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IDB Global Federal Credit Union Rates & Review April 2026

IDB Global Federal Credit Union's CDs 12 month (Regular) rates are at 3.45%, CDs 6 month (Regular) rates are at 3.40%, CDs 18 month (Regular) rates are at 3.30%, CDs 24 month (Regular) rates are at 3.25%, CDs 30 month (Regular) rates are at 3.15%. IDB Global Federal Credit Union's savings rates are at 0.10%. IDB Global Federal Credit Union's 7/1 ARM rates are at 5.62%, 10/1 ARM rates are at 5.88%, 3/1 ARM rates are at 5.38%, 3/3 ARM rates are at 5.38%. IDB Global Federal Credit Union's Personal Loan Rates are at 8.12%. MonitorBankRates evaluates the financial stability of IDB Global Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.99%. Rates were last updated on 04/26/2026.

IDB Global Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at IDB Global Federal Credit Union? Share your experience about IDB Global Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IDB Global Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.99%
Excellent Lower than avg
IDB Global Federal Credit Union
Main Office IDB Global FCU
1300 New York Ave NW
Washington, DC 20577 0001
https://www.idbglobalfcu.org
Member NCUA

IDB Global Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificates 12 month (Regular) 3.40% 3.45% 12
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Certificates 6 month (Regular) 3.35% 3.40% 6
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Certificates 18 month (Regular) 3.25% 3.30% 18
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Certificates 24 month (Regular) 3.20% 3.25% 24
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Certificates 30 month (Regular) 3.11% 3.15% 30
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Certificates 36 month (Regular) 3.11% 3.15% 36
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Certificates 48 month (Regular) 3.11% 3.15% 48
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Certificates 60 month (Regular) 3.06% 3.10% 60
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Certificates 72 month (Regular) 3.06% 3.10% 72
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Certificates 84 month (Regular) 3.06% 3.10% 84
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
48 Step-up Share Certificates 4-years 2.86% 2.90% 48
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
60 Step-up Share Certificates 5-years 2.81% 2.85% 60
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
72 Step-up Share Certificates 6-years 2.81% 2.85% 72
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%

IDB Global Federal Credit Union Savings Rates

Product Rate APY View More
High-Yield Share Savings - 1.26%
Details as high as; High-Yield Share Savings - as high as
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
High-Yield Share Savings 1.25% 1.25%
Min Balance $500,000
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
High-Yield Share Savings 1.00% 1.00%
Min Balance $250,000
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
High-Yield Share Savings 0.75% 0.75%
Min Balance $100,000
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
High-Yield Share Savings 0.50% 0.50%
Min Balance $10,000
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Share Savings 0.10% 0.10%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%

IDB Global Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking Account 0.05% 0.05%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%

IDB Global Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
7/1 ARM 5.63% - 6.25% Initial Fixed Period (First 7 Years)
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
10/1 ARM 5.88% - 6.27% Initial Fixed Period (First 10 Years)
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
5/1 ARM - - 6.27%
Details As Low As; 5/1 ARM - as low as
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
3/1 ARM 5.38% - 6.44% Initial Fixed Period (First 3 Years)
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
3/3 ARM 5.38% - 6.44% Initial Fixed Period (First 3 Years)
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Tasa Variable Internacional - - 6.50% 84 meses
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Special Educational Advance - - 6.63% 15
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%

IDB Global Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 5.63%
Details As Low As; HELOC - as low as
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%

IDB Global Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan-New Vehicle - - 3.25% 24
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Auto Loans - - 3.25%
Details As Low As; Auto Loans - as low as
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Auto Loan-Used Vehicle - - 3.50% 24
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Auto Loan-New Vehicle - - 3.75% 48
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Auto Loan-Used Vehicle - - 4.00% 48
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Auto Loan-New Vehicle - - 4.25% 60
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Auto Loan-Used Vehicle - - 4.50% 60
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Auto Loan-New Vehicle - - 4.75% 72
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Auto Loan-Used Vehicle - - 5.00% 72
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%

IDB Global Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 10.63%
Details As Low As; Credit Cards - as low as
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Visa Classic - 10.63%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Visa Platinum - 13.13%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%

IDB Global Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.13%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Personal Loans - 8.13%
Details As Low As; Personal Loans - as low as
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Personal Loan - 8.63%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Personal Loan - 9.13%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Personal Loan - 9.63%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Personal Line of Credit - 10.13%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Personal Loan - 10.13%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Personal Loan - 15.88%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%
Personal Line of Credit - 18.00%
No additional details.
Last Updated 04/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.99%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for IDB Global Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather IDB Global Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with IDB Global Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name IDB Global Federal Credit Union
Address 1300 New York Ave NW, Washington, DC 20577 0001
Phone 202-623-3363
Fax 202-623-3339
President Kenneth Foley
CEO William (Chip) Lusk Jr
Full-Time Employees 54
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.99%
Return on Assets (ROA)
0.4536%
Return on Equity (ROE)
3.6842%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
821,487,863
Total Amount of Shares and Deposits
690,690,964
Total Shares and Deposits < 1 Year
643,869,912
Total Shares and Deposits 1 3 Years
27,757,697
Total Shares and Deposits > 3 Years
19,063,355
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
162,342,081
Total Uninsured Shares and Deposits > $250K (F+J)
162,342,081
Total Insured Shares and Deposits > $250K (item 17 less item K)
528,348,883
Total Interest Expense (Sum of items 6 8)
9,512,699
Share Certificates
3,007
Number of Accounts for Share Drafts
14,007
Number of Accounts for Regular Shares
15,839
Net Income (unless the amount is already included in Undivided Earnings)
3,726,576
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,407,086
Total Liabilities
726,864,559
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About IDB Global Federal Credit Union

Is IDB Global Federal Credit Union a safe place to deposit money?

Yes, IDB Global Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.99201022193009%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does IDB Global Federal Credit Union operate?

IDB Global Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join IDB Global Federal Credit Union?

Yes, to access services at IDB Global Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, IDB Global Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, IDB Global Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does IDB Global Federal Credit Union offer online and mobile banking?

Most modern institutions like IDB Global Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.idbglobalfcu.org.

Current IDB Global Federal Credit Union Rates

  • 12-Month CD3.45%
  • 18-Month CD3.30%
  • 24-Month CD3.25%
  • 60-Month CD2.85%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.