Independence Bank Independence, OH CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Independence Bank Independence, OHToday's 12-month CD rates can be found at 3.75%, 6-month CD rates at 0.15% and 3-month CD rates at 0.15%. Current savings rates are at 0.80% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.87%. Credit Card rates are at 14.00%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Independence Bank Independence, OH CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independence Bank Independence, OH, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independence Bank Independence, OH CD rates. You can also compare Independence Bank Independence, OH savings rates, MMA rates and mortgage rates using our other rate lists.

Independence Bank Independence, OH money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independence Bank Independence, OH? Share your experience about Independence Bank Independence, OH by leaving a review below, or read customer reviews before you decide to use Independence Bank Independence, OH.

Independence Bank Independence, OH Texas Ratio

Independence Bank Independence, OH's Texas Ratio is at 1.89%, which is considered excellent. The Texas Ratio for Independence Bank Independence, OH is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Independence Bank Independence, OH is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Independence Bank Independence, OH
4401 Rockside Rd
Independence, OH 44131
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Independence Bank Independence, OH Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First FSB of Mascoutah
First FSB of Mascoutah
9-Month CD
4.25%
$1,000
Cross River Bank
Cross River Bank
6-Month CD
4.15%
$500
First Exchange Bank
First Exchange Bank
12-Month CD
3.90%
$500
Riverland Bank
Riverland Bank
48-Month CD
3.80%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
6-Month CD
3.80%
$1,000
VirtualBank
VirtualBank
24-Month CD
3.77%
$0
OBannon Bank
OBannon Bank
36-Month CD
3.55%
$1,000
1st Street Credit Union
1st Street Credit Union
48-Month CD
3.55%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
12-Month CD
3.54%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
48-Month CD
3.50%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
12-Month CD
3.50%
$1,000
Compass Savings Bank
Compass Savings Bank
60-Month CD
3.30%
$500
United Trust Bank
United Trust Bank
24-Month CD
3.30%
$3,000
Camp Grove State Bank
Camp Grove State Bank
48-Month CD
3.10%
$1,000
Wyoming Community Bank
Wyoming Community Bank
12-Month CD
3.10%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
60-Month CD
3.03%
$500
River Bank
River Bank
18-Month CD
3.03%
$1,000
First National Bank of Hutchinson
First National Bank of Hutchinson
60-Month CD
2.97%
$5,000
CNB St Louis Bank
CNB St Louis Bank
24-Month CD
2.75%
$500
Harford Bank
Harford Bank
48-Month CD (Step-Up)
2.75%
$1,000
Providence Bank
Providence Bank
24-Month CD
2.75%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
12-Month CD
2.63%
$500
First Independent Bank Russell, MN
First Independent Bank Russell, MN
Investment Savings
2.53%
$500,000
Range Bank
Range Bank
36-Month CD
2.50%
$1,000
HomeBank
60-Month CD
2.02%
$2,500
New Millennium Bank
New Millennium Bank
60-Month CD
2.00%
$500
Portage Community Bank
Portage Community Bank
48-Month CD
2.00%
$1,000
First Independent Bank Russell, MN
First Independent Bank Russell, MN
48-Month CD
1.72%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Money Market
1.40%
$5,000
Stryv Bank
Stryv Bank
48-Month CD
1.40%
$1,000
UniBank for Savings
UniBank for Savings
24-Month CD
1.25%
$500
FNB Of Nokomis
FNB Of Nokomis
3-Month CD
1.20%
$1,000
Forward Bank
Forward Bank
12-Month CD
1.05%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
60-Month CD
1.00%
$1,000
Root River State Bank
Root River State Bank
6-Month CD
1.00%
$300
Security Bank USA
Security Bank USA
Passbook Savings
0.75%
$100
San Luis Valley Federal Bank
San Luis Valley Federal Bank
6-Month CD
0.75%
$1,000
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
Main Street Bank Corp
Main Street Bank Corp
60-Month CD
0.50%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
3-Month CD
0.50%
$1,000
Achieva Credit Union
Achieva Credit Union
Premier Money Market
0.30%
$2,000
Community Bank Mankato
Community Bank Mankato
12-Month CD
0.25%
$1,000
Monson Savings Bank
Monson Savings Bank
24-Month CD
0.25%
$1,000
United Southern Bank
United Southern Bank
30-Month CD
0.20%
$1,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
Money Market
0.10%
$2,500
Bank of Edmonson County
Bank of Edmonson County
NOW Checking
0.10%
$1,000
PSB of Rhineland
PSB of Rhineland
Money Market
0.10%
$2,500
Cambridge Trust Company
Cambridge Trust Company
12-Month CD
0.10%
$500
PS Bank
PS Bank
Statement Savings
0.05%
$0
Bank of New Hampshire
Bank of New Hampshire
Premier Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Independence Bank Independence, OH rate data right now, check back for updates, we are adding rates all the time.

Independence Bank Independence, OH Information

Independence Bank Independence, OH
4401 Rockside Rd
Independence, OH 44131
Cuyahoga
Established Date: 08/15/1979
FDIC Certificate #: 22925
Date of FDIC Deposit Insurance: 08/15/1979
Bank Holding Company: INDEPENDENCE BANCCORP
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Website:
Is Independence Bank Independence, OH FDIC Insured? Yes
What is Independence Bank Independence, OH's Cert number? 22925
What is the maximum amount for insured deposits? $250,000 per holder, per account

Independence Bank Independence, OH Financials

Total Assets:
$182,421,000
Total Deposits:
$155,507,000
Equity Capital:
$25,946,000
Domestic Deposits:
$155,507,000
Net Income:
$366,000
Return on Assets:
0.8873%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
1.0977%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
6.4600%
Quarterly Return on Equity:
5.6800%
Common Equity Tier 1 Capital Ratio:
23.5837%
Tier 1 Risk-Based Capital Ratio:
23.5837%
Leverage Tier 1 (Core Capital) Ratio:
14.5058%
Total Risk-Based Capital Ratio (YTD):
24.8639%
Total Interest Income (YTD):
5.4485%
 
 
Headquarters:
Independence
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Cuyahoga
# of Offices:
1
Metropolitan Statistical Area (MSA):
Cleveland-Elyria, OH
Consolidated Metropolitan Statistical Area (CMSA):
Cleveland-Akron, OH
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Cross River Bank CD RatesCross River Bank CD rates are some of the highest CD rates available right now from any bank. Current 12 month CD rates at Cross River Bank are at a whopping 2.91 percent with an APY of 2.95 percent. This 12 month CD rate from Cross River Bank places the bank in the top spot on our 1 year rate list. Other CD rates from Cross River Bank are also very good right now, 2 year CD rates are at 3.00 percent with an APY of 3.05 percent. Cross River Bank 2 year CD rates is also the best CD rate on our 2 year rate list.

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