What are the current interest rates at Hockley County School Employees Credit Union?

Current rates for Hockley County School Employees Credit Union include: 12-Month CD: 3.24%, 24-Month CD: 2.98%, Savings: 0.80%

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Hockley County School Employees Credit Union

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Hockley County School Employees Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hockley County School Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Hockley County School Employees Credit Union's top rates as of October 10, 2026 are 3.44% APY on its CD's - 12 month, 0.80% APY on savings, and personal loans from 13.25% APR, according to rates verified by MonitorBankRates. Other Hockley County School Employees Credit Union CD rates include CD's - 6 month at 3.39%, CD's - 12 month at 3.29%, and CD's - 12 month at 3.24%. MonitorBankRates evaluates the financial stability of Hockley County School Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.59%. Rates last updated and verified on 10/10/2026.

Hockley County School Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hockley County School Employees Credit Union? Share your experience about Hockley County School Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Hockley County School Employees Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.59%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Hockley County School Employees Credit Union
504 Clubview Dr

504 Clubview Dr
Levelland, TX 79336

https://www.hcsecu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Hockley County School Employees Credit Union CD Rates

Product	Rate	APY	Term
CD's - 12 month	3.40%	3.44%	12 months
Min Balance $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.39% → 3.44% ▲ 0.05 pts · high 3.44% / low 3.39% Sep 22, 20263.44%▲ from 3.39% Sep 14, 20263.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 6 month	3.35%	3.39%	6 months
Min Balance $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.34% → 3.39% ▲ 0.05 pts · high 3.39% / low 3.34% Sep 22, 20263.39%▲ from 3.34% Sep 14, 20263.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 12 month	3.25%	3.29%	12 months
Min Balance $10,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.34% → 3.29% ▼ 0.05 pts · high 3.34% / low 3.29% Sep 22, 20263.29%▼ from 3.34% Sep 14, 20263.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 12 month	3.20%	3.24%	12 months
Min Balance $1,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.34% → 3.24% ▼ 0.10 pts · high 3.34% / low 3.24% Sep 22, 20263.24%▼ from 3.34% Sep 14, 20263.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 6 month	3.20%	3.24%	6 months
Min Balance $10,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.29% → 3.24% ▼ 0.05 pts · high 3.29% / low 3.24% Sep 22, 20263.24%▼ from 3.29% Sep 14, 20263.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 24 month	3.15%	3.19%	24 months
Min Balance $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.14% → 3.19% ▲ 0.05 pts · high 3.19% / low 3.14% Sep 22, 20263.19%▲ from 3.14% Sep 14, 20263.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 6 month	3.15%	3.19%	6 months
Min Balance $1,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.29% → 3.19% ▼ 0.10 pts · high 3.29% / low 3.19% Sep 22, 20263.19%▼ from 3.29% Sep 14, 20263.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 36 month	3.05%	3.09%	36 months
Min Balance $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.03% → 3.09% ▲ 0.06 pts · high 3.09% / low 3.03% Sep 22, 20263.09%▲ from 3.03% Sep 14, 20263.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 24 month	3.00%	3.03%	24 months
Min Balance $10,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.09% → 3.03% ▼ 0.06 pts · high 3.09% / low 3.03% Sep 22, 20263.03%▼ from 3.09% Sep 14, 20263.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 24 month	2.95%	2.98%	24 months
Min Balance $1,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.09% → 2.98% ▼ 0.11 pts · high 3.09% / low 2.98% Sep 22, 20262.98%▼ from 3.09% Sep 14, 20263.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 36 month	2.90%	2.93%	36 months
Min Balance $10,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.98% → 2.93% ▼ 0.05 pts · high 2.98% / low 2.93% Sep 22, 20262.93%▼ from 2.98% Sep 14, 20262.98%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
CD's - 36 month	2.85%	2.88%	36 months
Min Balance $1,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.98% → 2.88% ▼ 0.10 pts · high 2.98% / low 2.88% Sep 22, 20262.88%▼ from 2.98% Sep 14, 20262.98%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Hockley County School Employees Credit Union Savings Rates

