Community Bank and Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Community Bank and Trust Deposit Rates

Community Bank and TrustToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.25% and 3-month CD rates at 1.65%. Current savings rates are at 0.75% and money market rates are at 1.36%. Mortgage rates today on 30-year fixed loans are around 6.47%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Community Bank and Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Community Bank and Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Community Bank and Trust CD rates. You can also compare Community Bank and Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Community Bank and Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank and Trust? Share your experience about Community Bank and Trust by leaving a review below, or read customer reviews before you decide to use Community Bank and Trust.

Community Bank and Trust Texas Ratio

Community Bank and Trust's Texas Ratio is at 0.93%, which is considered excellent. The Texas Ratio for Community Bank and Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Community Bank and Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Community Bank and Trust
100 S Wood St
Neosho, MO 64850
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Community Bank and Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
12-Month CD
4.16%
$2,500
Mid-America Bank
Mid-America Bank
60-Month CD
4.04%
$500
Mid-America Bank
Mid-America Bank
12-Month CD
4.04%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
12-Month CD
4.00%
$500
Second Federal S&L
Second Federal S&L
60-Month CD
3.95%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
30-Month CD
3.92%
$100
Regional Missouri Bank
Regional Missouri Bank
24-Month CD
3.85%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
12-Month CD
3.76%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
3.75%
$100
ESSA Bank & Trust
ESSA Bank & Trust
48-Month CD
3.70%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
24-Month CD
3.55%
$500
Sloan State Bank
Sloan State Bank
12-Month CD
3.55%
$1,000
Bank of Dudley
24-Month CD
3.29%
$1,000
FSB of Randolph County
FSB of Randolph County
Money Market
3.25%
$75,000
Henderson State Bank
Henderson State Bank
60-Month CD
3.09%
$500
M.Y. Safra Bank
M.Y. Safra Bank
48-Month CD
3.00%
$500
Commerce Bank & Trust
Commerce Bank & Trust
60-Month CD
3.00%
$500
1st Community Credit Union
1st Community Credit Union
6-Month CD
2.53%
$1,000
American State Bank of Grygla
American State Bank of Grygla
36-Month CD
2.52%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
6-Month CD
2.52%
$150
North Star Bank
North Star Bank
36-Month CD
2.37%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
36-Month CD
2.27%
$500
State Central Bank
State Central Bank
18-Month CD
2.26%
$10,000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
6-Month CD
2.25%
$50
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
24-Month CD
2.20%
$100
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD
2.00%
$100
FLC Bank
FLC Bank
Money Market
2.00%
$200,000
Maine Community Bank
Maine Community Bank
60-Month CD
2.00%
$500
La Salle State Bank
La Salle State Bank
12-Month CD
1.51%
$1,000
Institution for Savings
Institution for Savings
Business Sapphire Money Market
1.50%
$1
167th TFR Federal Credit Union
167th TFR Federal Credit Union
Money Market
1.26%
$2,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
12-Month CD
1.00%
$500
FNB of Brownstown
24-Month CD
0.95%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
12-Month CD
0.75%
$500
River Falls State Bank
River Falls State Bank
Money Market
0.60%
$1,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
Money Market
0.50%
$75,000
Mayville State Bank
Mayville State Bank
36-Month CD
0.45%
$1,000
Catskill Hudson Bank
Catskill Hudson Bank
12-Month CD
0.35%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
24-Month CD
0.30%
$500
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
12-Month CD
0.30%
$500
Savings Bank of Walpole
Savings Bank of Walpole
24-Month CD
0.30%
$500
Charles River Bank
Charles River Bank
Consumer Money Market
0.25%
$100,000
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
SaviBank
SaviBank
Savings
0.10%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
12-Month CD
0.10%
$1,000
United Southern Bank
United Southern Bank
3-Month CD
0.05%
$1,000
Superior National Bank
Superior National Bank
Business Money Market
0.05%
$0
First National Bank of Hutchinson
First National Bank of Hutchinson
Personal Ultra Money Market
0.02%
$100
Bath State Bank
Bath State Bank
NOW Checking
0.01%
$0
PriorityOne Bank
PriorityOne Bank
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Community Bank and Trust rate data right now, check back for updates, we are adding rates all the time.

