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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 PostCity Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 24, 2026
PostCity Financial Credit Union's Personal Loan Rates are at 5.48%. MonitorBankRates evaluates the financial stability of PostCity Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.28%. Rates were last updated on 04/24/2026. PostCity Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PostCity Financial Credit Union? Share your experience about PostCity Financial Credit Union by leaving a review below, or read customer reviews before you decide to use PostCity Financial Credit Union. PostCity Financial Credit Union
Main Office 3738 Bayer Ave Unit 102
https://www.postcitycu.org Long Beach, CA 90808 
PostCity Financial Credit Union Mortgage Rates
PostCity Financial Credit Union Home Equity & HELOC
PostCity Financial Credit Union Credit Card Rates
PostCity Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for PostCity Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PostCity Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PostCity Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
PostCity Financial Credit Union
Website
https://www.postcitycu.org
Address
3738 Bayer Ave Unit 102,
Long Beach, CA 90808
Phone
562-498-6057
Fax
President
Daniel Mastren
CEO
Christine Haley
Full-Time Employees
10
Part-Time Employees
0
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.28%
Return on Assets (ROA)
0.2288%
Return on Equity (ROE)
1.8459%
Non-Performing Loans Ratio (NPL)
0.94%
Total Assets
77,627,431
Total Amount of Shares and Deposits
67,999,726
Total Shares and Deposits < 1 Year
67,544,943
Total Shares and Deposits 1 3 Years
454,783
Total Interest Expense (Sum of items 6 8)
320,907
Share Certificates
192
Number of Accounts for Share Drafts
2,406
IRA KEOGH Accounts
191
Number of Accounts for Regular Shares
4,797
All other shares
355
Money Market Shares
8
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
986,635
Total Liabilities
68,183,923
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About PostCity Financial Credit UnionIs PostCity Financial Credit Union a safe place to deposit money?Yes, PostCity Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 3.276014912719%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does PostCity Financial Credit Union operate?PostCity Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join PostCity Financial Credit Union?Yes, to access services at PostCity Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, PostCity Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PostCity Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does PostCity Financial Credit Union offer online and mobile banking?Most modern institutions like PostCity Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.postcitycu.org. Compare to Other Credit Unions
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