MonitorBankRates
☰
  1. Home›
  2. Banks›
  3. FNB of Bosque County
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

FNB of Bosque County Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 16, 2026

You can compare FNB of Bosque County rates to other rates in our database, including 12-month CD rates currently at 3.56%, 6-month CD rates at 1.01% and 3-month CD rates at 3.75%. Savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.56%. All these rates can be compared to FNB of Bosque County rates. MonitorBankRates evaluates the financial stability of FNB of Bosque County with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.68%. Rates were last updated on 05/16/2026.

FNB of Bosque County money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Bosque County? Share your experience about FNB of Bosque County by leaving a review below, or read customer reviews before you decide to use FNB of Bosque County.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.68%
Excellent Higher than avg
FNB of Bosque County
418 E Avenue C
Valley Mills, TX 76689
Member FDIC

Current Rate Availability

We do not have FNB of Bosque County rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNB of Bosque County is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNB of Bosque County rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNB of Bosque County's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FNB of Bosque County
Bank Holding Company VALLEY MILLS FINANCIAL CORP
Address 418 E Avenue C, Valley Mills, TX 76689  ·  Bosque
Website https://www.fnbbosque.com/
FDIC Certificate # 5564
Established 08/01/1908
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
10.68%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.7595%
Return on Equity (ROE) 20.1800%
Non-Performing Loans (NPL) 0.92%
Total Assets $188,590,000
Total Deposits $165,963,000
Equity Capital $22,296,000
Net Income $3,855,000
Headquarters Valley Mills
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

FNB of Bosque County earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/first-national-bank-of-bosque-county-rates-review-5564">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for FNB of Bosque County yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for FNB of Bosque County
Your Name:
Your Rating:

Frequently Asked Questions About FNB of Bosque County

How many branches does FNB of Bosque County operate?

FNB of Bosque County currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FNB of Bosque County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB of Bosque County provides members with tools to manage their accounts and build a solid financial history.

Does FNB of Bosque County offer online and mobile banking?

Most modern institutions like FNB of Bosque County provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnbbosque.com/.

Compare to Other Banks

The FNB Community Bank First Colorado National Bank OSB Odin State Bank First Federal Savings Bank of Washington Bank of Greene County CBL State Savings Bank Security Bank Stephens, AR Central State Bank Clayton, IL Farmers & Merchants Bank NC Community First Bank Rosholt, WI Idabel National Bank FNB of Germantown Farmers State Bank Algona, IA Uwharrie Bank CNB St Louis Bank Guaranty Bank & Trust Community Bank of the Chesapeake Sacramento Deposit Bank First Federal S&L Centerburg, OH CNB of San Saba FNB of Proctor