Institution for Savings CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 1.31%, 6-month CD rates at 4.63% and 3-month CD rates at 0.05%. Current savings rates are at 0.20% and money market rates are at 4.00%. Mortgage rates today on 30-year fixed loans are around 6.24%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Institution for Savings's 12-Month CD rates are at 4.00%, 36-Month CD rates are at 2.50%, 24-Month CD rates are at 2.25%, 60-Month CD rates are at 1.00%, 48-Month CD rates are at 0.75%. Institution for Savings's savings rates are at 2.05%. Institution for Savings's money market rates are at 4.50%.
To see how these rates compare to Institution for Savings CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Institution for Savings, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Institution for Savings CD rates. You can also compare Institution for Savings savings rates, MMA rates and mortgage rates using our other rate lists. Institution for Savings money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Institution for Savings? Share your experience about Institution for Savings by leaving a review below, or read customer reviews before you decide to use Institution for Savings. Institution for Savings Texas Ratio Institution for Savings's Texas Ratio is at 0.11%, which is considered excellent. The Texas Ratio for Institution for Savings is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Institution for Savings is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Institution for Savings CD Rates and Interest Rates
Institution for Savings
Sapphire Money Market
4.50%
$2,000,000
Institution for Savings
Business Sapphire Money Market
4.50%
$2,000,000
Institution for Savings
12-Month CD
4.00%
$500
Institution for Savings
36-Month CD
2.50%
$500
Institution for Savings
24-Month CD
2.25%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Institution for Savings Rates with Other Competitive Bank and Credit Union Rates
AloStar Bank of Commerce
5-Month CD
5.25%
$10,000
Banesco USA
3-Month CD (special)
5.10%
$1,500
First Bank Waverly, IA
7-Month CD (special)
5.00%
$5,000
State Bank of Southern Utah
12-Month CD (add-On)
4.78%
$500
Oak View National Bank
9-Month CD (special)
4.55%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates October 5, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Institution for Savings InformationInstitution for Savings
93 State StNewburyport, MA 01950 Essex Established Date: 01/01/1820 FDIC Certificate #: 90250 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: IFS 1820 BCORP MHC How Many Domestic U.S. Offices? 15 How Many Branches are There? 15
Is Institution for Savings FDIC Insured? Yes
What is Institution for Savings's Cert number? 90250
What is the maximum amount for insured deposits? $250,000 per holder, per account
Institution for Savings FinancialsTotal Assets:
$5,085,006,000
Total Deposits:
$3,133,088,000
Equity Capital:
$588,182,000
Domestic Deposits:
$3,133,088,000
Net Income:
$19,468,000
Return on Assets:
0.5870%
Quarterly Return on Assets:
1.5400%
Pretax Return on Assets:
1.9192%
Pretax Quarterly Return on Assets:
1.9200%
Return on Equity:
5.2900%
Quarterly Return on Equity:
13.4400%
Common Equity Tier 1 Capital Ratio:
14.4946%
Tier 1 Risk-Based Capital Ratio:
14.4946%
Leverage Tier 1 (Core Capital) Ratio:
11.0709%
Total Risk-Based Capital Ratio (YTD):
14.8699%
Total Interest Income (YTD):
3.6026%
Headquarters:
Newburyport
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Essex
# of Offices:
15
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals TIAA Bank CD rates on long term certificates of deposit were lowered Friday night. CD rates at TIAA Bank were lowered by a small amount and the bank's rates are still competitive. Both regular CD rates and jumbo CD rates at TIAA Bank were lowered by the same amount. 3 year CD rates from TIAA Bank were lowered from 3.05 percent to 3.00 percent. 4 year CD rates from TIAA Bank now at 3.05 percent, down from 3.10 percent. 5 year CD rates at TIAA Bank were lowered from 3.15 percent to 3.10 percent. Compare the new TIAA Bank CD rates with other CD rates at banks to get the best rate. Vio Bank savings rates for July 2019 are currently the best savings rates available on our rate table. Savings rates from Vio Bank are currently at 2.49 percent with an APY of 2.52 percent. Besides being the highest online savings rate right now, this rate is also 25 times the current FDIC National Average Rate at 0.10 percent.
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