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Table Rock Community Bank

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Table Rock Community Bank Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Table Rock Community Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 24, 2026

You can compare Table Rock Community Bank rates to other rates in our database, including 12-month CD rates currently at 3.75%, 6-month CD rates at 3.00% and 3-month CD rates at 3.03%. Savings rates are at 0.03% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.26%. All these rates can be compared to Table Rock Community Bank rates. MonitorBankRates evaluates the financial stability of Table Rock Community Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/24/2026.

Table Rock Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Table Rock Community Bank? Share your experience about Table Rock Community Bank by leaving a review below, or read customer reviews before you decide to use Table Rock Community Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Table Rock Community Bank

1 Wildwood Lane
Kimberling City, MO 65686

https://www.trcbank.com

Table Rock Community Bank Checking Rates

Product	Rate	APY	View More
Table Rock Elite Checking	-	3.04%
Min Deposit $50 Details Qualifications Required: At least 12 point of Sale debit card transactions; 1 ACH (direct deposit or withdrawal); Enrolled in eStatements via online banking; Qualifying balance up to $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Table Rock Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Table Rock Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Table Rock Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Table Rock Community Bank

Bank Holding Company ALTON BANCSHARES INC

Address 1 Wildwood Lane, Kimberling City, MO 65686 · Stone

Website https://www.trcbank.com

FDIC Certificate # 58300

Established 08/28/2006

FDIC Insurance Date 08/28/2006

Domestic Offices 7

Total Branches 7

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4878%

Return on Equity (ROE) 15.7000%

Non-Performing Loans (NPL) 0.00%

Total Assets $542,579,000

Total Deposits $480,375,000

Equity Capital $39,334,000

Net Income $4,866,000

Headquarters Kimberling City

Total Offices 7

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Table Rock Community Bank

Is Table Rock Community Bank a safe place to deposit money?

Yes, Table Rock Community Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Table Rock Community Bank operate?

Table Rock Community Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Table Rock Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Table Rock Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does Table Rock Community Bank offer online and mobile banking?

Most modern institutions like Table Rock Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trcbank.com.