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Members Credit Union

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Members Credit Union Rates & Review March 2026

Q: How many branches does Members Credit Union operate?

Members Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Members Credit Union?

Yes, to access services at Members Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Members Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Members Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.80%, 6-month share certificate rates at 3.85% and 3-month share certificate rates at 0.50%. Savings rates are at 1.00% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.01%. All these rates can be compared to Members Credit Union rates. MonitorBankRates evaluates the financial stability of Members Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.04%. Rates were last updated on 03/29/2026.

Members Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members Credit Union? Share your experience about Members Credit Union by leaving a review below, or read customer reviews before you decide to use Members Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.04%

Excellent Higher than avg

Members Credit Union
Members Credit Union

612 Bedford ST
Stamford, CT 06901

Current Rate Availability

We do not have Members Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Members Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Members Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members Credit Union

Website

Address 612 Bedford ST, Stamford, CT 06901

Phone 203-622-6050

Fax 203-622-6051

President Brian Wood

CEO Kathy Chartier

Full-Time Employees 14

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.04%

Return on Assets (ROA)

0.6558%

Return on Equity (ROE)

5.4175%

Non-Performing Loans Ratio (NPL)

1.13%

Total Assets

42,568,682

Total Amount of Shares and Deposits

37,146,265

Total Shares and Deposits < 1 Year

36,251,480

Total Shares and Deposits 1 3 Years

894,785

Total Insured Shares and Deposits > $250K (item 17 less item K)

37,146,265

Total Interest Expense (Sum of items 6 8)

202,540

Share Certificates

217

Number of Accounts for Share Drafts

2,084

Number of Accounts for Regular Shares

4,263

All other shares

756

Non Member Deposits

Money Market Shares

105

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,737,591

Total Liabilities

37,429,186

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Members Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Members Credit Union

Is Members Credit Union a safe place to deposit money?

Yes, Members Credit Union is considered a safe financial institution. With a Texas Ratio of 8.0437339170732%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Members Credit Union operate?

Members Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members Credit Union?

Yes, to access services at Members Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Members Credit Union offer online and mobile banking?

Most modern institutions like Members Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.