Guaranty Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Guaranty BankToday's 12-month CD rates can be found at 0.40%, 6-month CD rates at 0.10% and 3-month CD rates at 4.40%. Current savings rates are at 0.20% and money market rates are at 0.70%. Mortgage rates today on 30-year fixed loans are around 6.73%. Credit Card rates are at 7.90%. Personal Loan rates are at 8.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Guaranty Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Guaranty Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Guaranty Bank CD rates. You can also compare Guaranty Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Guaranty Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Guaranty Bank? Share your experience about Guaranty Bank by leaving a review below, or read customer reviews before you decide to use Guaranty Bank.

Guaranty Bank Texas Ratio

Guaranty Bank's Texas Ratio is at 4.18%, which is considered excellent. The Texas Ratio for Guaranty Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Guaranty Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Guaranty Bank
2144 E Republic Rd
Springfield, MO 65804
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Guaranty Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
12-Month CD
4.35%
$5,000
ESB Bank
ESB Bank
12-Month CD
4.20%
$10,000
First FSB of Mascoutah
First FSB of Mascoutah
12-Month CD
4.06%
$1,000
Dollar Savings Direct
Dollar Savings Direct
Dollar Savings
4.00%
$0
Genesis Bank
Genesis Bank
36-Month CD
4.00%
$1,000
Sawyer Savings Bank
Sawyer Savings Bank
8-Month CD
4.00%
$500
State Bank of Newburg
State Bank of Newburg
24-Month CD
3.82%
$10,000
Perryton National Bank
Perryton National Bank
12-Month CD
3.75%
$10,000
Bank of Franklin County
Bank of Franklin County
36-Month CD
3.60%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
Money Market
3.56%
$1,000
Haverhill Bank
Haverhill Bank
24-Month CD
3.50%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
60-Month CD
3.50%
$1,000
Bank of Clovis
Bank of Clovis
36-Month CD
3.45%
$5,000
Kish Bank
Kish Bank
60-Month CD
3.35%
$2,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
18-Month CD
3.33%
$50,000
Dieterich Bank
Dieterich Bank
24-Month CD
3.10%
$500
Sloan State Bank
Sloan State Bank
60-Month CD
3.03%
$5,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
18-Month CD (Jumbo)
3.01%
$100,000
First State Bank (MI)
First State Bank (MI)
Purpose Money Market
3.00%
$1,000
Old Dominion National Bank
Old Dominion National Bank
Business Prime Money Market
2.76%
$10,000
PSECU
PSECU
60-Month CD
2.70%
$500
Gateway Commercial Bank
Gateway Commercial Bank
36-Month CD
2.53%
$1,000
Kaw Valley Bank
Kaw Valley Bank
48-Month CD
2.53%
$500
First Command Bank
First Command Bank
18-Month CD
2.50%
$1,000
Magyar Bank
Magyar Bank
12-Month CD
2.50%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
12-Month CD
2.40%
$50,000
Bank of Burlington
Bank of Burlington
Personal Savings
2.17%
$1
FSB of Wyoming
36-Month CD
2.02%
$2,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
36-Month CD
1.81%
$500
United Orient Bank
United Orient Bank
18-Month CD
1.25%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
60-Month CD
1.00%
$500
Fairfield County Bank
Fairfield County Bank
18-Month CD
1.00%
$2,500
Buena Vista National Bank
Buena Vista National Bank
3-Month CD
0.85%
$500
Midland Federal S&L
Midland Federal S&L
36-Month CD
0.75%
$1,000
First Keystone Community Bank
First Keystone Community Bank
60-Month CD
0.55%
$500
Gateway Commercial Bank
Gateway Commercial Bank
Traditional Savings
0.50%
$50
PennCrest Bank
PennCrest Bank
Money Market
0.50%
$0
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Platinum Savings
0.45%
$0
Freedom Bank, Inc.
Freedom Bank, Inc.
12-Month CD
0.40%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
36-Month CD
0.40%
$500
First National Bank and Trust AL
First National Bank and Trust AL
36-Month CD
0.35%
$1,000
Bellevue State Bank
Bellevue State Bank
Savings
0.15%
$10
Milford Bank
Milford Bank
24-Month CD
0.15%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
Advantage Checking
0.10%
$50
Midland Federal S&L
Midland Federal S&L
Money Market
0.10%
$2,500
Eclipse Bank
Eclipse Bank
6-Month CD
0.10%
$1,000
First Horizon
First Horizon
3-Month CD
0.05%
$1,000
First Federal S&L Bath
First Federal S&L Bath
Savings
0.05%
$10
William Penn Bank
William Penn Bank
Statement Savings
0.05%
$100
Applied Bank
Applied Bank
48-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Guaranty Bank rate data right now, check back for updates, we are adding rates all the time.

