Independence Bank of Kentucky CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Independence Bank of Kentucky CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independence Bank of Kentucky, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independence Bank of Kentucky CD rates. You can also compare Independence Bank of Kentucky savings rates, MMA rates and mortgage rates using our other rate lists. Independence Bank of Kentucky money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independence Bank of Kentucky? Share your experience about Independence Bank of Kentucky by leaving a review below, or read customer reviews before you decide to use Independence Bank of Kentucky. Independence Bank of Kentucky Texas Ratio Independence Bank of Kentucky's Texas Ratio is at 0.72%, which is considered excellent. The Texas Ratio for Independence Bank of Kentucky is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Independence Bank of Kentucky is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Independence Bank of Kentucky Rates with Other Competitive Bank and Credit Union Rates
Axiom Bank
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4.60%
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4.25%
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Regional Missouri Bank
12-Month CD
4.11%
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State Bank of India US
12-Month CD
4.00%
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GTE Financial Credit Union
12-Month CD (Jumbo)
3.92%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 26, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Independence Bank of Kentucky rate data right now, check back for updates, we are adding rates all the time. Independence Bank of Kentucky InformationIndependence Bank of Kentucky
2425 Frederica StOwensboro, KY 42301 Daviess Established Date: 01/01/1909 FDIC Certificate #: 8136 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: INDEPENDENCE BANCSHARES INC How Many Domestic U.S. Offices? 28 How Many Branches are There? 28 Website: https://www.1776bank.com
Is Independence Bank of Kentucky FDIC Insured? Yes
What is Independence Bank of Kentucky's Cert number? 8136
What is the maximum amount for insured deposits? $250,000 per holder, per account
Independence Bank of Kentucky FinancialsTotal Assets:
$3,714,903,000
Total Deposits:
$3,053,951,000
Equity Capital:
$237,982,000
Domestic Deposits:
$3,053,951,000
Net Income:
$3,068,000
Return on Assets:
0.6157%
Quarterly Return on Assets:
0.3300%
Pretax Return on Assets:
0.3300%
Pretax Quarterly Return on Assets:
0.3300%
Return on Equity:
9.2000%
Quarterly Return on Equity:
5.2300%
Common Equity Tier 1 Capital Ratio:
11.2579%
Tier 1 Risk-Based Capital Ratio:
11.2579%
Leverage Tier 1 (Core Capital) Ratio:
7.5838%
Total Risk-Based Capital Ratio (YTD):
12.0271%
Total Interest Income (YTD):
4.2152%
Headquarters:
Owensboro
FDIC Field Office:
Louisville
Regulator:
FED
County:
Daviess
# of Offices:
28
Metropolitan Statistical Area (MSA):
Owensboro, KY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates and refinance rates the day after Christmas are mostly lower. 30 year fixed conforming mortgage rates and mortgage refinance rates are averaging 4.77 percent, down from an average 30 year mortgage rate of 4.89 percent. 30 year home mortgage rates and home refinance mortgage rates in California are higher averaging 4.94 percent.
USAA 4 Year Jumbo CD rates are now at 1.00 percent with a yield of 1.00 percent. View current 4 Year Jumbo CD rates at USAA below.
 Falling home prices, record low mortgage rates and an $8,000 tax credit are making homes more affordable for first time buyers. Priced out of the market during the housing bubble, first time buyers are back.
Bank or Credit Union Offers and DealsHighest CD Rates are Offered by AloStar Bank of CommerceBuying a Home with the Help of a Realtor Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special Home Buyer Tax Credit Ends April 30, 2010 Mortgage Refinance Rates: 30 Year Refinance Rates as Low as 3.13% 15 Year Refi Rates as Low as 2.38% Best Savings Interest Account Rates in Chicago, Illinois Mortgage Rates: 30 Year Mortgage Rates at 5.05%, 15 Year Mortgage Rates at 4.40% Mortgage Rates and Mortgage Applications Decline: 30 Year Rates at 4.79%, 15 Year Rates at 4.03% Mortgage Rates December 1, 2011, 15 Year Mortgage Rates at 3.36% Congressional Bank CD Rates Alternative Bank and Credit Union Offers to Explore10 Savings Tips and Personal Financial Tips for 2012Mortgage Rates: Current Mortgage Rates July 27, 2009 Mortgage Rates Rise Following Bond Yields Higher on Record U.S. Exports: 30 Year Mortgage Rates at 4.53% Wells Fargo offers mortgage assistance to troubled Arizonans Best Auto Insurance: Do I Need Rental Car Insurance? Manville Area FCU Short Term CD Rates Nexity Bank CD Rates Mortgage Rates and Refinance Rates Stable: 30 Year Mortgage Rates at 4.74%, 15 Year Mortgage rates at 3.99% Savings Rates Continue to Increase, Courtesy of the FOMC AIG Bank High Yield Money Market Account Independence Bank of Kentucky ReviewsThere are no reviews for Independence Bank of Kentucky yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.35%, 6-month CD rates at 0.45% and 3-month CD rates at 1.36%. Current savings rates are at 0.50% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.28%. Credit Card rates are at 16.20%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates. 
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