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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Public Service Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Public Service Credit Union's Jumbo CD 3 month rates are at 4.32%, Jumbo CD 3 month rates are at 4.06%, 5 month CD Specials rates are at 4.05%, 7 month CD Specials rates are at 4.03%, CD Tier I 60 month rates are at 3.75%. Public Service Credit Union's savings rates are at 0.01%. Public Service Credit Union's money market rates are at 0.20%. Public Service Credit Union's Personal Loan Rates are at 7.24%. MonitorBankRates evaluates the financial stability of Public Service Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.75%. Rates were last updated on 03/28/2026. Public Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Public Service Credit Union? Share your experience about Public Service Credit Union by leaving a review below, or read customer reviews before you decide to use Public Service Credit Union. Public Service Credit Union
Public Service Credit Union 7665 Merriman Rd
https://www.pscunow.com Romulus, MI 48174 1920 
Public Service Credit Union CD Rates
Public Service Credit Union Savings Rates
Public Service Credit Union Money Market Rates
Public Service Credit Union Checking Rates
Public Service Credit Union Home Equity & HELOC
Public Service Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Public Service Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Public Service Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Public Service Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Public Service Credit Union
Website
https://www.pscunow.com
Address
7665 Merriman Rd,
Romulus, MI 48174 1920
Phone
734-641-8400
Fax
734-641-8470
President
Fred Morgan
CEO
Dean Trudeau
Full-Time Employees
111
Part-Time Employees
15
Branch Locations
11
ATM Locations
19
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.75%
Return on Assets (ROA)
0.5400%
Return on Equity (ROE)
4.5311%
Non-Performing Loans Ratio (NPL)
1.19%
Total Assets
433,609,463
Total Amount of Shares and Deposits
373,074,926
Total Shares and Deposits < 1 Year
357,801,964
Total Shares and Deposits 1 3 Years
13,874,703
Total Shares and Deposits > 3 Years
1,398,260
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,945,457
Total Uninsured Shares and Deposits > $250K (F+J)
28,945,457
Total Insured Shares and Deposits > $250K (item 17 less item K)
344,129,469
Total Interest Expense (Sum of items 6 8)
3,997,956
Share Certificates
3,199
Number of Accounts for Share Drafts
19,435
IRA KEOGH Accounts
625
Number of Accounts for Regular Shares
36,837
All other shares
37
Non Member Deposits
11,751
Money Market Shares
1,912
Net Income (unless the amount is already included in Undivided Earnings)
2,341,469
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,497,615
Total Liabilities
388,765,707
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Public Service Credit UnionIs Public Service Credit Union a safe place to deposit money?Yes, Public Service Credit Union is considered a safe financial institution. With a Texas Ratio of 6.7481969851915%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Public Service Credit Union operate?Public Service Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Public Service Credit Union?Yes, to access services at Public Service Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Public Service Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Public Service Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Public Service Credit Union offer online and mobile banking?Most modern institutions like Public Service Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pscunow.com. Current Public Service Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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