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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
LONG BEACH CITY EMPLOYEES Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
LONG BEACH CITY EMPLOYEES's savings rates are at 1.61%. LONG BEACH CITY EMPLOYEES's Personal Loan Rates are as low as 8.74%. LONG BEACH CITY EMPLOYEES's Credit Card Rates are at 10.00%. MonitorBankRates evaluates the financial stability of LONG BEACH CITY EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.04%. Rates last updated and verified on 09/22/2026. LONG BEACH CITY EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LONG BEACH CITY EMPLOYEES? Share your experience about LONG BEACH CITY EMPLOYEES by leaving a review below, or read customer reviews before you decide to use LONG BEACH CITY EMPLOYEES. LONG BEACH CITY EMPLOYEES
Long Beach City Employees Federal Credit Union 2845 Temple Ave
https://www.lbcefcu.org Signal Hill, CA 90755-2212 
LONG BEACH CITY EMPLOYEES Savings Rates
LONG BEACH CITY EMPLOYEES Auto Loan Rates
LONG BEACH CITY EMPLOYEES RV, Boat and Powersport Loan Rates
LONG BEACH CITY EMPLOYEES Credit Card Rates
LONG BEACH CITY EMPLOYEES Personal Loan Rates
LONG BEACH CITY EMPLOYEES Other Rates
Financial Health HistoryLONG BEACH CITY EMPLOYEES’s Texas Ratio stayed near 0.03% in Q2 2023 to 0.04% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for LONG BEACH CITY EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LONG BEACH CITY EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with LONG BEACH CITY EMPLOYEES's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
LONG BEACH CITY EMPLOYEES
Website
https://www.lbcefcu.org
Address
2845 Temple Ave,
Signal Hill, CA 90755-2212
Phone
562-595-4725
Fax
562-595-1403
President
Jeff Evans
CEO
Kathleen O'Connell
Full-Time Employees
19
Part-Time Employees
6
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.04%
Return on Assets (ROA)
0.0563%
Return on Equity (ROE)
0.4222%
Non-Performing Loans Ratio (NPL)
0.01%
Total Assets
279,271,327
Total Amount of Shares and Deposits
235,285,115
Total Shares and Deposits < 1 Year
235,285,115
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,862,476
Total Uninsured Shares and Deposits > $250K (F+J)
13,862,476
Total Insured Shares and Deposits > $250K (item 17 less item K)
221,422,639
Total Interest Expense (Sum of items 6 8)
848,480
Number of Accounts for Share Drafts
6,983
Number of Accounts for Regular Shares
10,777
Net Income (unless the amount is already included in Undivided Earnings)
157,112
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
38,214,211
Total Liabilities
244,044,332
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About LONG BEACH CITY EMPLOYEESHow many branches does LONG BEACH CITY EMPLOYEES operate?LONG BEACH CITY EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join LONG BEACH CITY EMPLOYEES?Yes, to access services at LONG BEACH CITY EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, LONG BEACH CITY EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, LONG BEACH CITY EMPLOYEES provides members with tools to manage their accounts and build a solid financial history. Does LONG BEACH CITY EMPLOYEES offer online and mobile banking?Most modern institutions like LONG BEACH CITY EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lbcefcu.org. Current LONG BEACH CITY EMPLOYEES Rates
Retrieved from our database of financial products. Rates subject to change.
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