MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. YOUNG COMMUNITY
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

YOUNG COMMUNITY Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare YOUNG COMMUNITY rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 3.00% and 3-month share certificate rates at 3.20%. Savings rates are at 0.25% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 6.02%. All these rates can be compared to YOUNG COMMUNITY rates. MonitorBankRates evaluates the financial stability of YOUNG COMMUNITY with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026.

YOUNG COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at YOUNG COMMUNITY? Share your experience about YOUNG COMMUNITY by leaving a review below, or read customer reviews before you decide to use YOUNG COMMUNITY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
YOUNG COMMUNITY
Corporate Office
2200 Greene Way
LOUISVILLE, KY 40220
https://.
Member NCUA

Current Rate Availability

We do not have YOUNG COMMUNITY rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for YOUNG COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather YOUNG COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with YOUNG COMMUNITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name YOUNG COMMUNITY
Website https://.
Address 2200 Greene Way, LOUISVILLE, KY 40220
Phone 502-208-6610
Fax
President Michael Huelett
CEO Anthony Young
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
-14.0640%
Return on Equity (ROE)
-190.2002%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
755,281
Total Amount of Shares and Deposits
447,916
Total Shares and Deposits < 1 Year
447,916
Total Insured Shares and Deposits > $250K (item 17 less item K)
447,916
Total Interest Expense (Sum of items 6 8)
3,786
Share Certificates
2
Number of Accounts for Share Drafts
159
IRA KEOGH Accounts
2
Number of Accounts for Regular Shares
123
All other shares
14
Net Income (unless the amount is already included in Undivided Earnings)
-106,223
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
381,934
Total Liabilities
699,433
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for YOUNG COMMUNITY yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for YOUNG COMMUNITY
Your Name:
Your Rating:

Frequently Asked Questions About YOUNG COMMUNITY

Is YOUNG COMMUNITY a safe place to deposit money?

Yes, YOUNG COMMUNITY is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does YOUNG COMMUNITY operate?

YOUNG COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join YOUNG COMMUNITY?

Yes, to access services at YOUNG COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, YOUNG COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, YOUNG COMMUNITY provides members with tools to manage their accounts and build a solid financial history.

Does YOUNG COMMUNITY offer online and mobile banking?

Most modern institutions like YOUNG COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://..

Compare to Other Credit Unions

Tremont Credit Union 802 Credit Union Xplore Federal Credit Union Hibbing Cooperative Credit Union Edge Federal Credit Union ADVANTAGE FINANCIAL Ontario Shores Federal Credit Union Organized Labor Credit Union Family 1st Federal Credit Union Regional Federal Credit Union Lincoln County Credit Union EAGLE NORTHWOOD Sewerage And Water Board Employees Federal Credit Union Cambridge Firefighters Federal Credit Union Consumers Credit Union Bay Atlantic Federal Credit Union WISE CU Palmetto Health Credit Union Champion Credit Union Toledo, OH Enlighten Federal Credit Union