Independence Bank Independence, OH CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Independence Bank Independence, OHToday's 12-month CD rates can be found at 4.06%, 6-month CD rates at 3.79% and 3-month CD rates at 4.50%. Current savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.44%. Credit Card rates are at 12.50%. Personal Loan rates are at 13.06%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Independence Bank Independence, OH CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independence Bank Independence, OH, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independence Bank Independence, OH CD rates. You can also compare Independence Bank Independence, OH savings rates, MMA rates and mortgage rates using our other rate lists.

Independence Bank Independence, OH money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independence Bank Independence, OH? Share your experience about Independence Bank Independence, OH by leaving a review below, or read customer reviews before you decide to use Independence Bank Independence, OH.

Independence Bank Independence, OH Texas Ratio

Independence Bank Independence, OH's Texas Ratio is at 1.89%, which is considered excellent. The Texas Ratio for Independence Bank Independence, OH is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Independence Bank Independence, OH is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Independence Bank Independence, OH
4401 Rockside Rd
Independence, OH 44131
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Independence Bank Independence, OH Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American Bank
American Bank
12-Month CD
4.60%
$500
Ally Bank
Ally Bank
6-Month CD
4.20%
$0
Kish Bank
Kish Bank
12-Month CD
4.19%
$2,000
HSBC Bank USA
HSBC Bank USA
6-Month CD (Online)
4.00%
$1,000
Haverhill Bank
Haverhill Bank
12-Month CD
4.00%
$500
Nebraska Bank
Nebraska Bank
12-Month CD
3.85%
$500
University First Federal Credit Union
University First Federal Credit Union
60-Month CD
3.85%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
12-Month CD (CDARS)
3.82%
$250,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
18-Month CD
3.75%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
15-Month CD
3.54%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
17-Month CD
3.50%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
30-Month CD
3.45%
$500
Merchants Bank of Indiana
Merchants Bank of Indiana
30-Month CD
3.42%
$1,000
AAEC Credit Union
AAEC Credit Union
36-Month CD
3.25%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
48-Month CD
3.03%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
60-Month CD
3.03%
$500
Logansport Savings Bank
Logansport Savings Bank
48-Month CD
3.02%
$1,000
Montgomery Bank
Montgomery Bank
3-Month CD
3.01%
$1,000
Third Federal Savings and Loan
Third Federal Savings and Loan
6-Month CD
3.00%
$500
Hanover Community Bank
Hanover Community Bank
24-Month CD
3.00%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
12-Month CD
2.52%
$500
Luminate Bank
Luminate Bank
6-Month CD
2.52%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
24-Month CD
2.27%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
36-Month CD
2.26%
$50,000
Superior National Bank
Superior National Bank
24-Month CD
2.25%
$500
Clarion County Community Bank
Clarion County Community Bank
60-Month CD
2.20%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
6-Month CD
2.02%
$1,000
Forte Bank
Forte Bank
60-Month CD
2.02%
$1,000
The Berkshire Bank
The Berkshire Bank
24-Month CD
2.02%
$10,000
Collins State Bank
Collins State Bank
Money Market
2.00%
$100,000
Walpole Co-operative Bank
Walpole Co-operative Bank
30-Month CD
2.00%
$1,000
FSB of Golva
FSB of Golva
Passbook Savings
2.00%
$50
The Apple Creek Banking Company
The Apple Creek Banking Company
48-Month CD
1.42%
$500
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
12-Month CD
1.35%
$1,000
TruBank
TruBank
12-Month CD
1.10%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
Money Market
1.00%
$0
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Health Savings
0.75%
$0
Midland Federal S&L
Midland Federal S&L
36-Month CD
0.75%
$1,000
Security Savings Bank
Security Savings Bank
Savings Round Up
0.70%
$0
Community Bank Topeka, KS
Community Bank Topeka, KS
48-Month CD
0.60%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
24-Month CD
0.50%
$500
North Easton SB
North Easton SB
18-Month CD
0.50%
$500
Sugar River Bank
Sugar River Bank
24-Month CD
0.40%
$500
Pataskala Banking Company
Pataskala Banking Company
48-Month CD
0.40%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Money Market
0.30%
$1,500
Community Bank of Cameron
Community Bank of Cameron
Classic Checking
0.25%
$500
Pataskala Banking Company
Pataskala Banking Company
12-Month CD
0.15%
$500
First Horizon
First Horizon
6-Month CD
0.10%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Savings
0.10%
$1
First Citizens State Bank
First Citizens State Bank
Direct Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Independence Bank Independence, OH rate data right now, check back for updates, we are adding rates all the time.

Independence Bank Independence, OH Information

Independence Bank Independence, OH
4401 Rockside Rd
Independence, OH 44131
Cuyahoga
Established Date: 08/15/1979
FDIC Certificate #: 22925
Date of FDIC Deposit Insurance: 08/15/1979
Bank Holding Company: INDEPENDENCE BANCCORP
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Website:
Is Independence Bank Independence, OH FDIC Insured? Yes
What is Independence Bank Independence, OH's Cert number? 22925
What is the maximum amount for insured deposits? $250,000 per holder, per account

Independence Bank Independence, OH Financials

Total Assets:
$182,421,000
Total Deposits:
$155,507,000
Equity Capital:
$25,946,000
Domestic Deposits:
$155,507,000
Net Income:
$366,000
Return on Assets:
0.8873%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
1.0977%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
6.4600%
Quarterly Return on Equity:
5.6800%
Common Equity Tier 1 Capital Ratio:
23.5837%
Tier 1 Risk-Based Capital Ratio:
23.5837%
Leverage Tier 1 (Core Capital) Ratio:
14.5058%
Total Risk-Based Capital Ratio (YTD):
24.8639%
Total Interest Income (YTD):
5.4485%
 
 
Headquarters:
Independence
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Cuyahoga
# of Offices:
1
Metropolitan Statistical Area (MSA):
Cleveland-Elyria, OH
Consolidated Metropolitan Statistical Area (CMSA):
Cleveland-Akron, OH
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average 30 year mortgage rates increased last week to 3.51 percent, the first time in almost 3 months that rates were above 3.50 percent. The increase was short lived as 30 year mortgage rates fell to 3.49 percent this week. We expect 30 year mortgage rates to stay below 3.50 percent in the interim unless the Federal Reserve increases the fed funds rate this week.

Atlanta Postal Credit Union is advertising some of the highest CD rates available today. Atlanta Postal CU's CD rates are higher than most CD rates at any credit union or bank. The credit union is advertising share certificates of deposit and Individual Retirement Account (IRA) share certificates of deposit.
George Soros, Chairman of Soros Fund Management and a legendary financier, believes interest rates will spike higher in 2013. This is a lot sooner than the end of 2015 - the timeframe in which most investors believe rates will remain low. Most investors believe rates will stay low until then because the Federal Open Market Committee's stated policy is to keep rates low until the end of 2015.

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