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Fusion Bank Rates & Review March 2026

You can compare Fusion Bank rates to other rates in our database, including 12-month CD rates currently at 0.25%, 6-month CD rates at 3.30% and 3-month CD rates at 0.03%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to Fusion Bank rates. MonitorBankRates evaluates the financial stability of Fusion Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026.

Fusion Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fusion Bank? Share your experience about Fusion Bank by leaving a review below, or read customer reviews before you decide to use Fusion Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Fusion Bank
116 W 6th St
Larned, KS 67550
https://www.fusion.bank
Member FDIC

Current Rate Availability

We do not have Fusion Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fusion Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fusion Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fusion Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fusion Bank
Bank Holding Company FIRST STATE FINANCIAL CORP
Address 116 W 6th St, Larned, KS 67550  ·  Pawnee
FDIC Certificate # 15899
Established 01/01/1896
FDIC Insurance Date 06/26/1942
Domestic Offices 3
Total Branches 3
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.5198%
Return on Equity (ROE) 14.5800%
Non-Performing Loans (NPL) 0.00%
Total Assets $246,634,000
Total Deposits $185,455,000
Equity Capital $32,465,000
Net Income $4,606,000
Headquarters Larned
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Fusion Bank

Is Fusion Bank a safe place to deposit money?

Yes, Fusion Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Fusion Bank operate?

Fusion Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fusion Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fusion Bank provides members with tools to manage their accounts and build a solid financial history.

Does Fusion Bank offer online and mobile banking?

Most modern institutions like Fusion Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fusion.bank.