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 Indiana University Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Indiana University Credit Union's 6 Month Business Term CDs rates are at 4.50%, 6 Month Term CD rates are at 4.50%, 13 Month Business Term CDs rates are at 4.25%, 13 Month Term CD rates are at 4.25%, 25 Month Business Term CDs rates are at 3.75%. Indiana University Credit Union's savings rates are at 0.40%. Indiana University Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Indiana University Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.24%. Rates last updated and verified on 09/22/2026. Indiana University Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Indiana University Credit Union? Share your experience about Indiana University Credit Union by leaving a review below, or read customer reviews before you decide to use Indiana University Credit Union. Indiana University Credit Union
Winslow Administration 105 E Winslow Rd
https://www.iucu.org Bloomington, IN 47401 
Indiana University Credit Union CD Rates
Indiana University Credit Union Savings Rates
Indiana University Credit Union Money Market Rates
Indiana University Credit Union Checking Rates
Indiana University Credit Union Other Rates
Financial Health HistoryIndiana University Credit Union’s Texas Ratio rose from 0.98% in Q2 2023 to 4.24% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Indiana University Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Indiana University Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Indiana University Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Indiana University Credit Union
Website
https://www.iucu.org
Address
105 E Winslow Rd,
Bloomington, IN 47401
Phone
812-855-7823
Fax
President
Scott Smart
CEO
Bryan Price
Full-Time Employees
220
Part-Time Employees
4
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.24%
Return on Assets (ROA)
0.2530%
Return on Equity (ROE)
2.1602%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
2,058,422,341
Total Amount of Shares and Deposits
1,754,799,909
Total Shares and Deposits < 1 Year
1,700,006,763
Total Shares and Deposits 1 3 Years
52,626,314
Total Shares and Deposits > 3 Years
2,166,832
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
243,418,550
Total Uninsured Shares and Deposits > $250K (F+J)
243,418,550
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,511,381,359
Total Interest Expense (Sum of items 6 8)
10,752,182
Share Certificates
14,896
Number of Accounts for Share Drafts
54,491
IRA KEOGH Accounts
2,843
Number of Accounts for Regular Shares
94,271
All other shares
2,756
Money Market Shares
8,519
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
212,501,326
Total Liabilities
1,818,896,016
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Indiana University Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for Indiana University Credit Union
Frequently Asked Questions About Indiana University Credit UnionHow many branches does Indiana University Credit Union operate?Indiana University Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Indiana University Credit Union?Yes, to access services at Indiana University Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Indiana University Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Indiana University Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Indiana University Credit Union offer online and mobile banking?Most modern institutions like Indiana University Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.iucu.org. Current Indiana University Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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