InterBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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InterBankToday's 12-month CD rates can be found at 0.25%, 6-month CD rates at 4.20% and 3-month CD rates at 0.30%. Current savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 10.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to InterBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from InterBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with InterBank CD rates. You can also compare InterBank savings rates, MMA rates and mortgage rates using our other rate lists.

InterBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at InterBank? Share your experience about InterBank by leaving a review below, or read customer reviews before you decide to use InterBank.

InterBank Texas Ratio

InterBank's Texas Ratio is at 7.02%, which is considered excellent. The Texas Ratio for InterBank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, InterBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
InterBank
4921 N May Ave
Oklahoma City, OK 73112
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare InterBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Live Oak Bank
Live Oak Bank
12-Month CD
4.10%
$2,500
Community Bank of Wichita
Community Bank of Wichita
36-Month CD
4.02%
$500
Compass Savings Bank
Compass Savings Bank
6-Month CD
3.92%
$500
Fifth District Savings Bank
Fifth District Savings Bank
12-Month CD
3.75%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
24-Month CD
3.75%
$500
FNB of Bellville
FNB of Bellville
12-Month CD (Jumbo)
3.60%
$100,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
18-Month CD
3.53%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
36-Month CD
3.50%
$1,000
BLC Community Bank
BLC Community Bank
36-Month CD
3.50%
$2,500
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
Utah Independent Bank
Utah Independent Bank
30-Month CD
3.03%
$500
Florence Bank
Florence Bank
36-Month CD
3.00%
$500
Great Midwest Bank
Great Midwest Bank
48-Month CD
3.00%
$1,000
Security Bank Minnesota
Security Bank Minnesota
36-Month CD
2.40%
$1,000
Yampa Valley Bank
Yampa Valley Bank
48-Month CD
2.25%
$1,000
North Star Bank
North Star Bank
24-Month CD
2.22%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
6-Month CD
2.02%
$1,000
North Star Bank
North Star Bank
12-Month CD
2.02%
$500
Profile Bank
Profile Bank
48-Month CD
2.02%
$500
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.46%
$5,000
Albany B&T Co. N.A.
Albany B&T Co. N.A.
12-Month CD
1.35%
$5,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
48-Month CD
1.05%
$1,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
6-Month CD
1.05%
$500
First Bank Waverly, IA
First Bank Waverly, IA
Grow With Me Savings
1.00%
$0
Marthas Vineyard Bank
Marthas Vineyard Bank
48-Month CD
1.00%
$1,000
South Ottumwa SB
South Ottumwa SB
12-Month CD
1.00%
$500
BLC Community Bank
BLC Community Bank
Money Market
0.85%
$5,000
Peoples First Savings Bank
Peoples First Savings Bank
36-Month CD
0.65%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
36-Month CD
0.60%
$500
Spencer Savings Bank
Spencer Savings Bank
48-Month CD
0.55%
$1,000
BAC Community Bank
BAC Community Bank
Diamond Savings
0.50%
$25
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Savings
0.45%
$2,500
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
24-Month CD
0.45%
$500
Savings Bank of Walpole
Savings Bank of Walpole
60-Month CD
0.45%
$500
Midland Community Bank
Midland Community Bank
Money Market
0.40%
$2,500
Crest Savings Bank
Crest Savings Bank
30-Month CD
0.35%
$500
Bank Plus
Bank Plus
Money Market
0.25%
$2,000
FSB of Forrest
FSB of Forrest
Regular Savings
0.25%
$0
Northfield Savings Bank
Northfield Savings Bank
Money Market
0.25%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Money Market
0.15%
$0
Kendall Bank
Kendall Bank
Interest Checking
0.15%
$100
Bank of Kampsville
Bank of Kampsville
Regular Savings
0.10%
$25
Grand Timber Bank
Grand Timber Bank
NOW Checking
0.10%
$600
United Southern Bank
United Southern Bank
3-Month CD
0.05%
$1,000
I3 Bank
I3 Bank
Regular Savings
0.05%
$100
Greenville Federal
Greenville Federal
Savings
0.05%
$10
Skyone Federal Credit Union
Skyone Federal Credit Union
Advantage Checking
0.05%
$2,500
The Bank of Tioga
The Bank of Tioga
Savings
0.02%
$100
Chelsea Groton Bank
Chelsea Groton Bank
Savings
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 13, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have InterBank rate data right now, check back for updates, we are adding rates all the time.

