Putnam County National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Putnam County National BankToday's 12-month CD rates can be found at 3.89%, 6-month CD rates at 0.10% and 3-month CD rates at 0.25%. Current savings rates are at 5.00% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 12.74%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Putnam County National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Putnam County National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Putnam County National Bank CD rates. You can also compare Putnam County National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Putnam County National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Putnam County National Bank? Share your experience about Putnam County National Bank by leaving a review below, or read customer reviews before you decide to use Putnam County National Bank.

Putnam County National Bank Texas Ratio

Putnam County National Bank's Texas Ratio is at 4.22%, which is considered excellent. The Texas Ratio for Putnam County National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Putnam County National Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Putnam County National Bank
43 Gleneida Ave
Carmel, NY 10512
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Putnam County National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mid-America Bank
Mid-America Bank
18-Month CD
4.30%
$500
Credit Human Federal Credit Union
Credit Human Federal Credit Union
18-Month CD
4.21%
$500
The Bank of Tescott
The Bank of Tescott
6-Month CD
4.18%
$0
The Seymour Bank
The Seymour Bank
60-Month CD
4.06%
$1,000
Genesis Bank
Genesis Bank
12-Month CD
4.00%
$1,000
American Bank
American Bank
18-Month CD
4.00%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
48-Month CD
4.00%
$500
ESSA Bank & Trust
ESSA Bank & Trust
18-Month CD
3.65%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
18-Month CD
3.04%
$100
Gogebic Range Bank
Gogebic Range Bank
48-Month CD
3.03%
$500
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
AAA Federal Savings Bank
AAA Federal Savings Bank
Money Market
2.75%
$100
Lindell Bank & Trust Company
Lindell Bank & Trust Company
48-Month CD
2.75%
$1,000
Department of Commerce FCU
Department of Commerce FCU
24-Month CD
2.69%
$500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
36-Month CD
2.52%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Prestige Money Market
2.50%
$4
Bradford National Bank
Bradford National Bank
24-Month CD
2.41%
$100
Bethpage Federal Credit Union
Bethpage Federal Credit Union
48-Month CD
2.25%
$50
Paramount Bank
Paramount Bank
24-Month CD
2.25%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
NOW Checking
2.25%
$1,000
Bank of the Valley
Bank of the Valley
12-Month CD
2.22%
$500
West Union Bank
West Union Bank
12-Month CD
2.10%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
36-Month CD
2.03%
$1,000
1st University Credit Union
1st University Credit Union
60-Month CD
2.02%
$10,000
Bellevue State Bank
Bellevue State Bank
12-Month CD
2.01%
$2,500
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
International Bank of Chicago
International Bank of Chicago
18-Month CD
2.00%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
24-Month CD
1.76%
$1,000
Hiawatha National Bank
Hiawatha National Bank
24-Month CD
1.71%
$500
Alliance Bank IN
Alliance Bank IN
30-Month CD
1.50%
$1,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
Money Market
1.21%
$1,000
William Penn Bank
William Penn Bank
18-Month CD
1.01%
$500
Mechanics Cooperative Bank
Mechanics Cooperative Bank
12-Month CD
1.00%
$500
Mutual Security Credit Union
Mutual Security Credit Union
24-Month CD
1.00%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
24-Month CD
0.95%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
48-Month CD
0.65%
$500
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Premier Money Market
0.65%
$1,500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
Money Market
0.60%
$250,000
First County Bank
First County Bank
48-Month CD
0.50%
$1,000
First Federal S&L Bath
First Federal S&L Bath
48-Month CD
0.50%
$2,500
Century Bank of Florida
Century Bank of Florida
60-Month CD
0.40%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
60-Month CD
0.40%
$500
Hilltop National Bank
Hilltop National Bank
Health Savings
0.25%
$10,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Money Market
0.20%
$1
Arlington State Bank
Arlington State Bank
Money Market
0.10%
$2,500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
24-Month CD
0.08%
$1,000
First Minnetonka City Bank
First Minnetonka City Bank
Money Market
0.05%
$15
GSB Guilford Savings Bank
24-Month CD
0.05%
$1,000
Bank of America
Bank of America
36-Month CD
0.03%
$1,000
Fairfield County Bank
Fairfield County Bank
Savings
0.02%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Putnam County National Bank rate data right now, check back for updates, we are adding rates all the time.

Putnam County National Bank Information

Putnam County National Bank
43 Gleneida Ave
Carmel, NY 10512
Putnam
Established Date: 01/01/1865
FDIC Certificate #: 6990
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Putnam County National Bank FDIC Insured? Yes
What is Putnam County National Bank's Cert number? 6990
What is the maximum amount for insured deposits? $250,000 per holder, per account

Putnam County National Bank Financials

Total Assets:
$172,125,000
Total Deposits:
$129,551,000
Equity Capital:
$41,510,000
Domestic Deposits:
$129,551,000
Net Income:
$628,000
Return on Assets:
1.6236%
Quarterly Return on Assets:
1.4700%
Pretax Return on Assets:
2.0423%
Pretax Quarterly Return on Assets:
2.0400%
Return on Equity:
7.5500%
Quarterly Return on Equity:
6.1000%
Leverage Tier 1 (Core Capital) Ratio:
22.7288%
Total Interest Income (YTD):
4.2311%
 
 
Headquarters:
Carmel
FDIC Field Office:
New York City
Regulator:
OCC
County:
Putnam
# of Offices:
6
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates barely changed in this week's mortgage rates survey. In the Primary Mortgage Market Survey released by Freddie Mac conforming 30 year mortgage rates averaged 4.50% with 0.7 mortgage discount points for the week ending June 16, 2011. In last week's mortgage rate survey 30 year rates averaged 4.49% with 0.7 points.

The Fed declined to raise the fed funds rate this past week, which isn't good news for savers. CD rates will stay near current levels until the Fed increases the rate. The Fed did say at least one rate hike was likely in 2016 so a hike should be in the near future. 

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