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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 General Electric Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
General Electric Credit Union's 13-Month CD rates are at 3.70%, 13-Month IRA/HSA CD rates are at 3.70%, 9-Month CD rates are at 3.65%, Health Savings Account (HSA) CDs 9-Month CD rates are at 3.65%, IRA 9-Month CD rates are at 3.65%. General Electric Credit Union's savings rates are at 0.01%. General Electric Credit Union's money market rates are at 1.80%. General Electric Credit Union's Fixed Equity Rich Loan 10-year Fixed rates are at 7.75%, Fixed Equity Rich Loan 15-year fixed rates are at 8.00%. MonitorBankRates evaluates the financial stability of General Electric Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.74%. Rates were last updated on 03/26/2026. General Electric Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at General Electric Credit Union? Share your experience about General Electric Credit Union by leaving a review below, or read customer reviews before you decide to use General Electric Credit Union. General Electric Credit Union
Reading Road 10485 Reading Rd
https://www.gecreditunion.org Cincinnati, OH 45241 2523 
General Electric Credit Union CD Rates
General Electric Credit Union Savings Rates
General Electric Credit Union Money Market Rates
General Electric Credit Union Checking Rates
General Electric Credit Union Mortgage Rates
General Electric Credit Union Home Equity & HELOC
General Electric Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for General Electric Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather General Electric Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with General Electric Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
General Electric Credit Union
Website
https://www.gecreditunion.org
Address
10485 Reading Rd,
Cincinnati, OH 45241 2523
Phone
513-243-4328
Fax
513-243-9206
President
Mary Vessells
CEO
Timothy Ballinger
Full-Time Employees
493
Part-Time Employees
6
Branch Locations
12
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.74%
Return on Assets (ROA)
0.1615%
Return on Equity (ROE)
1.9567%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
4,252,507,832
Total Amount of Shares and Deposits
3,479,626,888
Total Shares and Deposits < 1 Year
2,729,274,126
Total Shares and Deposits 1 3 Years
720,274,521
Total Shares and Deposits > 3 Years
30,078,241
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
524,027,826
Total Uninsured Shares and Deposits > $250K (F+J)
524,099,521
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,955,527,367
Total Interest Expense (Sum of items 6 8)
95,357,147
Share Certificates
30,036
Number of Accounts for Share Drafts
43,009
IRA KEOGH Accounts
9,434
Number of Accounts for Regular Shares
72,354
All other shares
2,289
Non Member Deposits
95
Money Market Shares
33,436
Net Income (unless the amount is already included in Undivided Earnings)
6,869,684
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
269,796,398
Total Liabilities
3,940,838,019
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About General Electric Credit UnionIs General Electric Credit Union a safe place to deposit money?Yes, General Electric Credit Union is considered a safe financial institution. With a Texas Ratio of 7.7355945514863%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does General Electric Credit Union operate?General Electric Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join General Electric Credit Union?Yes, to access services at General Electric Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, General Electric Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, General Electric Credit Union provides members with tools to manage their accounts and build a solid financial history. Does General Electric Credit Union offer online and mobile banking?Most modern institutions like General Electric Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gecreditunion.org. Current General Electric Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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