Product	Rate	APY
Club Accounts	1.05%	1.05%
Min Balance $25 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 1.31% → 1.05% ▼ 0.26 pts · high 1.31% / low 1.05% Sep 18, 20261.05%▼ from 1.31% Sep 14, 20261.31%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Shares (Savings)	0.80%	0.80%
Min Balance $25 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 1.05% → 0.80% ▼ 0.25 pts · high 1.05% / low 0.80% Sep 18, 20260.80%▼ from 1.05% Sep 14, 20261.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Hockley County School Employees Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Autos	-	-	6.25%	72 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Program Autos	-	-	7.25%	72 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2017 models	-	-	8.25%	42 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2018 models	-	-	8.25%	42 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2019 models	-	-	8.25%	42 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2020 models	-	-	8.25%	42 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2021 models	-	-	8.25%	42 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2022 models	-	-	8.25%	48 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2023 models	-	-	8.25%	54 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2024 models	-	-	8.25%	60 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2025 models	-	-	8.25%	66 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used Autos - 2016 models and below	-	-	12.25%	36 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 12.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Hockley County School Employees Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New boats, RVs, Mobile Homes Loan	-	6.25%	72 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
New boats, RVs, Mobile Homes Loan	-	6.75%	120 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
New boats, RVs, Mobile Homes Loan	-	7.25%	180 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Used boats, RVs, Mobile Homes Loan	-	9.25%	120 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 9.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Hockley County School Employees Credit Union Personal Loan Rates

Product	APR	Term	View More
Unsecured Loan	13.25%	30 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 13.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Hockley County School Employees Credit Union’s Texas Ratio rose from 2.41% in Q3 2023 to 3.59% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$45M	3.59%	5.0	A+
March 31, 2026	$44M	3.54%	5.0	A+
December 31, 2025	$43M	4.71%	5.0	A+
September 30, 2025	$41M	3.36%	5.0	A+
June 30, 2025	$41M	9.26%	5.0	A
March 31, 2025	$40M	8.04%	5.0	A
December 31, 2024	$39M	4.19%	5.0	A+
September 30, 2024	$39M	3.48%	5.0	A+
June 30, 2024	$38M	3.41%	5.0	A+
March 31, 2024	$38M	4.55%	5.0	A+
December 31, 2023	$38M	2.46%	5.0	A+
September 30, 2023	$37M	2.41%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Hockley County School Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Hockley County School Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hockley County School Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hockley County School Employees Credit Union

Website https://www.hcsecu.org

Address 504 Clubview Dr, Levelland, TX 79336

Phone 806-894-6204

Fax 806-897-4071

President Lyndon Hardin

CEO Russell Vest

Full-Time Employees 13

Part-Time Employees 2

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.59%

Return on Assets (ROA)

0.1971%

Return on Equity (ROE)

2.0922%

Non-Performing Loans Ratio (NPL)

0.65%

Total Assets

45,425,135

Total Amount of Shares and Deposits

40,230,227

Total Shares and Deposits < 1 Year

36,572,947

Total Shares and Deposits 1 3 Years

3,657,280

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,251,776

Total Uninsured Shares and Deposits > $250K (F+J)

3,251,776

Total Insured Shares and Deposits > $250K (item 17 less item K)

36,978,451

Total Interest Expense (Sum of items 6 8)

442,681

Share Certificates

484

Number of Accounts for Share Drafts

1,538

Number of Accounts for Regular Shares

4,605

Non Member Deposits

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

89,514

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,800,143

Total Liabilities

41,146,751

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Hockley County School Employees Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Hockley County School Employees Credit Union

How many branches does Hockley County School Employees Credit Union operate?

Hockley County School Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hockley County School Employees Credit Union?

Yes, to access services at Hockley County School Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hockley County School Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hockley County School Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hockley County School Employees Credit Union offer online and mobile banking?

Most modern institutions like Hockley County School Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hcsecu.org.