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Altamaha Federal Credit Union

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Altamaha Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altamaha Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Altamaha Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Altamaha Federal Credit Union, and you can see how they compare in the Altamaha Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Altamaha Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.88%. Database rates last updated and verified on 08/30/2026.

Altamaha Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Altamaha Federal Credit Union? Share your experience about Altamaha Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Altamaha Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.88%

Excellent Lower than avg

Altamaha Federal Credit Union
407 S 1st St

407 S 1st St
Jesup, GA 31545

https://www.altamaha.org

Altamaha Federal Credit Union Credit Card Rates

Product	Rate	APR
VISATM Credit Card Balance Transfer	-	1.99%
Details Introductory rate for balance transfers Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.88%
VISATM Credit Card	-	4.99%
Details Introductory rate; Balance transfers available with no fee and introductory rate of 1.99% APR* for 12 months Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.88%
Visa® Platinum Credit Card	-	4.99%
Details Intro rate expires: 6 months; Regular APR: 8.99%; No annual fees; No balance transfer fees Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.88%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Altamaha Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Altamaha Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Altamaha Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Altamaha Federal Credit Union

Website https://www.altamaha.org

Address 407 S 1st St, Jesup, GA 31545

Phone 912-427-8924

Fax 912-427-6843

President David Jones

CEO Jodi Lewis

Full-Time Employees 27

Part-Time Employees 0

Branch Locations 3

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.88%

Return on Assets (ROA)

0.1392%

Return on Equity (ROE)

0.9716%

Non-Performing Loans Ratio (NPL)

1.18%

Total Assets

70,937,970

Total Amount of Shares and Deposits

59,625,222

Total Shares and Deposits < 1 Year

58,371,380

Total Shares and Deposits 1 3 Years

393,691

Total Shares and Deposits > 3 Years

860,151

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,220,784

Total Uninsured Shares and Deposits > $250K (F+J)

1,220,784

Total Insured Shares and Deposits > $250K (item 17 less item K)

58,404,438

Total Interest Expense (Sum of items 6 8)

380,843

Share Certificates

268

Number of Accounts for Share Drafts

4,877

IRA KEOGH Accounts

113

Number of Accounts for Regular Shares

10,494

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

98,731

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,422,298

Total Liabilities

60,847,802

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Altamaha Federal Credit Union earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About Altamaha Federal Credit Union

How many branches does Altamaha Federal Credit Union operate?

Altamaha Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Altamaha Federal Credit Union?

Yes, to access services at Altamaha Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Altamaha Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altamaha Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Altamaha Federal Credit Union offer online and mobile banking?

Most modern institutions like Altamaha Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.altamaha.org.