Putnam County National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsToday's 12-month CD rates can be found at 3.89%, 6-month CD rates at 0.10% and 3-month CD rates at 0.25%. Current savings rates are at 5.00% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 12.74%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. To see how these rates compare to Putnam County National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Putnam County National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Putnam County National Bank CD rates. You can also compare Putnam County National Bank savings rates, MMA rates and mortgage rates using our other rate lists. Putnam County National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Putnam County National Bank? Share your experience about Putnam County National Bank by leaving a review below, or read customer reviews before you decide to use Putnam County National Bank. Putnam County National Bank Texas Ratio Putnam County National Bank's Texas Ratio is at 4.22%, which is considered excellent. The Texas Ratio for Putnam County National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Putnam County National Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Putnam County National Bank Rates with Other Competitive Bank and Credit Union RatesMid-America Bank
18-Month CD
4.30%
$500
Credit Human Federal Credit Union
18-Month CD
4.21%
$500
The Bank of Tescott
6-Month CD
4.18%
$0
The Seymour Bank
60-Month CD
4.06%
$1,000
Genesis Bank
12-Month CD
4.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 9, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Putnam County National Bank rate data right now, check back for updates, we are adding rates all the time. Putnam County National Bank InformationPutnam County National Bank
43 Gleneida AveCarmel, NY 10512 Putnam Established Date: 01/01/1865 FDIC Certificate #: 6990 Date of FDIC Deposit Insurance: 01/01/1934 How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.pcnb.biz
Is Putnam County National Bank FDIC Insured? Yes
What is Putnam County National Bank's Cert number? 6990
What is the maximum amount for insured deposits? $250,000 per holder, per account
Putnam County National Bank FinancialsTotal Assets:
$172,125,000
Total Deposits:
$129,551,000
Equity Capital:
$41,510,000
Domestic Deposits:
$129,551,000
Net Income:
$628,000
Return on Assets:
1.6236%
Quarterly Return on Assets:
1.4700%
Pretax Return on Assets:
2.0423%
Pretax Quarterly Return on Assets:
2.0400%
Return on Equity:
7.5500%
Quarterly Return on Equity:
6.1000%
Leverage Tier 1 (Core Capital) Ratio:
22.7288%
Total Interest Income (YTD):
4.2311%
Headquarters:
Carmel
FDIC Field Office:
New York City
Regulator:
OCC
County:
Putnam
# of Offices:
6
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates barely changed in this week's mortgage rates survey. In the Primary Mortgage Market Survey released by Freddie Mac conforming 30 year mortgage rates averaged 4.50% with 0.7 mortgage discount points for the week ending June 16, 2011. In last week's mortgage rate survey 30 year rates averaged 4.49% with 0.7 points.
The Fed declined to raise the fed funds rate this past week, which isn't good news for savers. CD rates will stay near current levels until the Fed increases the rate. The Fed did say at least one rate hike was likely in 2016 so a hike should be in the near future. Bank or Credit Union Offers and DealsJumbo Mortgage Rates Coming Down?Maspeth Federal Savings Bank CD Rates Average CD Rates - October 16, 2009 U.S. Long Term Credit Outlook Lowered to Negative: Are Higher Interest Rates on the Way? Mortgage Rates Mixed: Mortgage Applications Decrease: MBA Mortgage Rates Reverse Course and Head Lower Thanks to the Federal Reserve: 30 Year Mortgage Rates 4.38% Home Loan Mortgage Rates Set New Record Lows Start a Savings Plan Now: A Guide for Teenagers Astoria Bank Increases Intermediate and Long Term CD Rates Savings Rates Remain Stable as the Fed Meeting Minutes Offers No Surprises on Interest Rates Alternative Bank and Credit Union Offers to ExploreCurrent Interest Mortgage Rates Mixed This WeekFed Wraps Up Meeting Today - Will Savings Rates Move Higher? Citibank 6 Month CD Rate Fed Signals no Immediate Steps to Help Economy Top 36 Month CD Rates Mortgage Rates: Current Mortgage Rates up Says Freddie Weekly Deposit Account Rate Report for December 17, 2014 Current Mortgage Rates are Lower This Week: 30 Year Mortgage Rates at 3.93% Best Savings Account Rates in Jacksonville, Florida Kentucky Best CD Interest Rates & CD Yields Putnam County National Bank ReviewsThere are no reviews for Putnam County National Bank yet. Feel free to create one below.
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