|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Bank Elk River Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
First Bank Elk River's Regular & IRA Certificate 4 Years rates are at 3.14%, Regular & IRA Certificate 1 Year rates are at 3.09%, 18-Months Regular & IRA Certificate 18-Month rates are at 3.08%, Regular & IRA Certificate 3 Years rates are at 3.08%, Regular & IRA Certificate 2 Years rates are at 3.03%. First Bank Elk River's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of First Bank Elk River with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.26%. Rates were last updated on 03/25/2026. First Bank Elk River money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Elk River? Share your experience about First Bank Elk River by leaving a review below, or read customer reviews before you decide to use First Bank Elk River. 
First Bank Elk River CD Rates
First Bank Elk River Savings Rates
First Bank Elk River Money Market Rates
First Bank Elk River Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Bank Elk River is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Bank Elk River rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Bank Elk River's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
First Bank Elk River
Bank Holding Company
FIRST NATL FINL SERVICES INC
Address
812 Main St Nw,
Elk River, MN 55330 · Sherburne
Website
https://www.elkriver.bank
FDIC Certificate #
5136
Established
01/01/1907
FDIC Insurance Date
01/01/1934
Domestic Offices
4
Total Branches
4
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.26%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.9713%
Return on Equity (ROE)
19.0600%
Non-Performing Loans (NPL)
0.01%
Total Assets
$363,871,000
Total Deposits
$270,149,000
Equity Capital
$30,634,000
Net Income
$4,685,000
Headquarters
Elk River
Total Offices
4
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About First Bank Elk RiverIs First Bank Elk River a safe place to deposit money?Yes, First Bank Elk River is considered a safe financial institution. With a Texas Ratio of 0.25963650888756%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does First Bank Elk River operate?First Bank Elk River currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, First Bank Elk River does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Bank Elk River provides members with tools to manage their accounts and build a solid financial history. Does First Bank Elk River offer online and mobile banking?Most modern institutions like First Bank Elk River provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.elkriver.bank. Current First Bank Elk River Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Bank of Hancock County
RNB State Bank
BankPlus
Sacramento Deposit Bank
Pioneer Bank
Chain Bridge Bank
Bank of Prairie du Sac
Bank of Anguilla
River City Bank Rome, GA
Citizens Bank of the Midwest
Riley State Bank
Presidential Bank
Peoples Bank of Moniteau County
American State Bank & Trust Company
California Bank of Commerce
The Bank of Monroe
Mountain Pacific Bank
First Bank of Manhattan
Century Bank of the Ozarks
The National Capital Bank of Washington
Community Bank of Louisiana
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
