|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Kitsap Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Kitsap Credit Union's 7-Month Promotional CD rates are at 3.60%. Kitsap Credit Union's money market rates are at 0.50%. Kitsap Credit Union's Personal Loan Rates are at 9.75%. MonitorBankRates evaluates the financial stability of Kitsap Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.30%. Rates were last updated on 04/19/2026. Kitsap Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kitsap Credit Union? Share your experience about Kitsap Credit Union by leaving a review below, or read customer reviews before you decide to use Kitsap Credit Union. Kitsap Credit Union
Corporate Office 155 Washington Ave
https://www.kitsapcu.org Bremerton, WA 98337 5606 
Kitsap Credit Union CD Rates
Kitsap Credit Union Money Market Rates
Kitsap Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Kitsap Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kitsap Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Kitsap Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Kitsap Credit Union
Website
https://www.kitsapcu.org
Address
155 Washington Ave,
Bremerton, WA 98337 5606
Phone
360-662-2000
Fax
360-479-4373
President
Mike Goonewardene
CEO
Shawn Gilfedder
Full-Time Employees
324
Part-Time Employees
8
Branch Locations
14
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.30%
Return on Assets (ROA)
0.2425%
Return on Equity (ROE)
2.9196%
Non-Performing Loans Ratio (NPL)
0.80%
Total Assets
2,438,592,352
Total Amount of Shares and Deposits
2,166,462,450
Total Shares and Deposits < 1 Year
2,132,526,518
Total Shares and Deposits 1 3 Years
31,466,170
Total Shares and Deposits > 3 Years
2,469,761
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
171,007,172
Total Uninsured Shares and Deposits > $250K (F+J)
171,007,172
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,995,455,278
Total Interest Expense (Sum of items 6 8)
36,090,420
Share Certificates
17,430
Number of Accounts for Share Drafts
78,373
IRA KEOGH Accounts
3,302
Number of Accounts for Regular Shares
86,674
All other shares
55
Money Market Shares
14,040
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
194,321,852
Total Liabilities
2,289,092,265
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Kitsap Credit UnionIs Kitsap Credit Union a safe place to deposit money?Yes, Kitsap Credit Union is considered a safe financial institution. With a Texas Ratio of 7.2975542691964%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Kitsap Credit Union operate?Kitsap Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Kitsap Credit Union?Yes, to access services at Kitsap Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Kitsap Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Kitsap Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Kitsap Credit Union offer online and mobile banking?Most modern institutions like Kitsap Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kitsapcu.org. Current Kitsap Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Forward Financial Credit Union
Employees United Federal Credit Union
Baycel Federal Credit Union
NW Priority Credit Union
University of Michigan Credit Union
WEPCO Federal Credit Union
Peoria Bell Credit Union
CHAFFEY Federal Credit Union
Union Congregational Federal Credit Union
Southern Star Credit Union
MARSHALL T and P EMPLOYEES
CTAFC Federal Credit Union
IQ Credit Union
Apple Federal Credit Union
Muskogee Federal Credit Union
Frontier Community Credit Union
De Soto Mo Pac Credit Union
Shaw University Federal Credit Union
Freedom Credit Union
Cadets Federal Credit Union
Saint Athanasius Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
