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FirstBank (Colorado) Rates & Review April 2026

FirstBank (Colorado)'s savings rates are at 0.05%. FirstBank (Colorado)'s money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of FirstBank (Colorado) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.68%. Rates were last updated on 03/25/2026.

FirstBank (Colorado) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FirstBank (Colorado)? Share your experience about FirstBank (Colorado) by leaving a review below, or read customer reviews before you decide to use FirstBank (Colorado).

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.68%
Excellent Lower than avg
FirstBank (Colorado)
10403 W Colfax Ave
Lakewood, CO 80215
https://www.efirstbank.com
Member FDIC

FirstBank (Colorado) CD Rates

Product Rate APY Term View More
91 Day Time Deposit Account 2.51% 2.55% 91 Day
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Time Deposit Account 91 Day Time Deposit 2.51% 2.55% 91 Day
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
182 Day Time Deposit Account 2.37% 2.40% 182 Day
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Time Deposit Account 182 Day Time Deposit 2.37% 2.40% 182 Day
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
1 Year Time Deposit Account 2.12% 2.15% 1 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Time Deposit Account 1 Year Time Deposit 2.12% 2.15% 1 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
2 Year Time Deposit Account 1.83% 1.85% 2 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Time Deposit Account 2 Year Time Deposit 1.83% 1.85% 2 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
3-1/2 Year Time Deposit Account 1.78% 1.80% 2 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
5 Year Time Deposit Account 1.78% 1.80% 5 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Time Deposit Account 3-1/2 Year Time Deposit 1.78% 1.80% 2 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Time Deposit Account 5 Year Time Deposit 1.78% 1.80% 5 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%

FirstBank (Colorado) Savings Rates

Product Rate APY View More
Bloom Savings Account 3.29% 3.35%
Min Balance $1,000,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Bloom Savings Account 2.81% 2.85%
Min Balance $500,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Bloom Savings Account 1.44% 1.45%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
2 Year Time Savings Account 0.74% 0.75%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business 2 Year Time Savings Account 0.74% 0.75%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
1 Year Time Savings 0.50% 0.50%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business 1 Year Time Savings Account 0.50% 0.50%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Bloom Savings Account 0.30% 0.30%
Min Balance $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Money Market Savings 0.25% 0.25%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Smart Choice College Savings Plan 0.25% 0.25%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
91 Day Time Savings Account 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business 91 Day Time Savings Account 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Money Market Savings 0.10% 0.10%
Min Balance $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Smart Choice College Savings Plan 0.10% 0.10%
Min Balance $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Bloom Savings Account 0.05% 0.05%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Money Market Savings 0.05% 0.05%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Money Market Savings 0.05% 0.05%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Smart Choice College Savings Plan 0.05% 0.05%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Regular Savings 0.02% 0.02%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Regular Savings 0.02% 0.02%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%

FirstBank (Colorado) Money Market Rates

Product Rate APY View More
Money Market Savings 0.25% 0.25%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Money Market Savings 0.10% 0.10%
Min Balance $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Money Market Savings 0.05% 0.05%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Money Market Savings 0.05% 0.05%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%

FirstBank (Colorado) Checking Rates

Product Rate APY View More
Premier Checking 0.20% 0.20%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Premier Checking 0.05% 0.05%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Premier Checking 0.03% 0.03%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Premier Checking 0.02% 0.02%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%
Business Money Market Checking 0.01% 0.01%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.68%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FirstBank (Colorado) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FirstBank (Colorado) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FirstBank (Colorado)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FirstBank (Colorado)
Bank Holding Company REISHER FAMILY FOUNDATION
Address 10403 W Colfax Ave, Lakewood, CO 80215  ·  Jefferson
FDIC Certificate # 18714
Established 02/27/1963
FDIC Insurance Date 02/27/1963
Domestic Offices 95
Total Branches 95
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.68%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0442%
Return on Equity (ROE) 23.9900%
Non-Performing Loans (NPL) 0.08%
Total Assets $26,480,975,000
Total Deposits $23,072,950,000
Equity Capital $1,860,280,000
Net Income $323,124,000
Headquarters Lakewood
Total Offices 95
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

Bill H
★★★★★
September 15, 2025
Always helpful and easy to work with.
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About FirstBank (Colorado)

Is FirstBank (Colorado) a safe place to deposit money?

Yes, FirstBank (Colorado) is considered a safe financial institution. With a Texas Ratio of 1.6825481718691%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FirstBank (Colorado) operate?

FirstBank (Colorado) currently maintains approximately 95 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FirstBank (Colorado) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FirstBank (Colorado) provides members with tools to manage their accounts and build a solid financial history.

Does FirstBank (Colorado) offer online and mobile banking?

Most modern institutions like FirstBank (Colorado) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.efirstbank.com.

Current FirstBank (Colorado) Rates

  • Savings0.05%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.