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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 FedFinancial Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
FedFinancial Federal Credit Union's Share & IRA CDs 60 month rates are at 3.31%, Share & IRA CDs 48 month rates are at 3.25%, Share & IRA CDs 36 month rates are at 3.19%, Share & IRA CDs 24 month rates are at 3.13%, Share & IRA CDs 12 month rates are at 3.02%. FedFinancial Federal Credit Union's savings rates are at 0.02%. FedFinancial Federal Credit Union's money market rates are at 0.05%. FedFinancial Federal Credit Union's Conventional 10-Year Fixed Rate rates are at 5.07%, FHA 30-Year Fixed Rate rates are at 5.29%, Conventional 15-Year Fixed Rate rates are at 5.26%, 7/6 Adjustable Rate Mortgage rates are at 5.12%, Conventional 30-Year Fixed Rate rates are at 5.79%. FedFinancial Federal Credit Union's Personal Loan Rates are at 7.15%. MonitorBankRates evaluates the financial stability of FedFinancial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.03%. Rates were last updated on 04/17/2026. FedFinancial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FedFinancial Federal Credit Union? Share your experience about FedFinancial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FedFinancial Federal Credit Union. FedFinancial Federal Credit Union
FDA Campus 10903 New Hampshire Ave Bldg 2
https://www.fedfinancial.org Silver Spring, MD 20903 1058 
FedFinancial Federal Credit Union CD Rates
FedFinancial Federal Credit Union Savings Rates
FedFinancial Federal Credit Union Checking Rates
FedFinancial Federal Credit Union Mortgage Rates
FedFinancial Federal Credit Union Home Equity & HELOC
FedFinancial Federal Credit Union Credit Card Rates
FedFinancial Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for FedFinancial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FedFinancial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FedFinancial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
FedFinancial Federal Credit Union
Website
https://www.fedfinancial.org
Address
10903 New Hampshire Ave Bldg 2,
Silver Spring, MD 20903 1058
Phone
301-881-5626
Fax
301-770-5490
President
Christopher Cole
CEO
Jonathan Rhodes
Full-Time Employees
10
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.03%
Return on Assets (ROA)
0.1391%
Return on Equity (ROE)
1.6127%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
76,452,030
Total Amount of Shares and Deposits
69,275,825
Total Shares and Deposits < 1 Year
66,113,070
Total Shares and Deposits 1 3 Years
2,432,817
Total Shares and Deposits > 3 Years
729,937
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,501,613
Total Uninsured Shares and Deposits > $250K (F+J)
7,501,613
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,774,212
Total Interest Expense (Sum of items 6 8)
567,640
Share Certificates
443
Number of Accounts for Share Drafts
2,646
IRA KEOGH Accounts
99
Number of Accounts for Regular Shares
4,342
Money Market Shares
39
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,809,414
Total Liabilities
69,884,783
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About FedFinancial Federal Credit UnionIs FedFinancial Federal Credit Union a safe place to deposit money?Yes, FedFinancial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.025875177561%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does FedFinancial Federal Credit Union operate?FedFinancial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join FedFinancial Federal Credit Union?Yes, to access services at FedFinancial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, FedFinancial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, FedFinancial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does FedFinancial Federal Credit Union offer online and mobile banking?Most modern institutions like FedFinancial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fedfinancial.org. Current FedFinancial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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