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Heritage Bank Wood River, NE Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Heritage Bank Wood River, NE's Personal & IRA CDs (Special) 9-Month rates are at 3.75%, Personal & IRA CDs 12-Month rates are at 1.50%, Personal & IRA CDs 18-Month rates are at 1.50%, Personal & IRA CDs 24-Month rates are at 1.50%, Personal & IRA CDs 36-Month rates are at 1.50%. MonitorBankRates evaluates the financial stability of Heritage Bank Wood River, NE with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026. Heritage Bank Wood River, NE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heritage Bank Wood River, NE? Share your experience about Heritage Bank Wood River, NE by leaving a review below, or read customer reviews before you decide to use Heritage Bank Wood River, NE. 
Heritage Bank Wood River, NE CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Heritage Bank Wood River, NE is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Heritage Bank Wood River, NE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Heritage Bank Wood River, NE's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Heritage Bank Wood River, NE
Bank Holding Company
HERITAGE GROUP INC
Address
110 E 9th St,
Wood River, NE 68883 · Hall
Website
https://www.bankonheritage.com
FDIC Certificate #
17145
Established
01/01/1884
FDIC Insurance Date
09/24/1952
Domestic Offices
20
Total Branches
20
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
2.3500%
Return on Equity (ROE)
14.4300%
Non-Performing Loans (NPL)
0.00%
Total Assets
$593,699,000
Total Deposits
$399,153,000
Equity Capital
$132,766,000
Net Income
$15,169,000
Headquarters
Wood River
Total Offices
20
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Heritage Bank Wood River, NEIs Heritage Bank Wood River, NE a safe place to deposit money?Yes, Heritage Bank Wood River, NE is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Heritage Bank Wood River, NE operate?Heritage Bank Wood River, NE currently maintains approximately 20 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Heritage Bank Wood River, NE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Heritage Bank Wood River, NE provides members with tools to manage their accounts and build a solid financial history. Does Heritage Bank Wood River, NE offer online and mobile banking?Most modern institutions like Heritage Bank Wood River, NE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankonheritage.com. Current Heritage Bank Wood River, NE Rates
Retrieved from our database of financial products. Rates subject to change.
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