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iAdvertiser Disclosure
Advertiser Disclosure
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 Robins Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 13, 2026
Robins Financial Credit Union's 7 Month Special CD rates are at 3.75%, 11 Month Special CD rates are at 3.55%, 15 Month Super Saver CD rates are at 3.25%, 3 Year CD rates are at 2.55%, 4 Year CD rates are at 2.55%. Robins Financial Credit Union's money market rates are at 0.60%. Robins Financial Credit Union's Personal Loan Rates are at 3.75%. MonitorBankRates evaluates the financial stability of Robins Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.31%. Rates were last updated on 04/13/2026. Robins Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Robins Financial Credit Union? Share your experience about Robins Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Robins Financial Credit Union. Robins Financial Credit Union
Watson Branch 803 Watson Blvd
https://www.robinsfcu.org Warner Robins, GA 31093 
Robins Financial Credit Union CD Rates
Robins Financial Credit Union Money Market Rates
Robins Financial Credit Union Home Equity & HELOC
Robins Financial Credit Union Auto Loan Rates
Robins Financial Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Robins Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Robins Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Robins Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Robins Financial Credit Union
Website
https://www.robinsfcu.org
Address
803 Watson Blvd,
Warner Robins, GA 31093
Phone
800-241-2405
Fax
478-322-7311
President
Michael Parker
CEO
Christina OBrien
Full-Time Employees
545
Part-Time Employees
0
Branch Locations
26
ATM Locations
29
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.31%
Return on Assets (ROA)
1.2898%
Return on Equity (ROE)
7.5078%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
4,719,366,929
Total Amount of Shares and Deposits
3,908,369,510
Total Shares and Deposits < 1 Year
3,804,691,396
Total Shares and Deposits 1 3 Years
89,134,665
Total Shares and Deposits > 3 Years
14,543,448
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
265,093,680
Total Uninsured Shares and Deposits > $250K (F+J)
265,093,680
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,643,275,830
Total Interest Expense (Sum of items 6 8)
36,421,453
Share Certificates
33,382
Number of Accounts for Share Drafts
231,460
IRA KEOGH Accounts
8,375
Number of Accounts for Regular Shares
166,767
All other shares
5,171
Money Market Shares
13,725
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
390,536,391
Total Liabilities
3,973,945,556
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Robins Financial Credit UnionIs Robins Financial Credit Union a safe place to deposit money?Yes, Robins Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3092725829856%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Robins Financial Credit Union operate?Robins Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Robins Financial Credit Union?Yes, to access services at Robins Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Robins Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Robins Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Robins Financial Credit Union offer online and mobile banking?Most modern institutions like Robins Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.robinsfcu.org. Current Robins Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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