MonitorBankRates
  1. Home
  2. Credit Unions
  3. Hempfield Area Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Hempfield Area Federal Credit Union Rates & Review April 2026

Hempfield Area Federal Credit Union's One Year CD rates are at 3.00%, Three Year CD rates are at 2.50%, Two Year CD rates are at 2.50%, Four Year CD rates are at 1.10%. Hempfield Area Federal Credit Union's savings rates are at 0.20%. MonitorBankRates evaluates the financial stability of Hempfield Area Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.36%. Rates were last updated on 04/05/2026.

Hempfield Area Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hempfield Area Federal Credit Union? Share your experience about Hempfield Area Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hempfield Area Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.36%
Excellent Lower than avg
Hempfield Area Federal Credit Union
Hempfield Area Federal Credit Union
151 Bus Garage Rd
Greensburg, PA 15601 6433
https://www.hempfieldareafcu.com/
Member NCUA

Hempfield Area Federal Credit Union CD Rates

Product Rate APY Term View More
One Year Share Certificate - 3.00% One Year
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
Three Year Share Certificate - 2.50% Three Year
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
Two Year Share Certificate - 2.50% Two Year
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
Four Year Share Certificate - 1.10% Four Year
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%

Hempfield Area Federal Credit Union Savings Rates

Product Rate APY View More
Share Savings Accounts - 0.20%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hempfield Area Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hempfield Area Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hempfield Area Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hempfield Area Federal Credit Union
Address 151 Bus Garage Rd, Greensburg, PA 15601 6433
Phone 724-837-4228
Fax 724-837-0353
President CHERYL BENGEL
CEO NADEEN BARTLETT
Full-Time Employees 0
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.36%
Return on Assets (ROA)
0.6303%
Return on Equity (ROE)
2.9611%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
5,263,190
Total Amount of Shares and Deposits
4,125,222
Total Shares and Deposits < 1 Year
3,717,439
Total Shares and Deposits 1 3 Years
260,505
Total Shares and Deposits > 3 Years
147,277
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,125,222
Total Interest Expense (Sum of items 6 8)
27,014
Share Certificates
89
Number of Accounts for Regular Shares
508
Net Income (unless the amount is already included in Undivided Earnings)
14,690
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,863,608
Total Liabilities
4,142,914
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Hempfield Area Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Hempfield Area Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Hempfield Area Federal Credit Union

Is Hempfield Area Federal Credit Union a safe place to deposit money?

Yes, Hempfield Area Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.35765142520916%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hempfield Area Federal Credit Union operate?

Hempfield Area Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hempfield Area Federal Credit Union?

Yes, to access services at Hempfield Area Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hempfield Area Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hempfield Area Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hempfield Area Federal Credit Union offer online and mobile banking?

Most modern institutions like Hempfield Area Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hempfieldareafcu.com/.

Current Hempfield Area Federal Credit Union Rates

  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.