Colonial Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.83%, 6-month CD rates at 0.20% and 3-month CD rates at 4.30%. Current savings rates are at 0.73% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 7.14%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates. Colonial Federal Savings Bank's 48-Month CD rates are at 0.65%, 36-Month CD rates are at 0.55%, 18-Month CD rates are at 0.45%, 24-Month CD rates are at 0.45%, 12-Month CD rates are at 0.35%. Colonial Federal Savings Bank's savings rates are at 0.10%. Colonial Federal Savings Bank's money market rates are at 0.05%.

Colonial Federal Savings Bank

To see how these rates compare to Colonial Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Colonial Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Colonial Federal Savings Bank CD rates. You can also compare Colonial Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Colonial Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Colonial Federal Savings Bank? Share your experience about Colonial Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Colonial Federal Savings Bank.

Colonial Federal Savings Bank Texas Ratio

Colonial Federal Savings Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Colonial Federal Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Colonial Federal Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.35%
18-Month CD
0.45%
24-Month CD
0.45%
36-Month CD
0.55%
48-Month CD
0.65%
60-Month CD
N/A
Savings
0.10%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Colonial Federal Savings Bank
15 Beach St
Quincy, MA 02170
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Colonial Federal Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Colonial Federal Savings Bank
Colonial Federal Savings Bank
48-Month CD
0.65%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
36-Month CD
0.55%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
18-Month CD
0.45%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
24-Month CD
0.45%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
12-Month CD
0.35%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
Savings
0.10%
$200
Colonial Federal Savings Bank
Colonial Federal Savings Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Colonial Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Savings
5.00%
$0
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
12-Month CD
4.35%
$5,000
BankChampaign
BankChampaign
18-Month CD
4.35%
$500
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
18-Month CD
4.25%
$25,000
IAM Federal Credit Union
IAM Federal Credit Union
36-Month CD
4.25%
$1,000
Twin River Bank
Twin River Bank
48-Month CD
4.06%
$500
Main Bank
Main Bank
12-Month CD
4.05%
$1,000
The Corner Stone Bank
The Corner Stone Bank
24-Month CD
4.05%
$1,000
Mid-America Bank
Mid-America Bank
60-Month CD
4.04%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
12-Month CD
4.00%
$500
Vermont State Bank
Vermont State Bank
60-Month CD
3.82%
$500
Huron Valley State Bank
Huron Valley State Bank
12-Month CD
3.75%
$500
Northumberland Bank
Northumberland Bank
6-Month CD
3.70%
$5,000
CSB of Cheney, KS
CSB of Cheney, KS
24-Month CD
3.56%
$500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
23-Month CD
3.50%
$1,000
Warsaw Federal S&L
36-Month CD
3.29%
$500
Raritan State Bank
Raritan State Bank
12-Month CD
3.15%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
30-Month CD
3.12%
$1,000
Service Federal Credit Union
Service Federal Credit Union
24-Month CD
3.00%
$500
Collins State Bank
Collins State Bank
36-Month CD
3.00%
$1,000
Homeland Community Bank
Homeland Community Bank
12-Month CD
3.00%
$500
Eclipse Bank
Eclipse Bank
24-Month CD
3.00%
$1,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
60-Month CD (Jumbo)
3.00%
$10,000
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.78%
$1,000
BankVista
BankVista
60-Month CD
2.75%
$1,000
Haddon Savings Bank
Haddon Savings Bank
30-Month CD
2.65%
$500
Campbell & Fetter Bank
Campbell & Fetter Bank
48-Month CD
2.63%
$1,000
Headwaters State Bank
Headwaters State Bank
24-Month CD
2.52%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
24-Month CD
2.00%
$1,000
Collinsville Bank
Collinsville Bank
60-Month CD
1.50%
$500
Sandy Spring Bank
Sandy Spring Bank
Premier Money Market
1.25%
$10,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
18-Month CD
1.00%
$500
First Bank Clewiston, FL
First Bank Clewiston, FL
Money Market
1.00%
$1,000
KeySavings Bank
KeySavings Bank
36-Month CD
0.55%
$500
1st Bank Yuma
1st Bank Yuma
36-Month CD
0.55%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
Money Market
0.50%
$5,000
Greenville National Bank
Greenville National Bank
60-Month CD
0.50%
$1,000
Salem Five Direct
Salem Five Direct
60-Month CD
0.50%
$500
Bank of Greene County
Bank of Greene County
30-Month CD
0.35%
$1,000
First Federal S&L of Lorain
First Federal S&L of Lorain
48-Month CD
0.30%
$250
Collinsville Building and Loan Association
Collinsville Building and Loan Association
36-Month CD
0.20%
$500
FNB of Absecon
FNB of Absecon
36-Month CD
0.20%
$0
Education Credit Union
Education Credit Union
Share Savings
0.15%
$100
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Regular Passbook Savings
0.13%
$100
Mound City Bank
Mound City Bank
My Money Market
0.12%
$25
American Bank of Baxter Springs
American Bank of Baxter Springs
3-Month CD
0.10%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
Savings
0.10%
$100
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Money Market
0.10%
$5,000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Money Market
0.10%
$0
Greenville Federal
Greenville Federal
Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 12, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Colonial Federal Savings Bank Information

