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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
St Pius X Church Federal Credit Union Rates & Review April 2026St Pius X Church Federal Credit Union's 18 Month Jumbo CDs rates are at 3.25%, 18 Month CD (Jumbo) rates are at 3.25%, 24 Month Jumbo CDs rates are at 3.25%, 12 Month Jumbo CDs rates are at 3.20%, 18 Month CDs rates are at 3.15%. St Pius X Church Federal Credit Union's savings rates are at 0.04%. St Pius X Church Federal Credit Union's money market rates are at 0.75%. St Pius X Church Federal Credit Union's Personal Loan Rates are at 8.25%. MonitorBankRates evaluates the financial stability of St Pius X Church Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.99%. Rates were last updated on 04/05/2026. St Pius X Church Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Pius X Church Federal Credit Union? Share your experience about St Pius X Church Federal Credit Union by leaving a review below, or read customer reviews before you decide to use St Pius X Church Federal Credit Union. St Pius X Church Federal Credit Union
St Pius X FCU 2998 Chili Ave
https://www.spxfcu.org Rochester, NY 14624 4537
St Pius X Church Federal Credit Union CD Rates
St Pius X Church Federal Credit Union Savings Rates
St Pius X Church Federal Credit Union Money Market Rates
St Pius X Church Federal Credit Union Checking Rates
St Pius X Church Federal Credit Union Home Equity & HELOC
St Pius X Church Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for St Pius X Church Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather St Pius X Church Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with St Pius X Church Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
St Pius X Church Federal Credit Union
Website
https://www.spxfcu.org
Address
2998 Chili Ave,
Rochester, NY 14624 4537
Phone
585-247-0724
Fax
585-247-0729
President
Suzanne Leicht
CEO
Adam Amesbury
Full-Time Employees
12
Part-Time Employees
3
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.99%
Return on Assets (ROA)
0.2551%
Return on Equity (ROE)
2.5748%
Non-Performing Loans Ratio (NPL)
1.24%
Total Assets
95,819,073
Total Amount of Shares and Deposits
86,393,868
Total Shares and Deposits < 1 Year
78,988,539
Total Shares and Deposits 1 3 Years
6,951,703
Total Shares and Deposits > 3 Years
453,625
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,353,935
Total Uninsured Shares and Deposits > $250K (F+J)
12,353,935
Total Insured Shares and Deposits > $250K (item 17 less item K)
74,039,933
Total Interest Expense (Sum of items 6 8)
1,343,512
Share Certificates
1,027
Number of Accounts for Share Drafts
2,398
IRA KEOGH Accounts
289
Number of Accounts for Regular Shares
5,675
All other shares
105
Money Market Shares
427
Net Income (unless the amount is already included in Undivided Earnings)
244,434
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,165,202
Total Liabilities
86,417,282
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About St Pius X Church Federal Credit UnionIs St Pius X Church Federal Credit Union a safe place to deposit money?Yes, St Pius X Church Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.9900244385455%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does St Pius X Church Federal Credit Union operate?St Pius X Church Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join St Pius X Church Federal Credit Union?Yes, to access services at St Pius X Church Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, St Pius X Church Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, St Pius X Church Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does St Pius X Church Federal Credit Union offer online and mobile banking?Most modern institutions like St Pius X Church Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.spxfcu.org. Current St Pius X Church Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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