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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Tahquamenon Area Credit Union Rates & Review April 2026Tahquamenon Area Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of Tahquamenon Area Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.96%. Rates were last updated on 04/24/2026. Tahquamenon Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tahquamenon Area Credit Union? Share your experience about Tahquamenon Area Credit Union by leaving a review below, or read customer reviews before you decide to use Tahquamenon Area Credit Union.
Tahquamenon Area Credit Union Auto Loan Rates
Tahquamenon Area Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Tahquamenon Area Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tahquamenon Area Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Tahquamenon Area Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Tahquamenon Area Credit Union
Website
https://www.tacumi.com
Address
7693 State Hwy M123,
Newberry, MI 49868
Phone
906-293-5117
Fax
President
Michael Walker
CEO
Shannon Laidlaw
Full-Time Employees
19
Part-Time Employees
3
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.96%
Return on Assets (ROA)
0.0345%
Return on Equity (ROE)
0.2845%
Non-Performing Loans Ratio (NPL)
1.25%
Total Assets
66,332,020
Total Amount of Shares and Deposits
59,742,675
Total Shares and Deposits < 1 Year
59,742,674
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,106,706
Total Uninsured Shares and Deposits > $250K (F+J)
1,106,706
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,635,969
Total Interest Expense (Sum of items 6 8)
310,253
Share Certificates
253
Number of Accounts for Share Drafts
3,062
IRA KEOGH Accounts
77
Number of Accounts for Regular Shares
6,230
All other shares
124
Money Market Shares
139
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,943,721
Total Liabilities
60,313,011
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Tahquamenon Area Credit UnionIs Tahquamenon Area Credit Union a safe place to deposit money?Yes, Tahquamenon Area Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9629450793852%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Tahquamenon Area Credit Union operate?Tahquamenon Area Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Tahquamenon Area Credit Union?Yes, to access services at Tahquamenon Area Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Tahquamenon Area Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Tahquamenon Area Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Tahquamenon Area Credit Union offer online and mobile banking?Most modern institutions like Tahquamenon Area Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tacumi.com. Compare to Other Credit Unions
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