What are the current interest rates at Riverview Bank?

Current rates for Riverview Bank include: 12-Month CD: 3.00%

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Riverview Bank Rates & Review March 2026

Q: How many branches does Riverview Bank operate?

Riverview Bank currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Riverview Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Riverview Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 21, 2026

Riverview Bank's 5-Month CD rates are at 3.76%, 5 CD rates are at 3.76%, 5 Certificate of Deposit rates are at 3.76%, 8-month CD Special rates are at 3.50%, 12-month CD Special rates are at 3.00%. MonitorBankRates evaluates the financial stability of Riverview Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.12%. Rates were last updated on 03/21/2026.

Riverview Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverview Bank? Share your experience about Riverview Bank by leaving a review below, or read customer reviews before you decide to use Riverview Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.12%

Excellent Lower than avg

Riverview Bank

900 Washington St
Vancouver, WA 98660

https://www.riverviewbank.com

Riverview Bank CD Rates

Product	Rate	APY	Term
5 Month CD	-	3.76%	5
Min Deposit $1,000 Last Updated 03/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.12%
5 CD	-	3.76%	5
Min Deposit $1,000 Last Updated 03/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.12%
5 Certificate of Deposit	-	3.76%	5
Min Deposit $1,000 Details minimum $1,000 to open account and earn APY Last Updated 03/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.12%
8-month CD Special	-	3.50%	8
Min Deposit $1,000 Last Updated 03/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.12%
12-month CD Special	-	3.00%	12
Min Deposit $1,000 Last Updated 03/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.12%

Riverview Bank Home Equity & HELOC

Product	Rate	Points	APR
HELOC	-	-	4.25%
Details Minimum APR will be 4.25% and 5.25% for manufactured homes. Maximum APR is 16.00%. The term of a HELOC is 30 years: 10-year draw period, 20-year repayment period. The APR during the repayment period will be a fixed rate at the prevailing Wall Street Journal Prime Rate (6.75% as of 12/11/2025), plus a margin. The margin is based on your combined loan to value, type of collateral, credit score, loan amount and whether or not there is a 1st lien jumbo mortgage in place; margins range from 1.50% to 3.75%. Payments during the repayment period will be principal plus interest. Property insurance is always required, and flood insurance is required where necessary. $400 termination fee will be charged if loan is paid off in the first 36 months from Note date. To qualify for the 0.25% rate discount, you must maintain autopay from a Riverview Bank checking account to the HELOC at consummation. If you terminate autopay from your Riverview checking account at any time, your rate will increase by 0.25%. No annual fee the first year, thereafter $75. Typical closing costs range from $350 - $3,500. The bank will pay up to $400 of the closing costs associated with the origination of your line of credit, excluding appraisal fees. Riverview Bank HELOCs are subject to application and credit approval. Please consult your tax advisor regarding tax deductibility of interest and charges. Last Updated 03/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.12%
HELOC	-	-	5.25%
Details Minimum APR will be 4.25% and 5.25% for manufactured homes. Maximum APR is 16.00%. The term of a HELOC is 30 years: 10-year draw period, 20-year repayment period. The APR during the repayment period will be a fixed rate at the prevailing Wall Street Journal Prime Rate (6.75% as of 12/11/2025), plus a margin. The margin is based on your combined loan to value, type of collateral, credit score, loan amount and whether or not there is a 1st lien jumbo mortgage in place; margins range from 1.50% to 3.75%. Payments during the repayment period will be principal plus interest. Property insurance is always required, and flood insurance is required where necessary. $400 termination fee will be charged if loan is paid off in the first 36 months from Note date. To qualify for the 0.25% rate discount, you must maintain autopay from a Riverview Bank checking account to the HELOC at consummation. If you terminate autopay from your Riverview checking account at any time, your rate will increase by 0.25%. No annual fee the first year, thereafter $75. Typical closing costs range from $350 - $3,500. The bank will pay up to $400 of the closing costs associated with the origination of your line of credit, excluding appraisal fees. Riverview Bank HELOCs are subject to application and credit approval. Please consult your tax advisor regarding tax deductibility of interest and charges. Last Updated 03/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.12%
HELOC	-	-	16.00%
Details Minimum APR will be 4.25% and 5.25% for manufactured homes. Maximum APR is 16.00%. The term of a HELOC is 30 years: 10-year draw period, 20-year repayment period. The APR during the repayment period will be a fixed rate at the prevailing Wall Street Journal Prime Rate (6.75% as of 12/11/2025), plus a margin. The margin is based on your combined loan to value, type of collateral, credit score, loan amount and whether or not there is a 1st lien jumbo mortgage in place; margins range from 1.50% to 3.75%. Payments during the repayment period will be principal plus interest. Property insurance is always required, and flood insurance is required where necessary. $400 termination fee will be charged if loan is paid off in the first 36 months from Note date. To qualify for the 0.25% rate discount, you must maintain autopay from a Riverview Bank checking account to the HELOC at consummation. If you terminate autopay from your Riverview checking account at any time, your rate will increase by 0.25%. No annual fee the first year, thereafter $75. Typical closing costs range from $350 - $3,500. The bank will pay up to $400 of the closing costs associated with the origination of your line of credit, excluding appraisal fees. Riverview Bank HELOCs are subject to application and credit approval. Please consult your tax advisor regarding tax deductibility of interest and charges. Last Updated 03/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.12%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Riverview Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Riverview Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Riverview Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Riverview Bank

Bank Holding Company RIVERVIEW BCORP INC

Address 900 Washington St, Vancouver, WA 98660 · Clark

Website https://www.riverviewbank.com

FDIC Certificate # 29922

Established 01/01/1923

FDIC Insurance Date 08/09/1989

Domestic Offices 18

Total Branches 18

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.12%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7926%

Return on Equity (ROE) 7.2800%

Non-Performing Loans (NPL) 0.01%

Total Assets $1,509,890,000

Total Deposits $1,239,095,000

Equity Capital $184,482,000

Net Income $6,323,000

Headquarters Vancouver

Total Offices 18

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Riverview Bank

Is Riverview Bank a safe place to deposit money?

Yes, Riverview Bank is considered a safe financial institution. With a Texas Ratio of 0.11510690990268%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Riverview Bank operate?

Riverview Bank currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Riverview Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Riverview Bank provides members with tools to manage their accounts and build a solid financial history.

Does Riverview Bank offer online and mobile banking?

Most modern institutions like Riverview Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.riverviewbank.com.