.90%. Rates were last updated on 05/23/2026.

Revity Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Revity Federal Credit Union? Share your experience about Revity Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Revity Federal Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 91/100
MonitorBankRates Rating ?
4.9
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.90%
Good Higher than avg
Revity Federal Credit Union
Greene St
217 N Greene St
Greensboro, NC 27401
https://www.revityfcu.org/
Member NCUA

Revity Federal Credit Union CD Rates

Product Rate APY Term View More
Special Certificate & IRA Certificate 10 Month 3.60% 3.66% 10
Min Balance $1,000
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Regular & IRA Certificates 60 Month 3.10% 3.15% 60
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Save-to-Win Certificate 12 Month 3.10% 3.15% 12
Min Balance $25
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Regular & IRA Certificates 48 Month 3.05% 3.09% 48
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Regular & IRA Certificates 36 Month 3.00% 3.04% 36
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Regular & IRA Certificates 24 Month 2.95% 2.97% 24
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Regular & IRA Certificates 18 Month 2.90% 2.94% 18
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Regular & IRA Certificates 12 Month 2.85% 2.89% 12
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Regular & IRA Certificates 6 Month 2.70% 2.73% 6
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Regular & IRA Certificates 3 Month 2.30% 2.33% 3
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Youth Club (0-12 yrs) & Teen Club (13-17 yrs) 0.25% 0.25%
Min Balance $5
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%

Revity Federal Credit Union Savings Rates

Product Rate APY View More
Revity Rewards Savings 2.47% 2.50%
Min Balance $0
Details Qualifying balance up to $100,000.00
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
IRA/Roth IRA Savings 2.00% 2.02%
Min Balance $0
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Christmas Club 0.75% 0.75%
Min Balance $0
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Membership Savings 0.25% 0.25%
Min Balance $5
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Other Savings 0.25% 0.25%
Min Balance $0
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Youth Club (0-12 yrs) & Teen Club (13-17 yrs) 0.25% 0.25%
Min Balance $5
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%

Revity Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.70% 1.71%
Min Balance $100,000
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Money Market 1.50% 1.51%
Min Balance $50,000
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Money Market 1.30% 1.31%
Min Balance $10,000
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Money Market 1.25% 1.26%
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%

Revity Federal Credit Union Checking Rates

Product Rate APY View More
Revity High-Yield Checking 4.89% 5.00%
Min Balance $0
Details Qualifying balance up to $15,000.00
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%
Revity Basic Checking 0.25% 0.25%
Min Balance $0
Last Updated 05/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 15.90%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Revity Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Revity Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Revity Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Revity Federal Credit Union
Address 217 N Greene St, Greensboro, NC 27401
Phone 336-373-2090
Fax 336-373-5896
President Gregory Jenkins II
CEO Jerry Wise
Full-Time Employees 19
Part-Time Employees 0
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (91/100)
Texas Ratio
15.90%
Return on Assets (ROA)
-0.4232%
Return on Equity (ROE)
-4.4074%
Non-Performing Loans Ratio (NPL)
2.54%
Total Assets
79,138,375
Total Amount of Shares and Deposits
68,958,280
Total Shares and Deposits < 1 Year
62,709,152
Total Shares and Deposits 1 3 Years
5,826,527
Total Shares and Deposits > 3 Years
422,601
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,125,500
Total Uninsured Shares and Deposits > $250K (F+J)
6,125,500
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,832,780
Total Interest Expense (Sum of items 6 8)
989,302
Share Certificates
627
Number of Accounts for Share Drafts
4,203
IRA KEOGH Accounts
149
Number of Accounts for Regular Shares
8,747
Money Market Shares
347
Net Income (unless the amount is already included in Undivided Earnings)
-334,892
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,455,878
Total Liabilities
71,670,588
Source: NCUA — Last Updated 09/30/2025

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Total Reviews
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Frequently Asked Questions About Revity Federal Credit Union

How many branches does Revity Federal Credit Union operate?

Revity Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Revity Federal Credit Union?

Yes, to access services at Revity Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Revity Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Revity Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Revity Federal Credit Union offer online and mobile banking?

Most modern institutions like Revity Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.revityfcu.org/.

Current Revity Federal Credit Union Rates

  • 12-Month CD2.89%
  • 18-Month CD2.94%
  • 24-Month CD2.97%
  • 60-Month CD3.15%
  • Savings0.25%
  • MMA1.26%
Retrieved from our database of financial products. Rates subject to change.