Henderson FSB CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 2.52%, 6-month CD rates at 0.75% and 3-month CD rates at 3.50%. Current savings rates are at 1.26% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 17.99%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Henderson FSB's 30-Month CD rates are at 3.30%, 24-Month CD rates are at 3.30%, 60-Month CD rates are at 3.30%, 18-Month CD rates are at 3.20%, 12-Month CD rates are at 3.20%. Henderson FSB's savings rates are at 0.30%. Henderson FSB's money market rates are at 0.25%.

Henderson FSB

To see how these rates compare to Henderson FSB CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Henderson FSB, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Henderson FSB CD rates. You can also compare Henderson FSB savings rates, MMA rates and mortgage rates using our other rate lists.

Henderson FSB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Henderson FSB? Share your experience about Henderson FSB by leaving a review below, or read customer reviews before you decide to use Henderson FSB.

Henderson FSB Texas Ratio

Henderson FSB's Texas Ratio is at 5.79%, which is considered excellent. The Texas Ratio for Henderson FSB is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Henderson FSB is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.20%

2.52%

18-Month CD

3.20%

2.28%

24-Month CD

3.30%

2.27%

36-Month CD

3.09%

2.19%

48-Month CD

3.20%

2.15%

60-Month CD

3.30%

2.26%

Savings

0.30%

0.62%

MMA

0.25%

0.80%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Henderson FSB

130 N Marshall St
Henderson, TX 75652

https://www.hendersonfederal.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Henderson FSB

Henderson FSB CD Rates and Interest Rates

Henderson FSB

60-Month CD

3.30%

$500

Henderson FSB

30-Month CD

3.30%

$500

Henderson FSB

24-Month CD

3.30%

$500

Henderson FSB

48-Month CD

3.20%

$500

Henderson FSB

18-Month CD

3.20%

$500

Henderson FSB

12-Month CD

3.20%

$500

Henderson FSB

36-Month CD

3.09%

$500

Henderson FSB

6-Month CD

2.68%

$500

Henderson FSB

3-Month CD

2.28%

$500

Henderson FSB

Statement Savings

0.30%

Henderson FSB

Money Market

0.25%

$1,000

Henderson FSB

Freedom Checking

0.20%

$500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Henderson FSB Rates with Other Competitive Bank and Credit Union Rates

Farmers Bank Greenwood, AR

Kasasa Checking

4.25%

$250

Colorado Federal Savings Bank

18-Month CD

4.05%

$5,000

First Bank of the Lake

36-Month CD

3.95%

$5,000

First Exchange Bank

12-Month CD

3.90%

$500

Financial Partners CU

12-Month CD

3.85%

$1,000

ABCO Federal Credit Union

36-Month CD

3.82%

$1,000

Randolph Brooks FCU

36-Month CD

3.71%

$1,000

Union Bank Morrisville, VT

36-Month CD

3.56%

$500

Horicon Bank

12-Month CD

3.28%

$1,000

Grove Bank

12-Month CD

3.28%

$1,000

GreenLeaf Bank

18-Month CD

3.15%

$1,000

First State Bank of Harvey

18-Month CD

3.09%

$1,000

Maries County Bank

48-Month CD

3.09%

$1,000

Logansport Savings Bank

60-Month CD

3.03%

$1,000

Peoples Savings Bank Urbana OH

36-Month CD

2.90%

$500

Clear Lake Bank and Trust Company

36-Month CD

2.85%

$1,000

Mauch Chunk Trust Company

36-Month CD

2.83%

$500

F&M Bank & Trust

36-Month CD

2.83%

$2,500

Legacy Bank Hinton, OK

18-Month CD

2.80%

$10,000

Charter Bank TX

36-Month CD

2.75%

$1,000

Jefferson Security Bank

18-Month CD

2.52%

$500

The Community State Bank

18-Month CD

2.52%

$1,000

Global Bank

Money Market

2.50%

$100

State Bank & Trust Company

48-Month CD

2.27%

$1,000

FNB of Pandora

60-Month CD

2.27%

$1,000

FourLeaf Federal Credit Union

6-Month CD

2.25%

$50

North Shore Bank Co-op

24-Month CD

2.00%

$1,000

Century Bank Santa Fe, NM

36-Month CD

1.75%

$1,000

SaviBank

36-Month CD

1.75%

$500

Citizens Bank Mooresville, IN

24-Month CD

1.50%

$500

First State Bank New London, WI

12-Month CD

1.50%

$5,000

Consumers Credit Union

36-Month CD

1.30%

$250

Home Loan State Bank

24-Month CD

1.00%

$1,000

Woodsville Guaranty Savings Bank

48-Month CD

0.70%

$1,000

Lisle Savings Bank

18-Month CD

0.60%

$2,000

Concordia Bank & Trust Company

Blue Chip Savings

0.50%

$100

First Community Bank of Hillsboro

48-Month CD

0.50%

$1,000

Jones Bank

Savings

0.50%

PyraMax Bank

48-Month CD

0.50%

$1,000

State Bank of the Lakes

18-Month CD

0.50%

$1,000

The Union Bank Company

48-Month CD

0.35%

$500

First State Bank of Harvey

Super NOW Checking

0.30%

$2,500

Capital Bank TX

Savings

0.25%

$100

BankPlus

24-Month CD

0.25%

$1,000

Eastern Bank

24-Month CD (Business Select)

0.20%

$500

Farmers State Bank of Alto Pass, Ill.

3-Month CD

0.10%

$1,000

Metropolitan Bank and Trust Company

Savings

0.10%

$500

1st Northern California Credit Union

Savings

0.10%

$100

I3 Bank

Regular Savings

0.05%

$100

Greenville Federal

Performance Interest Checking

0.05%

$1,500

Disclaimer

Mortgage Rates July 19, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.494%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.500%

5.728%

1.125

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.776%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Henderson FSB Information

Henderson FSB

130 N Marshall St
Henderson, TX 75652
Rusk
Established Date: 11/01/1934
FDIC Certificate #: 29241
Date of FDIC Deposit Insurance: 08/09/1989

How Many Domestic U.S. Offices? 1

How Many Branches are There? 1

Website: https://www.hendersonfederal.com

Is Henderson FSB FDIC Insured? Yes

What is Henderson FSB's Cert number? 29241

What is the maximum amount for insured deposits? $250,000 per holder, per account

Henderson FSB Financials

Total Assets:

$110,121,000

Total Deposits:

$82,096,000

Equity Capital:

$27,399,000

Domestic Deposits:

$82,096,000

Net Income:

$315,000

Return on Assets:

1.2861%

Quarterly Return on Assets:

1.1500%

Pretax Return on Assets:

1.4662%

Pretax Quarterly Return on Assets:

1.4700%

Return on Equity:

5.6000%

Quarterly Return on Equity:

4.6300%

Leverage Tier 1 (Core Capital) Ratio:

24.2533%

Total Interest Income (YTD):

4.9694%

Headquarters:

Henderson

FDIC Field Office:

Dallas

Regulator:

OCC

County:

Rusk

# of Offices:

Metropolitan Statistical Area (MSA):

Longview, TX

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

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