1st Trust Bank, Inc. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st Trust Bank, Inc.Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 3.33% and 3-month CD rates at 0.10%. Current savings rates are at 0.03% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 3.99%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to 1st Trust Bank, Inc. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from 1st Trust Bank, Inc., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with 1st Trust Bank, Inc. CD rates. You can also compare 1st Trust Bank, Inc. savings rates, MMA rates and mortgage rates using our other rate lists.

1st Trust Bank, Inc. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 1st Trust Bank, Inc.? Share your experience about 1st Trust Bank, Inc. by leaving a review below, or read customer reviews before you decide to use 1st Trust Bank, Inc..

1st Trust Bank, Inc. Texas Ratio

1st Trust Bank, Inc.'s Texas Ratio is at 6.29%, which is considered excellent. The Texas Ratio for 1st Trust Bank, Inc. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, 1st Trust Bank, Inc. is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
1st Trust Bank, Inc.
44 Commerce Dr
Hazard, KY 41701
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare 1st Trust Bank, Inc. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Credit Human Federal Credit Union
Credit Human Federal Credit Union
24-Month CD
4.40%
$500
Fidelity
Fidelity
12-Month CD
4.25%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
9-Month CD
3.99%
$500
Pacific Crest SB
Pacific Crest SB
36-Month CD
3.90%
$2,000
Regional Missouri Bank
Regional Missouri Bank
48-Month CD
3.85%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
18-Month CD
3.85%
$1,000
Sawyer Savings Bank
Sawyer Savings Bank
8-Month CD
3.75%
$500
Somerset Savings Bank
Somerset Savings Bank
Premier Money Market
3.56%
$5,000
Academic Federal Credit Union
Academic Federal Credit Union
18-Month CD
3.56%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
60-Month CD
3.50%
$1,000
Avidia Bank
Avidia Bank
12-Month CD
3.30%
$1,000
NBKC Bank
NBKC Bank
60-Month CD
3.25%
$250
United Trust Bank
United Trust Bank
36-Month CD
3.25%
$3,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
24-Month CD
3.04%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
24-Month CD
3.04%
$1,000
360 Federal Credit Union
360 Federal Credit Union
60-Month CD
3.04%
$1,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
24-Month CD
3.03%
$250
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
24-Month CD
3.00%
$500
Primary Bank
Primary Bank
18-Month CD
3.00%
$1,000
Lake Central Bank
Lake Central Bank
36-Month CD
2.93%
$1,000
Logansport Savings Bank
Logansport Savings Bank
48-Month CD
2.78%
$1,000
The Bank of Landisburg
The Bank of Landisburg
48-Month CD
2.62%
$1,000
First National Bank of Michigan
First National Bank of Michigan
12-Month CD
2.53%
$0
MidCountry Bank
MidCountry Bank
60-Month CD
2.52%
$1,000
Industry State Bank
Industry State Bank
24-Month CD
2.50%
$1,000
State Bank of Cherry
36-Month CD
2.42%
$1,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
12-Month CD
2.27%
$1,000
Petefish, Skiles & Co. Bank
36-Month CD
2.01%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
24-Month CD
1.76%
$1,000
State Bank Fenton, MI
State Bank Fenton, MI
60-Month CD
1.76%
$500
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
United Minnesota Bank
United Minnesota Bank
60-Month CD
1.40%
$500
Kitsap Bank
Kitsap Bank
12-Month CD
1.30%
$5,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
3-Month CD
1.30%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
48-Month CD
1.25%
$500
WVS West View SB
WVS West View SB
60-Month CD
1.00%
$500
Centennial Bank TN
Centennial Bank TN
Money Market
0.85%
$2,500
State Bank Freeport, IL
State Bank Freeport, IL
60-Month CD
0.65%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
3-Month CD
0.60%
$500
Merchants State Bank
Merchants State Bank
Savings
0.50%
$10
Pulaski Savings Bank
Pulaski Savings Bank
12-Month CD
0.30%
$500
HomePride Bank
HomePride Bank
NOW Checking
0.25%
$2,500
FSB of Forrest
FSB of Forrest
Savings
0.25%
$1
First Horizon
First Horizon
48-Month CD
0.10%
$1,000
United Trust Bank
United Trust Bank
Premium Money Market
0.10%
$0
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Rate Climber Money Market
0.05%
$0
First FSB of Angola
First FSB of Angola
Passbook Savings
0.05%
$10
State Bank Brownsburg, IN
Simply Savings
0.05%
$25
Friendship State Bank
Passbook Savings
0.05%
$100
FCN Bank, N.A.
FCN Bank, N.A.
Club Savings
0.05%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have 1st Trust Bank, Inc. rate data right now, check back for updates, we are adding rates all the time.

1st Trust Bank, Inc. Information

1st Trust Bank, Inc.
44 Commerce Dr
Hazard, KY 41701
Perry
Established Date: 12/13/2004
FDIC Certificate #: 57869
Date of FDIC Deposit Insurance: 12/13/2004
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is 1st Trust Bank, Inc. FDIC Insured? Yes
What is 1st Trust Bank, Inc.'s Cert number? 57869
What is the maximum amount for insured deposits? $250,000 per holder, per account

1st Trust Bank, Inc. Financials

Total Assets:
$283,404,000
Total Deposits:
$257,302,000
Equity Capital:
$25,341,000
Domestic Deposits:
$257,302,000
Net Income:
$164,000
Return on Assets:
0.4813%
Quarterly Return on Assets:
0.2300%
Pretax Return on Assets:
0.3104%
Pretax Quarterly Return on Assets:
0.3100%
Return on Equity:
5.1400%
Quarterly Return on Equity:
2.5900%
Leverage Tier 1 (Core Capital) Ratio:
10.7245%
Total Interest Income (YTD):
4.6367%
 
 
Headquarters:
Hazard
FDIC Field Office:
Lexington
Regulator:
FDIC
County:
Perry
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Federal Reserve Chairwoman, Janet Yellen, said in a speech to the Chamber of Commerce in Providence, R.I, that she still expects the Fed to start raising its benchmark interest rate later this year. A hike in the federal funds rate will send savings rates and money market rates higher.
Mortgage rates on 30 year home loans hit a new low in 2011, and 15 year, 5 year and 1 year mortgage rates hit all time lows in this week's mortgage rate survey. In Freddie Mac's Primary Mortgage Market Survey 30 year mortgage rates decreased to 4.32% with 0.7 mortgage points for the week ending August 11, 2011, down from the prior week's average 30 year mortgage rate of 4.39%. Average mortgage rates today on 30 year loans as reported by MonitorBankRates.com is even lower at 4.27%.
Mortgage rates plummeted the past day because of the Turkish currency crisis. How can a currency crisis in another country cause U.S. mortgage rates to move lower you ask? The answer to that question is U.S. Treasuries.

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