What are the current interest rates at GTE Financial Credit Union?

Current rates for GTE Financial Credit Union include: Savings: 0.50%, MMA: 2.07%

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GTE Financial Credit Union

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GTE Financial Credit Union Rates & Review October 2026

Q: Is a member application needed to join GTE Financial Credit Union?

Yes, to access services at GTE Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, GTE Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

GTE Financial Credit Union's top rates as of October 10, 2026 are 0.50% APY on savings, 2.07% APY on money market accounts, 6.55% on its 15 Year Fixed mortgage, and personal loans from 15.99% APR, according to rates verified by MonitorBankRates. Other GTE Financial Credit Union mortgage rates include 30 Year Fixed at 7.24%. MonitorBankRates has no NCUA call report data for GTE Financial Credit Union (no charter number on file), so it is not rated. Rates last updated and verified on 10/10/2026.

GTE Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GTE Financial Credit Union? Share your experience about GTE Financial Credit Union by leaving a review below, or read customer reviews before you decide to use GTE Financial Credit Union.

Overall Health & Safety Grade

N/A

Not Rated No current filing

MonitorBankRates Rating

N/A

Not Rated No current filing

Texas Ratio

N/A

Not Rated No data

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GTE Financial Credit Union Savings Rates

Product	Rate	APY
Savings Account	-	0.50%
Min Deposit $5 Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 0.50% APY · checked 4 times
Early Saver Account	-	0.05%
Details For children 17 and under Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 0.05% APY · checked 4 times

GTE Financial Credit Union Money Market Rates

Product	Rate	APY
Money Market	2.05%	2.07%
Min Balance $250,000 Details Balance: $250,000 + Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 2.07% APY · checked 4 times
Money Market	1.00%	1.00%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 1.00% APY · checked 4 times
Money Market	0.60%	0.60%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 0.60% APY · checked 4 times
Money Market	0.50%	0.50%
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 0.50% APY · checked 4 times
Money Market	0.40%	0.40%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 0.40% APY · checked 4 times
Money Market	0.30%	0.30%
Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 0.30% APY · checked 4 times

GTE Financial Credit Union Mortgage Rates

Product	Rate	Points	APR
15 Year Fixed	-	-	6.552%
Details AS LOW AS Last Updated 10/10/2026 Rate History 1 change since Oct 1, 2026 · 6.53% → 6.55% ▲ 0.02 pts · high 6.55% / low 6.53% Oct 10, 20266.55%▲ from 6.53% Oct 1, 20266.53%first recorded
30 Year Fixed	-	-	7.237%
Details AS LOW AS Last Updated 10/10/2026 Rate History 1 change since Oct 1, 2026 · 7.22% → 7.24% ▲ 0.01 pts · high 7.24% / low 7.22% Oct 10, 20267.24%▲ from 7.22% Oct 1, 20267.22%first recorded

GTE Financial Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Loan	-	-	5.25%
Details AS LOW AS Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 5.25% APR · checked 5 times

GTE Financial Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New Auto	-	-	4.99%
Details As low as Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 4.99% APR · checked 4 times

GTE Financial Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Motorcycle, Boat & RV Loans	-	7.74%
Details as low as Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 7.74% APR · checked 4 times

GTE Financial Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	15.99%
Details as low as Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 15.99% APR · checked 4 times

GTE Financial Credit Union Other Rates

Product	Rate	Points	APY/APR
Go Forward Loan	-	-	16.49%
Details As low as Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 16.49% APR · checked 4 times
Go Premier Loan	-	-	15.99%
Details As low as Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 15.99% APR · checked 4 times

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for GTE Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather GTE Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GTE Financial Credit Union's official website for the most current offers and terms.

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Frequently Asked Questions About GTE Financial Credit Union

How many branches does GTE Financial Credit Union operate?

GTE Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GTE Financial Credit Union?

Yes, to access services at GTE Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GTE Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GTE Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does GTE Financial Credit Union offer online and mobile banking?

Most modern institutions like GTE Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gtefinancial.org.