InterBank Information

InterBank
4921 N May Ave
Oklahoma City, OK 73112
Oklahoma
Established Date: 03/31/1988
FDIC Certificate #: 27210
Date of FDIC Deposit Insurance: 03/31/1988
Bank Holding Company: OLNEY BANCSHARES OF TEXAS INC
How Many Domestic U.S. Offices? 47
How Many Branches are There? 47
Is InterBank FDIC Insured? Yes
What is InterBank's Cert number? 27210
What is the maximum amount for insured deposits? $250,000 per holder, per account

InterBank Financials

Total Assets:
$4,601,694,000
Total Deposits:
$4,008,643,000
Equity Capital:
$572,419,000
Domestic Deposits:
$4,008,643,000
Net Income:
$48,393,000
Return on Assets:
4.2778%
Quarterly Return on Assets:
4.2300%
Pretax Return on Assets:
4.2300%
Pretax Quarterly Return on Assets:
4.2300%
Return on Equity:
33.9000%
Quarterly Return on Equity:
34.7200%
Common Equity Tier 1 Capital Ratio:
11.0928%
Tier 1 Risk-Based Capital Ratio:
11.0928%
Leverage Tier 1 (Core Capital) Ratio:
11.8889%
Total Risk-Based Capital Ratio (YTD):
11.7902%
Total Interest Income (YTD):
7.8563%
 
 
Headquarters:
Oklahoma City
FDIC Field Office:
Oklahoma City
Regulator:
FED
County:
Oklahoma
# of Offices:
47
Metropolitan Statistical Area (MSA):
Oklahoma City, OK
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Current Mortgage Rates: June 22, 2009

Mortgage rates retreated from their recent highs this week, brought on by lower inflation data and lower U.S. Treasury prices. Current mortgage rates were down almost across the board on all mortgage products compared to the prior week.Current Mortgage Rates: June 22, 2009Shorter term mortgage rates were down more than longer term rates.  Shorter term jumbo adjustable rate mortgages were down the most, probably because of an easing of the credit crises that started last fall. Banks are getting more comfortable lending funds to each other, London Interbank Offered Rates are down on all maturities. The spread between the three month LIBOR and the Fed's overnight rate, a gauge of how banks assess risk lending to each other is down to a level seen before the crises.     Read more...

Adjustable Rate Mortgage (ARM)

An adjustable-rate mortgage (ARM) is different from a fixed rate mortgage in many different ways. The most important difference is with a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage, the interest rate changes periodically, usually in relation to an index, and payments may go up or down when the index goes up or down. Among the most common indexes are on 1-year constant-maturity Treasury (CMT) securities, the Cost of Funds Index (COFI), and the London Interbank Offered Rate (LIBOR).

Banks and lending institutions usually charge a lower initial interest rate for ARMs than for fixed-rate mortgages. The initial interest rate period makes the monthly mortgage payments lower for an ARM than a fixed rate mortgage for the same loan amount. An ARM could also be less expensive than a fixed-rate mortgage over a longer period of time, depending on the type of ARM, especially for a 5/1 ARM, 7/1 ARM, 10/1 ARM.

One also has to weigh the risk that an increase in interest rates would lead to a higher monthly payment in the future. Like an investment, it's a chance you take, you get a lower initial rate with an ARM in exchange for assuming more risk over the long run. You also have to make sure you have enough income to cover the mortgage payment if rates go up. In this recent housing bubble many people were given a 1 year ARM that couldn't afford the monthly payments when the initial interest rate reset to a higher rate. If you plan to sell your home sooner than later, rising interest rates would be less of a concern.

    Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

The Credit Crunch and You

banksThe pending bailout is not just about saving Wall Street, it is also about saving the economy from spiraling down into a deep recession. The problems on Wall Street have already started dragging Main Street down with it. There is so much fear in the market right now, banks are not lending to anybody - individuals, companies and each other.The rate banks charge each other for loans (the LIBOR - the London Interbank Offered Rate) has shot up overnight. For example, the 3 month LIBOR is at 4.05%, up from 3.88% and the rate banks charge each other for overnight loans is at 6.88%.The Federal Reserve has been doing its part to ease the crunch by pumping money into the markets to provide liquidity but banks just aren't lending because they are scared to lend.     Read more...

Explore Other Rate Deals

AIG Bank is offering a high yield money market account, rates on the MMA are tiered, the higher your balance the higher the interest rate. The minimum opening deposit is $2,500. The annual percentage yield for deposits below $10,000 is 2.15% and on the high end the APY is 3.26% for balances over $250,000, here is the rate and yield table below.
Are you maxing out your 401K and IRA contributions every year and want a way to save more for retirement using a pretax method?
La Jolla Bank has the best long term 36 month CD rate on our list in Fremont, California. La Jolla Bank's current 36 month bank CD rate is 1.98 percent with a bank CD yield of 2.00 percent. La Jolla Bank's 36 month CD interest rate is well above the current national average 3 year CD rate of 1.28 percent as reported by MonitorBankRates.com.

Bank or Credit Union Offers and Deals

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Mortgage Rates 4-20: 30 Year Conforming Rates Averaging 4.80%, 30 Year Jumbo Rates Averaging 5.35%
Mortgage Rates Rise: 30 Year Mortgage Rates at 5.04%
Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: 30 Year Mortgage Rates Unchanged
12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY
If a Meteor Hits Your Home, Are You Covered?
Higher Mortgage Rates and Home Prices to Curb Price Appreciation in 2014
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Why CD Rates May Move Higher Before the Predicted Fourth Quarter of 2015

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