BankSouth GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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BankSouth GAToday's 12-month CD rates can be found at 4.00%, 6-month CD rates at 1.41% and 3-month CD rates at 0.08%. Current savings rates are at 0.01% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 13.24%. Personal Loan rates are at 13.06%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to BankSouth GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BankSouth GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BankSouth GA CD rates. You can also compare BankSouth GA savings rates, MMA rates and mortgage rates using our other rate lists.

BankSouth GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankSouth GA? Share your experience about BankSouth GA by leaving a review below, or read customer reviews before you decide to use BankSouth GA.

BankSouth GA Texas Ratio

BankSouth GA's Texas Ratio is at 1.99%, which is considered excellent. The Texas Ratio for BankSouth GA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BankSouth GA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BankSouth GA
6340 Lake Oconee Pkwy
Greensboro, GA 30642
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare BankSouth GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
60-Month CD
4.25%
$500
Logansport Savings Bank
Logansport Savings Bank
6-Month CD
4.04%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
24-Month CD
4.00%
$500
Citizens Federal S&LA
Citizens Federal S&LA
18-Month CD
3.69%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
The Corner Stone Bank
The Corner Stone Bank
36-Month CD
3.55%
$1,000
Lowell Five SB
Lowell Five SB
35-Month CD
3.50%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
48-Month CD
3.34%
$500
Palo Savings Bank
24-Month CD
3.14%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
30-Month CD
3.10%
$1,000
Mauch Chunk Trust Company
12-Month CD
3.06%
$500
First National Bank of Orwell
First National Bank of Orwell
24-Month CD
3.04%
$500
Milford Federal Bank
Milford Federal Bank
24-Month CD
3.00%
$1,000
Oostburg State Bank
Oostburg State Bank
36-Month CD
2.77%
$1,000
BankGloucester
BankGloucester
36-Month CD
2.75%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
36-Month CD
2.61%
$500
Marquette Savings Bank
Marquette Savings Bank
48-Month CD
2.52%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
1st University Credit Union
1st University Credit Union
6-Month CD
2.25%
$10,000
Elizabethton FSB
Elizabethton FSB
30-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
60-Month CD
2.02%
$10,000
Northfield Bank
Northfield Bank
48-Month CD
2.00%
$2,500
Tipton Latham Bank
Tipton Latham Bank
36-Month CD
2.00%
$500
FNB of Brookfield
FNB of Brookfield
48-Month CD
1.76%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
48-Month CD
1.76%
$500
Everett Co-operative Bank
Everett Co-operative Bank
48-Month CD
1.75%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
36-Month CD
1.75%
$500
BayVanguard Bank
BayVanguard Bank
24-Month CD
1.51%
$1,000
Camp Grove State Bank
Camp Grove State Bank
6-Month CD
1.50%
$1,000
The Citizens Bank Company
The Citizens Bank Company
36-Month CD
1.37%
$1,000
UniBank for Savings
UniBank for Savings
24-Month CD
1.25%
$500
International Bank of Chicago
International Bank of Chicago
NOW Checking
1.25%
$1,000
First National Bank in Amboy
First National Bank in Amboy
36-Month CD
1.10%
$1,000
Fulton Bank
Fulton Bank
Platinum Money Market
0.94%
$10,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
60-Month CD
0.75%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
60-Month CD
0.60%
$500
Unico Bank
Unico Bank
30-Month CD
0.50%
$1,000
Winter Hill Bank
Winter Hill Bank
18-Month CD
0.35%
$500
First Federal S&L of Lorain
First Federal S&L of Lorain
36-Month CD
0.30%
$250
North Central Bank
North Central Bank
24-Month CD
0.30%
$1,000
The Andover Bank
The Andover Bank
24-Month CD
0.30%
$1,000
5 Star Bank
5 Star Bank
12-Month CD
0.30%
$500
Rhinebeck Bank
Rhinebeck Bank
Priority Savings
0.20%
$0
Community Bank Delaware
Community Bank Delaware
Money Market
0.10%
$1,000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Money Market
0.10%
$0
Vystar Credit Union
Vystar Credit Union
Regular Savings
0.10%
$50
OWB One World Bank
OWB One World Bank
Money Market
0.05%
$0
Savings Bank of Walpole
Savings Bank of Walpole
Savings
0.05%
$100
North Brookfield SB
North Brookfield SB
Money Market
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have BankSouth GA rate data right now, check back for updates, we are adding rates all the time.

BankSouth GA Information

BankSouth GA
6340 Lake Oconee Pkwy
Greensboro, GA 30642
Greene
Established Date: 04/10/1946
FDIC Certificate #: 16418
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: BANKSOUTH HOLDING CO
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is BankSouth GA FDIC Insured? Yes
What is BankSouth GA's Cert number? 16418
What is the maximum amount for insured deposits? $250,000 per holder, per account

BankSouth GA Financials

Total Assets:
$1,293,256,000
Total Deposits:
$1,104,484,000
Equity Capital:
$129,361,000
Domestic Deposits:
$1,104,484,000
Net Income:
$3,601,000
Return on Assets:
0.8617%
Quarterly Return on Assets:
1.1300%
Pretax Return on Assets:
1.4458%
Pretax Quarterly Return on Assets:
1.4500%
Return on Equity:
8.7200%
Quarterly Return on Equity:
11.3000%
Common Equity Tier 1 Capital Ratio:
12.2510%
Tier 1 Risk-Based Capital Ratio:
12.2510%
Leverage Tier 1 (Core Capital) Ratio:
9.8877%
Total Risk-Based Capital Ratio (YTD):
13.5038%
Total Interest Income (YTD):
5.6340%
 
 
Headquarters:
Greensboro
FDIC Field Office:
Atlanta
Regulator:
OCC
County:
Greene
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

current-mortgage-rates-unchanged-10-year-bond-at-345-percentCurrent mortgage rates are unchanged at 5.28 percent today as 10-year U.S. Treasury Notes are down to 3.45 percent. Home mortgage rates have stabilized since the recent run up in mortgage interest rates a few weeks ago.
There were no changes to the highest CD rates available in our database this week. Financial institutions are probably holding tight on rates to see if the Federal Reserve increases the fed funds rates next month. An increase was more than likely but the recent equity market declines have made an increase less likely.

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BankSouth GA Reviews

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