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Advertiser Disclosure
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 North Districts Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
North Districts Credit Union's 1-Year CD rates are at 3.50%. North Districts Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of North Districts Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 16.98%. Rates were last updated on 03/28/2026. North Districts Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Districts Credit Union? Share your experience about North Districts Credit Union by leaving a review below, or read customer reviews before you decide to use North Districts Credit Union. North Districts Credit Union
NORTH DISTRICTS COMMUNITY CREDIT UNION 101 NORTHTOWNE SQ
https://www.ndcupa.org GIBSONIA, PA 15044 9505 
North Districts Credit Union CD Rates
North Districts Credit Union Savings Rates
North Districts Credit Union Checking Rates
North Districts Credit Union Home Equity & HELOC
North Districts Credit Union Credit Card Rates
North Districts Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for North Districts Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather North Districts Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with North Districts Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
North Districts Credit Union
Website
https://www.ndcupa.org
Address
101 NORTHTOWNE SQ,
GIBSONIA, PA 15044 9505
Phone
724-444-8181
Fax
724-444-8111
President
ROBERT WISKEMANN
CEO
PAUL FERO
Full-Time Employees
7
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (90/100)
Texas Ratio
16.98%
Return on Assets (ROA)
0.9119%
Return on Equity (ROE)
6.0485%
Non-Performing Loans Ratio (NPL)
7.25%
Total Assets
44,236,210
Total Amount of Shares and Deposits
37,294,922
Total Shares and Deposits < 1 Year
37,019,118
Total Shares and Deposits 1 3 Years
275,804
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
343,489
Total Uninsured Shares and Deposits > $250K (F+J)
343,489
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,951,433
Total Interest Expense (Sum of items 6 8)
287,952
Share Certificates
403
Number of Accounts for Share Drafts
1,311
Number of Accounts for Regular Shares
3,789
Net Income (unless the amount is already included in Undivided Earnings)
403,369
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,170,738
Total Liabilities
37,561,826
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About North Districts Credit UnionIs North Districts Credit Union a safe place to deposit money?Yes, North Districts Credit Union is considered a safe financial institution. With a Texas Ratio of 16.984135005178%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does North Districts Credit Union operate?North Districts Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join North Districts Credit Union?Yes, to access services at North Districts Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, North Districts Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, North Districts Credit Union provides members with tools to manage their accounts and build a solid financial history. Does North Districts Credit Union offer online and mobile banking?Most modern institutions like North Districts Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ndcupa.org. Current North Districts Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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