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Advertiser Disclosure
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 Century Bank and Trust GA Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Century Bank and Trust GA's Business 60-Month rates are at 1.30%, Business 48-Month rates are at 1.26%, Business 36-Month rates are at 1.15%, Business 30-Month rates are at 1.00%, Business 24-Month rates are at 0.95%. Century Bank and Trust GA's savings rates are at 0.15%. Century Bank and Trust GA's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Century Bank and Trust GA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.05%. Rates last updated and verified on 08/28/2026. Century Bank and Trust GA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Century Bank and Trust GA? Share your experience about Century Bank and Trust GA by leaving a review below, or read customer reviews before you decide to use Century Bank and Trust GA. 
Century Bank and Trust GA CD Rates
Century Bank and Trust GA Savings Rates
Century Bank and Trust GA Money Market Rates
Century Bank and Trust GA Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Century Bank and Trust GA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Century Bank and Trust GA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Century Bank and Trust GA's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Century Bank and Trust GA
Bank Holding Company
CENTURY BCORP INC
Address
141 S Wayne St,
Milledgeville, GA 31061 · Baldwin
FDIC Certificate #
147
Established
01/01/1898
FDIC Insurance Date
01/01/1934
Domestic Offices
2
Total Branches
3
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.05%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.3485%
Return on Equity (ROE)
18.5600%
Non-Performing Loans (NPL)
0.00%
Total Assets
$363,772,000
Total Deposits
$321,000,000
Equity Capital
$40,619,000
Net Income
$6,195,000
Headquarters
Milledgeville
Total Branches and Offices
2
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About Century Bank and Trust GAHow many branches does Century Bank and Trust GA operate?Century Bank and Trust GA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Century Bank and Trust GA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Century Bank and Trust GA provides members with tools to manage their accounts and build a solid financial history. Does Century Bank and Trust GA offer online and mobile banking?Most modern institutions like Century Bank and Trust GA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centurybankonline.com. Current Century Bank and Trust GA Rates
Retrieved from our database of financial products. Rates subject to change.
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