InterBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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InterBankToday's 12-month CD rates can be found at 4.33%, 6-month CD rates at 3.79% and 3-month CD rates at 0.10%. Current savings rates are at 0.20% and money market rates are at 1.55%. Mortgage rates today on 30-year fixed loans are around 7.53%. Credit Card rates are at 8.99%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to InterBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from InterBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with InterBank CD rates. You can also compare InterBank savings rates, MMA rates and mortgage rates using our other rate lists.

InterBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at InterBank? Share your experience about InterBank by leaving a review below, or read customer reviews before you decide to use InterBank.

InterBank Texas Ratio

InterBank's Texas Ratio is at 7.68%, which is considered excellent. The Texas Ratio for InterBank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, InterBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
InterBank
4921 N May Ave
Oklahoma City, OK 73112
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare InterBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Washita State Bank
Washita State Bank
12-Month CD
5.27%
$1,000
T Bank
T Bank
13-Month CD (special)
5.25%
$1,000
Meadows Bank
Meadows Bank
12-Month CD (special)
4.75%
$1,000
ConnectOne Bank
ConnectOne Bank
23-Month CD
4.50%
$500
Chicago Patrolmens Federal Credit Union
Chicago Patrolmens Federal Credit Union
24-Month CD
4.34%
$500
The Seymour Bank
The Seymour Bank
60-Month CD
4.32%
$1,000
Generations Commercial Bank
12-Month CD
4.25%
$500
Synchrony Bank
Synchrony Bank
24-Month CD
4.20%
$0
Camp Grove State Bank
Camp Grove State Bank
24-Month CD
4.00%
$1,000
State Bank of De Kalb
State Bank of De Kalb
9-Month CD
3.75%
$500
Kearney Trust Company
Kearney Trust Company
30-Month CD
3.56%
$100
Everence Trust Company
Everence Trust Company
60-Month CD
3.50%
$500
T Bank
T Bank
60-Month CD
3.35%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
18-Month CD
3.28%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
18-Month CD certificate
3.25%
$500
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.04%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
60-Month CD
3.00%
$500
FNB of Wyoming
FNB of Wyoming
30-Month CD
2.84%
$100
SL Bank
SL Bank
60-Month CD
2.53%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
6-Month CD
2.53%
$1,000
Bank of Prague
Bank of Prague
6-Month CD
2.52%
$1,000
Stockgrowers State Bank of Ashland, KS
Stockgrowers State Bank of Ashland, KS
6-Month CD
2.52%
$500
Johnson State Bank
Johnson State Bank
60-Month CD
2.38%
$1,000
BrioDirect
BrioDirect
24-Month CD
2.30%
$500
Profile Bank
Profile Bank
18-Month CD
2.27%
$500
International Bank of Chicago
International Bank of Chicago
60-Month CD
2.00%
$1,000
OneLocal Bank
OneLocal Bank
24-Month CD
1.26%
$1,000
HomeBank
24-Month CD
1.16%
$2,500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
24-Month CD
1.10%
$500
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
12-Month CD
1.00%
$500
West Plains S&L
West Plains S&L
30-Month CD
0.75%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
24-Month CD
0.70%
$1,000
Ion Bank
Ion Bank
48-Month CD
0.65%
$500
Somerset Savings Bank
Somerset Savings Bank
60-Month CD
0.55%
$500
Frontier Community Bank
Frontier Community Bank
Savings
0.50%
$0
Fulton Savings Bank
Fulton Savings Bank
48-Month CD
0.50%
$500
FNB of Wyoming
FNB of Wyoming
Personal Checking
0.40%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
18-Month CD
0.35%
$500
First Southern Bank Florence, AL
First Southern Bank Florence, AL
48-Month CD
0.35%
$1,000
FNB Of Nokomis
FNB Of Nokomis
Money Market
0.30%
$1
Mayville State Bank
Mayville State Bank
12-Month CD
0.20%
$1,000
Catskill Hudson Bank
Catskill Hudson Bank
Statement Savings
0.15%
$100
Altoona First Savings Bank
Altoona First Savings Bank
12-Month CD
0.15%
$1,000
Seasons Federal Credit Union
Seasons Federal Credit Union
Interest Checking
0.10%
$500
Acadian Federal Credit Union
Acadian Federal Credit Union
Membership Savings
0.10%
$100
Huntington FSB
Huntington FSB
Paymaster Checking
0.05%
$100
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
18-Month CD
0.05%
$10,000
USB Union Savings Bank
USB Union Savings Bank
Money Market
0.03%
$0
First Citizens State Bank
First Citizens State Bank
Direct Checking Account
0.01%
$500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have InterBank rate data right now, check back for updates, we are adding rates all the time.

InterBank Information

InterBank
4921 N May Ave
Oklahoma City, OK 73112
Oklahoma
Established Date: 03/31/1988
FDIC Certificate #: 27210
Date of FDIC Deposit Insurance: 03/31/1988
Bank Holding Company: OLNEY BANCSHARES OF TEXAS INC
How Many Domestic U.S. Offices? 47
How Many Branches are There? 47
Is InterBank FDIC Insured? Yes
What is InterBank's Cert number? 27210
What is the maximum amount for insured deposits? $250,000 per holder, per account

