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Intandem Credit Union

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Intandem Credit Union Rates & Review March 2026

Q: How many branches does Intandem Credit Union operate?

Intandem Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Intandem Credit Union?

Yes, to access services at Intandem Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Intandem Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Intandem Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Intandem Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.05%, 6-month share certificate rates at 0.05% and 3-month share certificate rates at 0.75%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Intandem Credit Union rates. MonitorBankRates evaluates the financial stability of Intandem Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.45%. Rates were last updated on 03/29/2026.

Intandem Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Intandem Credit Union? Share your experience about Intandem Credit Union by leaving a review below, or read customer reviews before you decide to use Intandem Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.45%

Excellent Lower than avg

Intandem Credit Union
Main Office

1619 Plainfield AVE NE
Grand Rapids, MI 49505 4703

https://www.intandemcu.com

Intandem Credit Union Credit Card Rates

Product	Rate	APR	View More
Quartz Visa Credit Card	-	11.99%
Details As Low As; Non-variable rates Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Intandem Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Intandem Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Intandem Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Intandem Credit Union

Website https://www.intandemcu.com

Address 1619 Plainfield AVE NE, Grand Rapids, MI 49505 4703

Phone 616-336-3490

Fax 616-363-3666

President Jon Denhof

CEO Kristen Plichta

Full-Time Employees 19

Part-Time Employees 2

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.45%

Return on Assets (ROA)

0.6409%

Return on Equity (ROE)

5.4276%

Non-Performing Loans Ratio (NPL)

1.04%

Total Assets

72,084,743

Total Amount of Shares and Deposits

63,063,500

Total Shares and Deposits < 1 Year

61,456,961

Total Shares and Deposits 1 3 Years

1,061,896

Total Shares and Deposits > 3 Years

544,643

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,889,176

Total Uninsured Shares and Deposits > $250K (F+J)

1,889,176

Total Insured Shares and Deposits > $250K (item 17 less item K)

61,174,324

Total Interest Expense (Sum of items 6 8)

503,920

Share Certificates

367

Number of Accounts for Share Drafts

3,394

IRA KEOGH Accounts

157

Number of Accounts for Regular Shares

7,869

All other shares

Money Market Shares

497

Net Income (unless the amount is already included in Undivided Earnings)

462,002

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

6,202,654

Total Liabilities

63,492,678

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Intandem Credit Union

Is Intandem Credit Union a safe place to deposit money?

Yes, Intandem Credit Union is considered a safe financial institution. With a Texas Ratio of 5.4482726131133%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Intandem Credit Union operate?

Intandem Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Intandem Credit Union?

Yes, to access services at Intandem Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Intandem Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Intandem Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Intandem Credit Union offer online and mobile banking?

Most modern institutions like Intandem Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.intandemcu.com.