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 Hudson Valley Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Hudson Valley Credit Union's 60-Month CD Account rates are at 3.65%, 60-Month CD Accounts & IRA CD Accounts rates are at 3.65%, 12-Month Flex CD Accounts & IRA CD Accounts rates are at 3.64%, 36-Month CD Account rates are at 3.60%, 36-Month CD Accounts & IRA CD Accounts rates are at 3.60%. Hudson Valley Credit Union's savings rates are at 0.02%. Hudson Valley Credit Union's money market rates are at 0.15%. Hudson Valley Credit Union's 15-Year Fixed Jumbo rates are at 5.12%, 15-Year Fixed Rate rates are at 5.50%, 7/6 ARM rates are at 5.00%, 10/6 ARM rates are at 5.38%, 5/6 ARM rates are at 4.88%. MonitorBankRates evaluates the financial stability of Hudson Valley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.95%. Rates were last updated on 04/19/2026. Hudson Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hudson Valley Credit Union? Share your experience about Hudson Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Hudson Valley Credit Union. 
Hudson Valley Credit Union CD Rates
Hudson Valley Credit Union Savings Rates
Hudson Valley Credit Union Money Market Rates
Hudson Valley Credit Union Checking Rates
Hudson Valley Credit Union Mortgage Rates
Hudson Valley Credit Union Home Equity & HELOC
Hudson Valley Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hudson Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hudson Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hudson Valley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hudson Valley Credit Union
Website
https://www.hvcu.org
Address
137 Boardman Rd,
Poughkeepsie, NY 12603
Phone
800-468-3011
Fax
845-463-1032
President
Jay Pantaleo
CEO
Jonathan Roberts
Full-Time Employees
1,067
Part-Time Employees
43
Branch Locations
40
ATM Locations
38
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.95%
Return on Assets (ROA)
0.1458%
Return on Equity (ROE)
1.3831%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
7,952,829,425
Total Amount of Shares and Deposits
7,053,096,265
Total Shares and Deposits < 1 Year
6,221,200,209
Total Shares and Deposits 1 3 Years
806,532,536
Total Shares and Deposits > 3 Years
25,363,520
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
640,713,445
Total Uninsured Shares and Deposits > $250K (F+J)
660,288,972
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,392,807,293
Total Interest Expense (Sum of items 6 8)
123,016,831
Share Certificates
68,820
Number of Accounts for Share Drafts
225,881
IRA KEOGH Accounts
19,255
Number of Accounts for Regular Shares
447,466
All other shares
2,528
Non Member Deposits
260
Money Market Shares
12,385
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
432,078,872
Total Liabilities
7,432,912,740
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hudson Valley Credit UnionIs Hudson Valley Credit Union a safe place to deposit money?Yes, Hudson Valley Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9475231077188%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hudson Valley Credit Union operate?Hudson Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hudson Valley Credit Union?Yes, to access services at Hudson Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hudson Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hudson Valley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hudson Valley Credit Union offer online and mobile banking?Most modern institutions like Hudson Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hvcu.org. Current Hudson Valley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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