Colonial Federal Savings Bank
15 Beach St
Quincy, MA 02170
Norfolk
Established Date: 01/01/1889
FDIC Certificate #: 28481
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: 15 BEACH MHC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Colonial Federal Savings Bank FDIC Insured? Yes
What is Colonial Federal Savings Bank's Cert number? 28481
What is the maximum amount for insured deposits? $250,000 per holder, per account

Colonial Federal Savings Bank Financials

Total Assets:
$357,732,000
Total Deposits:
$276,569,000
Equity Capital:
$63,518,000
Domestic Deposits:
$276,569,000
Net Income:
$-1,000
Return on Assets:
0.3108%
Quarterly Return on Assets:
0.0000%
Pretax Return on Assets:
-0.0357%
Pretax Quarterly Return on Assets:
-0.0400%
Return on Equity:
1.7300%
Quarterly Return on Equity:
-0.0100%
Common Equity Tier 1 Capital Ratio:
32.3169%
Tier 1 Risk-Based Capital Ratio:
32.3169%
Leverage Tier 1 (Core Capital) Ratio:
18.3472%
Total Risk-Based Capital Ratio (YTD):
33.2795%
Total Interest Income (YTD):
3.2675%
 
 
Headquarters:
Quincy
FDIC Field Office:
South Boston
Regulator:
OCC
County:
Norfolk
# of Offices:
4
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Record low mortgage rates are a thing of the past as rates continue to march higher this week. Average 30 year mortgage rates broke above 4.00 percent in a big way and soared an incredible 53 basis points. Mortgage rates today on 30 year conforming loans are averaging 4.51 percent, up from last week's average rate of 3.98 percent.
Mortgage rates and refinance rates head lower as the Fed releases the latest statement showing no real changes on economic policy. 30 year conforming mortgage rates and refinance rates are averaging 4.76 percent, down from yesterday's average 30 year mortgage rate and refinance rate of 4.81 percent. 30 year mortgage rates and refinance rates in Kansas are slightly higher than the national average rate. Current 30 year rates and refinance rates in Kansas are averaging 4.82 percent.
Mortgage rates are mixed in the latest mortgage survey released this morning by the Mortgage Bankers Association (MBA). In the Weekly Mortgage Application Survey 30 year mortgage rates decreased and 15 year mortgage rates increased.  The average 30 year mortgage rate stayed above 5.00 percent for the second consecutive week. The average contract mortgage rate on 30 year mortgages is 5.12 percent for the week ending February 11, 2011, a slight decrease from the previous week's average of 5.13 percent. Average mortgage discount points increased to 0.85 percent, up from the prior week's average of 0.84 percent.

Bank or Credit Union Offers and Deals

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Share Savings Rates of 1.25% from State Farm Federal Credit Union

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Colonial Federal Savings Bank Reviews

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