InterBank Financials

Total Assets:
$4,193,164,000
Total Deposits:
$3,664,993,000
Equity Capital:
$512,776,000
Domestic Deposits:
$3,664,993,000
Net Income:
$42,825,000
Return on Assets:
2.3040%
Quarterly Return on Assets:
4.1400%
Pretax Return on Assets:
4.1435%
Pretax Quarterly Return on Assets:
4.1400%
Return on Equity:
19.1700%
Quarterly Return on Equity:
34.4600%
Common Equity Tier 1 Capital Ratio:
10.1967%
Tier 1 Risk-Based Capital Ratio:
10.1967%
Leverage Tier 1 (Core Capital) Ratio:
10.9407%
Total Risk-Based Capital Ratio (YTD):
10.9489%
Total Interest Income (YTD):
4.3856%
 
 
Headquarters:
Oklahoma City
FDIC Field Office:
Oklahoma City
Regulator:
FED
County:
Oklahoma
# of Offices:
47
Metropolitan Statistical Area (MSA):
Oklahoma City, OK
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Current Mortgage Rates: June 22, 2009

Mortgage rates retreated from their recent highs this week, brought on by lower inflation data and lower U.S. Treasury prices. Current mortgage rates were down almost across the board on all mortgage products compared to the prior week.Current Mortgage Rates: June 22, 2009Shorter term mortgage rates were down more than longer term rates.  Shorter term jumbo adjustable rate mortgages were down the most, probably because of an easing of the credit crises that started last fall. Banks are getting more comfortable lending funds to each other, London Interbank Offered Rates are down on all maturities. The spread between the three month LIBOR and the Fed's overnight rate, a gauge of how banks assess risk lending to each other is down to a level seen before the crises.     Read more...

Adjustable Rate Mortgage (ARM)

An adjustable-rate mortgage (ARM) is different from a fixed rate mortgage in many different ways. The most important difference is with a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage, the interest rate changes periodically, usually in relation to an index, and payments may go up or down when the index goes up or down. Among the most common indexes are on 1-year constant-maturity Treasury (CMT) securities, the Cost of Funds Index (COFI), and the London Interbank Offered Rate (LIBOR).

Banks and lending institutions usually charge a lower initial interest rate for ARMs than for fixed-rate mortgages. The initial interest rate period makes the monthly mortgage payments lower for an ARM than a fixed rate mortgage for the same loan amount. An ARM could also be less expensive than a fixed-rate mortgage over a longer period of time, depending on the type of ARM, especially for a 5/1 ARM, 7/1 ARM, 10/1 ARM.

One also has to weigh the risk that an increase in interest rates would lead to a higher monthly payment in the future. Like an investment, it's a chance you take, you get a lower initial rate with an ARM in exchange for assuming more risk over the long run. You also have to make sure you have enough income to cover the mortgage payment if rates go up. In this recent housing bubble many people were given a 1 year ARM that couldn't afford the monthly payments when the initial interest rate reset to a higher rate. If you plan to sell your home sooner than later, rising interest rates would be less of a concern.

    Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

The Credit Crunch and You

banksThe pending bailout is not just about saving Wall Street, it is also about saving the economy from spiraling down into a deep recession. The problems on Wall Street have already started dragging Main Street down with it. There is so much fear in the market right now, banks are not lending to anybody - individuals, companies and each other.The rate banks charge each other for loans (the LIBOR - the London Interbank Offered Rate) has shot up overnight. For example, the 3 month LIBOR is at 4.05%, up from 3.88% and the rate banks charge each other for overnight loans is at 6.88%.The Federal Reserve has been doing its part to ease the crunch by pumping money into the markets to provide liquidity but banks just aren't lending because they are scared to lend.     Read more...

Explore Other Rate Deals

First Jersey Credit Union is advertising some of the best short term CD rates currently available. First Jersey Credit Union's current 6 month CD rate is 1.10 percent with an annual percentage yield of 1.11 percent. That CD rate is better than the current national average 12 month CD rate of 0.96 percent. Their 6 month CD rate is almost as high as the current national average 18 month CD rate of 1.12 percent. 
The Federal Reserve is considering ways to cut back on their buying mortgage-backed securities and long term U.S. bonds without sending interest rates higher and hurting the economy.  As a result, U.S. banks are warning they will start charging depositors if the Federal Reserve cuts the interest rate they give banks.
The start of 2013 is starting to look a little better for deposit rates as average savings rates and money market rates move higher for the month of January. The increases aren't expected to continue because the Fed is continuing its policy of keeping the Fed funds rate at near zero percent to foster growth, so this will keep a lid on deposit rates moving higher.

Bank or Credit Union Offers and Deals

Fixed Mortgage Rates and Adjustable Mortgage Rates Higher: 30 Year Mortgage Rates Averaging 4.81%
Mortgage Rates Near All Time Low
Alliant Credit Union Current CD Rates
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Mortgage Rates 11/8/10: 30 Year Conventional Mortgage Rates at 4.22%, 30 Year Jumbo Mortgage Rates at 4.72%
Mortgage Rates Head Lower Today on Weak Jobs Report
Great CD Deal at Central Bank - 7 Month APY 1.35%
ASECU Best CD Rates
Mortgage Rates Will Stabilize- The Fed Leaves Interest Rates Alone

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Decrease: 30 Year Mortgage Rates at 4.97%
Home Mortgage Rates: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.83%
Mortgage Rates Hit New Record Low for 2011: 30 Year Mortgage Rates at 4.32%
Hudson City Savings Bank CD Rates
Start a Savings Plan Now: A Guide for Teenagers
Citibank Credit Card Rates
Current Deposit Rates Remain Stable as Fed's Yellen Talks Interest Rates
Mortgage Refinance Rates Increase, Mortgage Loan Volume Decreases
ableBanking CD Rates
Mortgage Rates Decline This Week - Average 30 Year Rates at 4.14 Percent

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