MonitorBankRates
  1. Home
  2. Banks
  3. GTE Financial Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

GTE Financial Credit Union Rates & Review March 2026

GTE Financial Credit Union's 12-Months 12-Month Jumbo Share Certificates rates are at 3.82%, 12-Months Traditional IRA Jumbo Share Certificates 12-Month rates are at 3.82%, 60-Months Traditional IRA Jumbo Share Certificates 60-Month rates are at 3.82%, 48-Months 48-Month Jumbo Share Certificates rates are at 3.76%, 48-Months Traditional IRA Jumbo Share Certificates 48-Month rates are at 3.76%. GTE Financial Credit Union's savings rates are at 0.00%. GTE Financial Credit Union's money market rates are at 0.30%. MonitorBankRates evaluates the financial stability of GTE Financial Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/27/2026.

GTE Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GTE Financial Credit Union? Share your experience about GTE Financial Credit Union by leaving a review below, or read customer reviews before you decide to use GTE Financial Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data

GTE Financial Credit Union CD Rates

Product Rate APY Term View More
12 month Jumbo Share Certificates 3.75% 3.82% 12 months
No additional details.
Last Updated 03/27/2026
Traditional IRA Jumbo Share Certificates 12 month 3.75% 3.82% 12 months
No additional details.
Last Updated 03/27/2026
Traditional IRA Jumbo Share Certificates 60 month 3.75% 3.82% 60 months
No additional details.
Last Updated 03/27/2026
48 month Jumbo Share Certificates 3.70% 3.76% 48 months
No additional details.
Last Updated 03/27/2026
Traditional IRA Jumbo Share Certificates 48 month 3.70% 3.76% 48 months
No additional details.
Last Updated 03/27/2026
36 month Jumbo Share Certificates 3.65% 3.71% 36 months
No additional details.
Last Updated 03/27/2026
Traditional IRA Jumbo Share Certificates 36 month 3.65% 3.71% 36 months
No additional details.
Last Updated 03/27/2026
6 month Jumbo Share Certificates 3.60% 3.66% 6 months
No additional details.
Last Updated 03/27/2026
Traditional IRA Jumbo Share Certificates 30 month 3.60% 3.66% 30 months
No additional details.
Last Updated 03/27/2026
Traditional IRA Jumbo Share Certificates 6 month 3.60% 3.66% 6 months
No additional details.
Last Updated 03/27/2026
24 month Jumbo Share Certificates 3.55% 3.61% 24 months
No additional details.
Last Updated 03/27/2026
Traditional IRA Jumbo Share Certificates 24 month 3.55% 3.61% 24 months
No additional details.
Last Updated 03/27/2026
12 month Share Certificate 3.50% 3.56% 12 months
No additional details.
Last Updated 03/27/2026
60 month Share Certificate 3.50% 3.56% 60 months
No additional details.
Last Updated 03/27/2026
IRA Share Certificates 12 month 3.50% 3.56% 12 months
No additional details.
Last Updated 03/27/2026
IRA Share Certificates 60 month 3.50% 3.56% 60 months
No additional details.
Last Updated 03/27/2026
18 month Jumbo Share Certificates 3.50% 3.56% 18 months
No additional details.
Last Updated 03/27/2026
Traditional IRA Jumbo Share Certificates 18 month 3.50% 3.56% 18 months
No additional details.
Last Updated 03/27/2026
48 month Share Certificate 3.45% 3.51% 48 months
No additional details.
Last Updated 03/27/2026
IRA Share Certificates 48 month 3.45% 3.51% 48 months
No additional details.
Last Updated 03/27/2026
36 month Share Certificate 3.40% 3.45% 36 months
No additional details.
Last Updated 03/27/2026
IRA Share Certificates 36 month 3.40% 3.45% 36 months
No additional details.
Last Updated 03/27/2026
30 month Bump Up** Share Certificate 3.35% 3.40% 30 months Bump Up**
No additional details.
Last Updated 03/27/2026
30 month Share Certificate 3.35% 3.40% 30 months
No additional details.
Last Updated 03/27/2026
6 month Share Certificate 3.35% 3.40% 6 months
No additional details.
Last Updated 03/27/2026
IRA Share Certificates 30 month 3.35% 3.40% 30 months
No additional details.
Last Updated 03/27/2026
IRA Share Certificates 6 month 3.35% 3.40% 6 months
No additional details.
Last Updated 03/27/2026
24 month Share Certificate 3.30% 3.35% 24 months
No additional details.
Last Updated 03/27/2026
IRA Share Certificates 24 month 3.30% 3.35% 24 months
No additional details.
Last Updated 03/27/2026
18 month Share Certificate 3.25% 3.30% 18 months
No additional details.
Last Updated 03/27/2026
IRA Share Certificates 18 month 3.25% 3.30% 18 months
No additional details.
Last Updated 03/27/2026

GTE Financial Credit Union Savings Rates

Product Rate APY View More
Non-Profit High Yield Savings 0.60% 0.60%
Min Balance $75,000
Last Updated 03/27/2026
Non-Profit High Yield Savings 0.40% 0.40%
Min Balance $25,000
Last Updated 03/27/2026
Non-Profit High Yield Savings 0.20% 0.20%
Min Balance $2,500
Last Updated 03/27/2026
Business High Yield Savings 0.15% 0.15%
Min Balance $75,000
Last Updated 03/27/2026
Business High Yield Savings 0.10% 0.10%
Min Balance $25,000
Last Updated 03/27/2026
Business High Yield Savings 0.05% 0.05%
Min Balance $2,500
Last Updated 03/27/2026
Early Saver Account - 0.05%
Details As High As; Earn a yield on balances up to $500
Last Updated 03/27/2026
Health Savings Account - 0.05%
Details As High As
Last Updated 03/27/2026
Savings Account - 0.05%
Min Deposit $5
Details As high as
Last Updated 03/27/2026
Business High Yield Savings - 0.00%
No additional details.
Last Updated 03/27/2026
Non-Profit High Yield Savings - 0.00%
No additional details.
Last Updated 03/27/2026

GTE Financial Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.05% 2.07%
Min Balance $250,000
Last Updated 03/27/2026
Money Market 1.00% 1.00%
Min Balance $100,000
Last Updated 03/27/2026
Money Market 0.60% 0.60%
Min Balance $50,000
Last Updated 03/27/2026
Money Market 0.50% 0.50%
Min Balance $10,000
Last Updated 03/27/2026
Money Market 0.40% 0.40%
Min Balance $2,500
Last Updated 03/27/2026
Money Market 0.30% 0.30%
No additional details.
Last Updated 03/27/2026

GTE Financial Credit Union Checking Rates

Product Rate APY View More
Private Bank Checking - 5.12%
No additional details.
Last Updated 03/27/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for GTE Financial Credit Union is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather GTE Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GTE Financial Credit Union's official website for the most current offers and terms.

Customer Reviews

CBqH
★★★★★
December 17, 2025
JOIg
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for GTE Financial Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About GTE Financial Credit Union

Is GTE Financial Credit Union a safe place to deposit money?

Yes, GTE Financial Credit Union is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does GTE Financial Credit Union operate?

GTE Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, GTE Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GTE Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does GTE Financial Credit Union offer online and mobile banking?

Most modern institutions like GTE Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gtefinancial.org.

Current GTE Financial Credit Union Rates

  • 12-Month CD3.56%
  • 18-Month CD3.30%
  • 24-Month CD3.35%
  • 36-Month CD3.45%
  • 48-Month CD3.51%
  • 60-Month CD3.56%
  • Savings0.00%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.