Community Bank and Trust Information

Community Bank and Trust
100 S Wood St
Neosho, MO 64850
Newton
Established Date: 01/01/1884
FDIC Certificate #: 13068
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: COMMUNITY BANCSHARES EMPLOYEE STK OWNERSHIP PLAN
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Community Bank and Trust FDIC Insured? Yes
What is Community Bank and Trust's Cert number? 13068
What is the maximum amount for insured deposits? $250,000 per holder, per account

Community Bank and Trust Financials

Total Assets:
$411,073,000
Total Deposits:
$367,713,000
Equity Capital:
$27,799,000
Domestic Deposits:
$367,713,000
Net Income:
$854,000
Return on Assets:
0.9503%
Quarterly Return on Assets:
0.8500%
Pretax Return on Assets:
0.8545%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
14.4000%
Quarterly Return on Equity:
12.4400%
Common Equity Tier 1 Capital Ratio:
26.2503%
Tier 1 Risk-Based Capital Ratio:
26.2503%
Leverage Tier 1 (Core Capital) Ratio:
8.6030%
Total Risk-Based Capital Ratio (YTD):
27.5020%
Total Interest Income (YTD):
3.3014%
 
 
Headquarters:
Neosho
FDIC Field Office:
Springfield Mo
Regulator:
FED
County:
Newton
# of Offices:
13
Metropolitan Statistical Area (MSA):
Joplin, MO
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
  •     Read more...

    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

        Read more...

    FDIC List of Troubled Banks and the Texas Ratio

    The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

    The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

    The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

        Read more...

    Explore Other Rate Deals

    Applications for home loans continue to surge in early 2013 as low mortgage rates drive demand for home purchasing and refinancing loans. For the second consecutive week in 2013, applications for home loans are up in the double digits in the Mortgage Bankers Association's Weekly Applications Survey.
    Current-Mortgage-Rates-Above-5.00-for-30-Year-MortgagesMortgage rates are lower this week compared to last week but conforming 30 year mortgage rates are back above 5.00%. Despite the Federal Reserve's announcement that it was going to gradually slow down the pace of buying mortgage-backed securities, mortgage rates have been slowly drifting down the past several weeks.
    Mortgage rates are mixed this week as 10 year Treasury yields have been trading in a tight range the past week. Current mortgage rates today on 30 year home loans are averaging 3.93%, an increase from last week’s average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year mortgage loans are averaging 3.24%, an increase from last week’s average 15 year mortgage rate of 3.23%.

    Bank or Credit Union Offers and Deals

    Home Mortgage Rates: 30 Year Mortgage Rates Higher, 15 Year Mortgage Rates Lower - MBA
    Mortgage Rates and Refinance Rates on Martin Luther King, Jr. Day: 30 Year Rates at 4.74, 15 Year Rates at 3.99%
    Able Banking CD Rates - Great Rates and $25 to Charity on Account Opening
    Miami Postal Service Credit Union CD Rates
    Mortgage Rates 7/20: Today's Mortgage Rates on 30 Year Loans at 4.50%
    Mortgage Rates End 2018 Lower
    March 08 Mortgage Rates and Refinance Rates: 30 Year Rates Averaging 4.90%
    Have interest rates stabilized or are rates going Up?
    Orlando Savings Account Rates
    Mortgage Rates Head Lower Today: 30 Year Mortgage Rates at 4.05%

    Alternative Bank and Credit Union Offers to Explore

    Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57%
    CD Rates Move Higher This Week - Biggest Increases Will Come in 2015
    Mortgage Rates Decline in Mortgage Rate Survey: 30 Year Mortgage Rates at 4.32%
    30 Year Mortgage Rates Near Low for 2014: Average 30 Year Rate at 4.09 Percent
    Mortgage Rates Lower Today as Bond Yields Tumble
    Mortgage Rates: Overnight Mortgage Rates, Current 30 Year Rates at 4.16%
    Mortgage Rates: Current Mortgage Interest Rates @ 4.85%- December 1, 2009
    Credit Cards: Be Smart When Using Your Credit Cards
    Life Insurance: A Cornerstone of a Solid Financial Future
    Equity-Linked CDs: A Guide to Investing in Certificates of Deposit Linked to Stock Index Performance

    Community Bank and Trust Reviews

    There are no reviews for Community Bank and Trust yet. Feel free to create one below.
    Average Rating
    ☆☆☆☆☆
    Total Reviews
    0
    Add Your Rating and Review for Community Bank and Trust
    Your Name:
    Your Rating:

    See how Community Bank and Trust Compares to other banks