Guaranty Bank Information

Guaranty Bank
2144 E Republic Rd
Springfield, MO 65804
Greene
Established Date: 10/24/2008
FDIC Certificate #: 58892
Date of FDIC Deposit Insurance: 10/24/2008
Bank Holding Company: QCR HOLDINGS INC
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is Guaranty Bank FDIC Insured? Yes
What is Guaranty Bank's Cert number? 58892
What is the maximum amount for insured deposits? $250,000 per holder, per account

Guaranty Bank Financials

Total Assets:
$2,329,533,000
Total Deposits:
$1,744,144,000
Equity Capital:
$359,296,000
Domestic Deposits:
$1,744,144,000
Net Income:
$5,006,000
Return on Assets:
1.0602%
Quarterly Return on Assets:
0.8700%
Pretax Return on Assets:
0.8510%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
6.9100%
Quarterly Return on Equity:
5.6000%
Common Equity Tier 1 Capital Ratio:
11.4348%
Tier 1 Risk-Based Capital Ratio:
11.4348%
Leverage Tier 1 (Core Capital) Ratio:
11.2241%
Total Risk-Based Capital Ratio (YTD):
12.5324%
Total Interest Income (YTD):
5.6138%
 
 
Headquarters:
Springfield
FDIC Field Office:
Springfield Mo
Regulator:
FED
County:
Greene
# of Offices:
14
Metropolitan Statistical Area (MSA):
Springfield, MO
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Auto Loan: Current Auto Loan Rates

auto-loan-current-auto-loan-ratesAuto Loan: Current auto loan rates have come down since the financial crisis that started in 2007. Getting an auto loan is also a lost easier than it was during the financial crisis when no one could get a loan for any reason let alone to buy a car.Looking for an auto loan? Search our rate tables for the best auto loans. Auto Loan RatesRight now, Pentagon Federal Credit Union is still offering the best auto loan rates. We did a search for auto loan rates in Texas and their current auto loan rate is 3.99 percent. That is the best rate in the state of Texas. PenFed's auto loan rates are also 3.99 perent in all other states.     Read more...

Top 36 Month CD Rates

top-36-month-cd-rates36 month certificate of deposit rates are averaging 1.84 percent this week. There are 36 month CD rates a lot higher than the national average rate.Right now Pentagon Federal is offering a 36 month certificate of deposit yield of 3.00 percent. The minimum opening deposit is $1,000.Below is a list of 36 month certificate of deposit rates in Dallas, Texas. You can search for the best CD rates in your zip code here: Search for the best CD rates.     Read more...

Current Auto Loan Rates

current-auto-loan-ratesCurrent auto loan rates can vary greately between different banks and credit unions. Pentagon Federal Credit Union tops our list of the best auto loan rates. PenFed's current auto loan rate is only 3.99 percent.Here is a list of the auto loan rates in the state of California using the auto loan rate tables on MonitorBankRates.com. This list of rates was based on a 4-year new auto loan in the amount of $30,000.PenFed 3.990%      Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Most people are unaware there is a service called the Certificate of Deposit Account Registry Service, or CDARS, that greatly simplifies the process of depositing more then $100,000 in CD accounts to qualify for FDIC insurance. The network of over 2000 banks is overseen by the FDIC and only banks with the highest FDIC rating can participate.
First Internet Bank of Indiana Savings 10K rates are now at 0.60 percent with a yield of 0.60 percent. View current Savings 10K rates at First Internet Bank of Indiana below.
mortgage-rates-hovering-at-all-time-low-30-year-mortgage-rates-at-467Mortgage rates are hovering at all-time lows this morning. 30 year mortgage rates are averaging 4.67 percent. Mortgage rates have been heading lower since early June when the European debt crisis started and U.S. bond yields headed down. Mortgage rates continued to head lower this past week on news the U.S. economic recovery is slowing down.

Bank or Credit Union Offers and Deals

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MBA - 30 Year Mortgage Rates at 5.02%, Mortgage Applications Drop
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Alternative Bank and Credit Union Offers to Explore

Mortgage Rates at Highest Level in 8 Months - 30 Year Mortgage Rates at 5.21%
Homes Regaining Equity as Home Prices Move Higher, Time to Refinance?
Central Banks Cut Interest Rates by 1/2 percent.
Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11%
BB&T Mortgage Rates
Mortgage Rates Drop
European Crisis Eases as Focus Shifts to U.S. Economy Sending Mortgage Rates Today Lower
Today's Mortgage Rates: 30 Year Mortgage Rates at 4.99%, 15 Year Mortgage Rates at 4.34%
Mortgage Rates Higher Today
Mortgage Rates Drop Again as FOMC Continues Tapering

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