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 Harvard University Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Harvard University Employees Credit Union's 5-Month CD Special rates are at 3.85%, 8-Month CD Special rates are at 3.85%. MonitorBankRates evaluates the financial stability of Harvard University Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.56%. Rates were last updated on 04/08/2026. Harvard University Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Harvard University Employees Credit Union? Share your experience about Harvard University Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Harvard University Employees Credit Union. Harvard University Employees Credit Union
104 Mt Auburn 104 Mount Auburn St Ste 4
https://www.huecu.org Cambridge, MA 02138 5019 
Harvard University Employees Credit Union CD Rates
Harvard University Employees Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Harvard University Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Harvard University Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Harvard University Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Harvard University Employees Credit Union
Website
https://www.huecu.org
Address
104 Mount Auburn St Ste 4,
Cambridge, MA 02138 5019
Phone
617-495-4460
Fax
617-496-9804
President
Jason Luke
CEO
Craig Leonard
Full-Time Employees
136
Part-Time Employees
4
Branch Locations
6
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.56%
Return on Assets (ROA)
0.0019%
Return on Equity (ROE)
0.0229%
Non-Performing Loans Ratio (NPL)
0.72%
Total Assets
1,225,469,586
Total Amount of Shares and Deposits
846,423,596
Total Shares and Deposits < 1 Year
820,447,882
Total Shares and Deposits 1 3 Years
21,363,563
Total Shares and Deposits > 3 Years
4,612,150
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
61,973,103
Total Uninsured Shares and Deposits > $250K (F+J)
61,973,103
Total Insured Shares and Deposits > $250K (item 17 less item K)
784,450,493
Total Interest Expense (Sum of items 6 8)
5,980,226
Share Certificates
7,583
Number of Accounts for Share Drafts
32,975
IRA KEOGH Accounts
1,532
Number of Accounts for Regular Shares
64,508
Money Market Shares
3,833
Net Income (unless the amount is already included in Undivided Earnings)
23,714
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,947,201
Total Liabilities
1,128,635,634
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Harvard University Employees Credit UnionIs Harvard University Employees Credit Union a safe place to deposit money?Yes, Harvard University Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 7.5579982587973%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Harvard University Employees Credit Union operate?Harvard University Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Harvard University Employees Credit Union?Yes, to access services at Harvard University Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Harvard University Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Harvard University Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Harvard University Employees Credit Union offer online and mobile banking?Most modern institutions like Harvard University Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.huecu.org. Compare to Other Credit Unions
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