The Blue Grass Valley Bank Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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The Blue Grass Valley Bank's 60-Month CD rates are at 2.10%, 36-Month CD rates are at 1.70%, 24-Month CD rates are at 1.50%, 18-Month CD rates are at 1.40%, 12-Month CD rates are at 1.35%. The Blue Grass Valley Bank's savings rates are at 0.15%. The Blue Grass Valley Bank's money market rates are at 0.40%.
To see how these rates compare to The Blue Grass Valley Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Blue Grass Valley Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Blue Grass Valley Bank CD rates. You can also compare The Blue Grass Valley Bank savings rates, MMA rates and mortgage rates using our other rate lists. The Blue Grass Valley Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Blue Grass Valley Bank? Share your experience about The Blue Grass Valley Bank by leaving a review below, or read customer reviews before you decide to use The Blue Grass Valley Bank. Financial Stability and Texas RatioThe Blue Grass Valley Bank's Texas Ratio is at 3.06%, which is considered excellent. The Texas Ratio for The Blue Grass Valley Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, The Blue Grass Valley Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. The Blue Grass Valley Bank CD Rates and Interest Rates
The Blue Grass Valley Bank
60-Month CD
2.10%
$500
The Blue Grass Valley Bank
36-Month CD
1.70%
$500
The Blue Grass Valley Bank
24-Month CD
1.50%
$1,000
The Blue Grass Valley Bank
18-Month CD
1.40%
$1,000
The Blue Grass Valley Bank
12-Month CD
1.35%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare The Blue Grass Valley Bank Rates with Other Competitive Bank and Credit Union Rates
First National B&T Co. of Bottineau
60-Month CD
4.14%
$500
Sallie Mae
36-Month CD
3.95%
$2,500
FinWise Bank
12-Month CD
3.85%
$500
First Security Bank of Deer Lodge
6-Month CD
3.79%
$1,000
Luana Savings Bank
48-Month CD
3.63%
$2,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Bank Profile & OverviewThe Blue Grass Valley Bank
2583 Blue Grass Valley RdBlue Grass, VA 24413 Highland Established Date: 12/02/1915 FDIC Certificate #: 8672 Date of FDIC Deposit Insurance: 01/01/1934 How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.bluegrassvalleybank.com
Is The Blue Grass Valley Bank FDIC Insured? Yes
What is The Blue Grass Valley Bank's Cert number? 8672
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$58,139,000
Total Deposits:
$52,136,000
Equity Capital:
$5,714,000
Net Income:
$19,000
Return on Assets (ROA):
0.5141%
Return on Equity (ROE):
5.2400%
Headquarters:
Blue Grass
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for The Blue Grass Valley Bank yet. Feel free to create one below.
Add Your Rating and Review for The Blue Grass Valley Bank
Frequently Asked Questions About The Blue Grass Valley BankIs The Blue Grass Valley Bank a safe place to deposit money?Yes, The Blue Grass Valley Bank is considered a safe financial institution. With a Texas Ratio of 3.06%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does The Blue Grass Valley Bank operate?The Blue Grass Valley Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, The Blue Grass Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, The Blue Grass Valley Bank provides members with tools to manage their accounts and build a solid financial history. Does The Blue Grass Valley Bank offer online and mobile banking?Most modern institutions like The Blue Grass Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bluegrassvalleybank.com. Compare to other Banks |
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